860 S VILLAGE DRIVE N UNIT 106, ST PETERSBURG, FL, 33716
Active111 days on marketListed May 1, 2026MLS #TB8504075
About this home
860 S VILLAGE DRIVE N UNIT 106
Don't miss your opportunity to own a spacious 3BR/2BA ground-floor condo in the highly desirable Village Lake Community. This move-in-ready home features an open floor plan, fresh interior paint, new carpet, and abundant storage throughout. Large eat-in kitchen with pantry and washer & dryer in the unit for added convenience. Sliding glass doors lead to a private screened and enclosed porch with storage closet, overlooking a mature, beautifully landscaped private backyard—perfect for relaxing or enjoying morning coffee. The primary suite offers an en-suite bath, walk-in closet, and serene garden views. The second bedroom also features garden views. Includes assigned parking plus ample guest parking. Community amenities include pool, tennis courts, playground, clubhouse, and walking paths. Condo fee includes water, sewer, trash, internet, and ground maintenance. Ideally located near I-275, downtown St. Petersburg, Tampa via Gandy Bridge, Tampa International & St. Pete–Clearwater Airports, award-winning beaches, and walking distance to shopping, and pharmacy, restaurants.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,180
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,299 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,299/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs VILLAGE LAKE CONDO
$159 vs $199
Days on market
111 vs 57 typical
Where $159/sqft sits among the 7 homes for sale in VILLAGE LAKE CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33716 — neighborhood snapshot
Population
18,995
Median age
33.7
Median income
$73,576
Median home value
$163,500
Avg household
1.82
Households w/ children
1,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
1 of 7
VILLAGE LAKE CONDO have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the ST PETERSBURG 33716 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 860 S VILLAGE DRIVE N UNIT 106
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$185,000
875 S VILLAGE DRIVE N UNIT 204 · same community
3 bd · 2 ba · 1,180 sqft · $157/sqft · 153 DOM
Sold · Oct ’25$210,000
10735 VILLAGE CLUB CIRCLE N UNIT 104 · same community
3 bd · 2 ba · 1,180 sqft · $178/sqft · 47 DOM
Sold · Nov ’25$205,000
730 S VILLAGE DRIVE N UNIT 101 · same community
3 bd · 2 ba · 1,180 sqft · $174/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 860 S VILLAGE DRIVE N UNIT 106 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 860 S VILLAGE DRIVE N UNIT 106 — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
860 S VILLAGE DRIVE N UNIT 106 FAQs
What would the monthly payment be for 860 S VILLAGE DRIVE N UNIT 106?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,299/mo — principal and interest, the actual property-tax bill, the $725/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 860 S VILLAGE DRIVE N UNIT 106?+
The association fee works out to $725 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 860 S VILLAGE DRIVE N UNIT 106?+
The most recent tax bill on record (2025) was $2,739. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 860 S VILLAGE DRIVE N UNIT 106?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $187,400, this home is listed about 56% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 860 S VILLAGE DRIVE N UNIT 106?+
Pinellas Central Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$187,400 runs 25% above the ST PETERSBURG 33716 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $725/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $204,999, now $187,400 — a $18K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NAMASTE REALTY LLC · Jennifer Lumsden. MLS #TB8504075.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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