CENTURY 21 Edge
$1,150,000$1,250,0004 bd3.5 ba2,926 sqft$393 /sqft≈$6,898 /mo all-in ↓

1208 SUNSET LANE, LUTZ, FL, 33549

Active150 days on marketListed May 15, 2026MLS #TB8507772

✦ Reduced $100K✦ New constructionPrivate poolSingle Family ResidenceSUNSET LANE PARK SUB

About this home

1208 SUNSET LANE

PRICE ADJUSTED! There's a rare kind of home that stops you the moment you step inside — one that feels like it was lifted from the misty ridges of the Georgia mountains and set beside the shimmering waters of Florida. That home is 1208 Sunset Lane, Lutz. From the stacked stone exterior and sweeping wraparound brick paver porch to the soaring vaulted ceilings and hand-hewn exposed wood beams within, 1208 Sunset Lane is a masterfully crafted new construction estate where mountain lodge romance meets Florida living. The main home offers 2,926 sq ft under air of thoughtfully designed living space with 3 bedrooms and 2.5 baths. A stunning floor-to-ceiling stacked stone fireplace anchors the great room, flanked by expansive glass doors that dissolve the line between indoors and out. Dramatic beamed ceilings, rich architectural detailing, and natural light flooding through impact-rated windows create an atmosphere that is simultaneously grand and deeply warm. A true chef's kitchen built for those who entertain with intention. Solid wood 42" shaker cabinetry, quartz countertops, an oversized stacked stone island, gas cooktop, designer vent hood, walk-in pantry, and a dedicated beverage station with wine refrigeration — every detail curated for elevated everyday living. The primary suite is your personal sanctuary. A freestanding soaking tub, dual-entry rainfall shower, designer tile work, dual quartz vanities, and a built-in office nook compose a retreat worthy of the finest boutique inn. Above the garage, you will find a a private 675 sq ft suite with a full bath that offers endless flexibility — guest quarters, home office, gym, creative studio, or income-producing rental. Separate, private, and beautifully appointed. From the great room, you step outside to a resort-inspired screened lanai, heated pool and spa, outdoor kitchen and expansive entertaining areas — all set against a tranquil backdrop of mature oaks and natural Florida landscape. With direct canal access to 36-acre Sunset Lake, kayaking and fishing are simply part of the lifestyle. Built Smart with a tankless water heater, smart home technology, blown insulation, private well and septic, and impact-rated PGT windows that deliver energy efficiency alongside luxury-level comfort. Minutes from Downtown Tampa, Tampa International Airport, I-275, and Veterans Expressway — yet enveloped in the kind of stillness and natural beauty you'd expect to find deep in the Georgia highlands. This is mountain soul meets Florida sunshine. And a lifestyle that cannot be replicated. The craftsmanship and high-end finishes found throughout this home — from the hand-hewn beams and stacked stone to the designer tilework and custom cabinetry — simply cannot be found in new construction at this price point. This is mountain soul meets Florida sunshine. And a lifestyle that cannot be replicated.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,926

Sqft

0.36 ac

Lot size

2

Garage

2025

Year built

One

Levels

$393

Per sqft

Private poolFireplace

Inside

FlooringCeramic Tile
AppliancesCooktop · Dishwasher · Dryer · Gas Water Heater · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stone · Stucco
FoundationSlab
FacesSouth
ExteriorFire Pit · Outdoor Grill · Private Mailbox · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$1,220/yr

Utilities & systems

UtilitiesElectricity Connected · Propane · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,898 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property tax — 2025 actual bill$102
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $115,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $115,000
Interest rate6.00%
Loan term

Estimated payment

$6,898/mo

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property taxes (actual bill)$102
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$1.1MedgeAI estimate $1,371,134 · range $1.2M–$1.5M$1.6M

vs edgeAI estimate

−16.1%

$/sqft vs Lutz actives

$393 vs $240

Days on market

150 vs 66 typical

Where $393/sqft sits among the 267 Lutz actives

75
94
49
21
11
17 · this home
$163–209$209–254$254–300$300–346$346–391$391+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Drive times from this address

Downtown Tampa≈ 24 min
Tampa Int’l Airport (TPA)≈ 35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

LUTZ 33549 — neighborhood snapshot

Population

18,816

Median age

44.1

Median income

$85,066

Median home value

$339,400

Avg household

2.58

Households w/ children

2,040

For the school run

Hillsborough County School District

ElementaryManiscalco K-8 School★★★★★
HighFreedom High School★★★★★
MiddleLiberty Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller — 3.4 months of inventoryBuyer’s market

$541K → $512K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

164 of 267

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 136% above the LUTZ 33549 median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,150,000 ▼ $100K
May 15, 2026Listed at $1,250,000 · 150 days on market since
2025Built · SUNSET LANE PARK SUB

Reality check

What actually sold near 1208 SUNSET LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1210 SUNSET LANESold · Nov ’25

$410,000

1210 SUNSET LANE · same community

3 bd · 2 ba · 1,551 sqft · $264/sqft · 71 DOM

18483 PURPLE CREEK LANE Lot 1Sold · Dec ’25

$1,130,000

18483 PURPLE CREEK LANE Lot 1

4 bd · 3 ba · 3,124 sqft · $362/sqft · 195 DOM

18110 30TH STREETSold · Feb ’26

$810,000

18110 30TH STREET

4 bd · 3 ba · 3,178 sqft · $255/sqft · 186 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1208 SUNSET LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1208 SUNSET LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1208 SUNSET LANE FAQs

What would the monthly payment be for 1208 SUNSET LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,898/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1208 SUNSET LANE?+

The most recent tax bill on record (2025) was $1,220. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lutz?+

At $1,150,000, this home is listed about 137% above the Lutz median of $484,999. The market section on this page shows how the area is trending.

Which schools are assigned to 1208 SUNSET LANE?+

Maniscalco K-8 School (elementary), Freedom High School (high), Liberty Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,150,000 runs 136% above the LUTZ 33549 median — but at 2,926 sqft it's also 39% larger than the typical Lutz listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

150 days on market against a Lutz median of 66 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Maniscalco K-8 School, Freedom High School, Liberty Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Maniscalco K-8 School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,250,000, now $1,150,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Gary Ubaldini. MLS #TB8507772.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1208 SUNSET LANE, LUTZ, FL — 4 Bed, 3.5 Bath — $1,150,000 | CENTURY 21 Edge