13010 CUMBERLAND DRIVE, LARGO, FL, 33773
Active91 days on marketListed May 6, 2026MLS #TB8505873
About this home
13010 CUMBERLAND DRIVE
This beautifully renovated home in Largo Florida features a three bedroom, two bathroom, with a single garage. Brand new luxury vinyl flooring stretches seamlessly throughout the home. Fully Renovated Home with Modern Upgrades Move in ready and beautifully updated, this home offers peace of mind and style with extensive renovations throughout. A new roof installed in 2024, new flooring in every room, and fresh interior paint create a clean, modern feel from the moment you step inside. The fully remodeled kitchen is equipped with new cabinetry, sink, granite countertops making it perfect for everyday modern living and entertaining with stainless steel appliances. Both form and function shine with thoughtful improvements across the home, including newer blinds throughout, new ceiling fans, new lighting, and new doors and shelving in all closets for organized living. The main bathroom has been fully remodeled. It features dual sinks, spacious closet, and solid surface countertop for a refreshed and updated space. Outside, enjoy added curb appeal and convenience with an extra wide newly installed concrete driveway and a new roof installed in 2024. Relax year round in the beautiful screened porch, ideal for morning coffee or evening downtime. With updates already completed, this home is ready for its next owner to enjoy comfort, functionality, and modern finishes without lifting a finger. Key features & upgrades: Roof installed in 2024 New flooring throughout Fresh interior paint Fully remodeled kitchen (cabinets, sink, countertop, floor) Stainless steel appliances Remodeled main bathroom Newer blinds New ceiling fans in all rooms New 6 panel closet doors & custom shelving in every closet Extra wide concrete driveway Some information is from county records and buyer to verify information and measurements.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,108
Sqft
0.14 ac
Lot size
1
Garage
1976
Year built
One
Levels
$397
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,030 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,030/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.8%
$/sqft vs Largo actives
$397 vs $238
Days on market
91 vs 52 typical
Where $397/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33773 — neighborhood snapshot
Population
16,918
Median age
46.5
Median income
$74,115
Median home value
$280,600
Avg household
2.39
Households w/ children
1,373
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $319K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
208 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% above the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 13010 CUMBERLAND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$388,000
7976 SHADOW RUN DRIVE · same community
4 bd · 2 ba · 1,206 sqft · $322/sqft · 7 DOM
Sold · Aug ’25$485,000
13032 CUMBERLAND DRIVE · same community
4 bd · 2 ba · 1,306 sqft · $371/sqft · 85 DOM
Sold · Aug ’25$282,700
13122 CUMBERLAND DRIVE · same community
2 bd · 1 ba · 850 sqft · $333/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13010 CUMBERLAND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13010 CUMBERLAND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13010 CUMBERLAND DRIVE FAQs
What would the monthly payment be for 13010 CUMBERLAND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,030/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13010 CUMBERLAND DRIVE?+
The most recent tax bill on record (2025) was $1,021. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $440,000, this home is listed about 47% above the Largo median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13010 CUMBERLAND DRIVE?+
Southern Oak Elementary School (elementary), Osceola Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$440,000 runs 98% above the LARGO 33773 median.
02Strong assigned schools
Southern Oak Elementary School, Osceola Middle School, Pinellas Park High School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $445,000, now $440,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BAY REALTY GROUP INC · Walt Sieg. MLS #TB8505873.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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