CENTURY 21 Edge
$334,900$349,9003 bd1 ba904 sqft$370 /sqft≈$2,874 /mo all-in ↓

2855 VALENCIA WAY S, ST PETERSBURG, FL, 33705

Active153 days on marketListed May 21, 2026MLS #TB8509887

✦ Reduced $15KSingle Family ResidencePALLANZA PARK REP

About this home

2855 VALENCIA WAY S

Welcome to an affordable Saint Petersburg home offering flexibility, valuable updates, and a spacious private backyard—all just minutes from downtown and near Lake Maggiore’s parks, trails, and waterfront scenery. Located in a charming old Florida neighborhood, this 3-bedroom, 1-bath concrete block home is a great opportunity for first-time buyers, downsizers, or anyone looking for a low-maintenance Florida home with room to make it their own. Inside, the flexible floor plan makes it easy to create a space that fits your lifestyle. The third bedroom can remain a traditional bedroom or become the perfect home office, dining room, nursery, guest room, or hobby space. A split-bedroom layout adds privacy and gives the home a comfortable, functional flow. Practical features include new hurricane-impact windows, tile flooring throughout, and durable concrete block construction. The roof and A/C are reported to be in solid condition, offering buyers added peace of mind as they plan for homeownership. Buyers are encouraged to verify the condition and insurability of all major systems during their inspection period. Step outside and discover one of the home's best features—a spacious, well-maintained backyard surrounded by an all wrapped around vinyl privacy fence and mature landscaping. There’s plenty of room for pets, gardening, outdoor dining, weekend barbecues, a firepit, or simply relaxing in your own private outdoor retreat. The covered carport and extended driveway provide generous parking for multiple vehicles, a boat, or recreational equipment. Existing electrical service at the carport may also provide an opportunity for a future EV-charging setup, subject to professional evaluation. The property has no known history of flooding, including during prior hurricane seasons, providing another important consideration for Florida buyers. Buyers should independently verify flood-zone designation, insurance requirements, and property history. With $10,000 toward buyer closing costs, a flexible 3-bedroom layout, impact windows, concrete block construction, a large private backyard, and convenient access to downtown Saint Petersburg, this home delivers an appealing combination of affordability, functionality, and Florida lifestyle. Whether you’re buying your first home, downsizing, or looking for a smart long-term investment, this Harbordale property is ready for its next chapter. Schedule your showing and come see the possibilities for yourself!

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

904

Sqft

0.15 ac

Lot size

1949

Year built

One

Levels

$370

Per sqft

Negotiable

Inside

FlooringCeramic Tile
AppliancesConvection Oven · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCoffered Ceiling(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo
LaundryLaundry Closet · Laundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesNorth
ExteriorPrivate Yard

Community & fees

Taxes (2025)$3,196/yr

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,874 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,299
FHA mortgage insurance (est.)$148
Property tax — 2025 actual bill$266
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,722Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,722
Interest rate7.50%
Loan term

Estimated payment

$2,874/mo

Principal & interest$2,299
FHA mortgage insurance (est.)$148
Property taxes (actual bill)$266
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $335K
$195KedgeAI estimate $226,096 · range $203K–$249K$348K

vs edgeAI estimate

+48.1%

$/sqft vs St Petersburg actives

$370 vs $324

Days on market

153 vs 67 typical

Where $370/sqft sits among the 400 St Petersburg actives

157
140 · this home
33
29
11
30
$135–287$287–440$440–592$592–745$745–897$897+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Drive times from this address

Downtown Tampa≈ 31 min
Tampa Int’l Airport (TPA)≈ 31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33705 — neighborhood snapshot

Population

27,024

Median age

44

Median income

$70,783

Median home value

$321,500

Avg household

2.27

Households w/ children

2,157

For the school run

Pinellas County School District

ElementaryLakewood Elementary School★★★★★
HighLakewood High School★★★★★
MiddleBay Point Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

230 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $334,900 ▼ $15K
May 21, 2026Listed at $349,900 · 153 days on market since
1949Built · PALLANZA PARK REP

Reality check

What actually sold near 2855 VALENCIA WAY S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

761 29TH AVENUE SSold · Aug ’26

$279,000

761 29TH AVENUE S · same community

3 bd · 2 ba · 944 sqft · $296/sqft · 92 DOM

950 26TH AVENUE SSold · Aug ’26

$295,000

950 26TH AVENUE S · same community

3 bd · 2 ba · 1,040 sqft · $284/sqft · 11 DOM

753 29TH AVENUE SSold · Oct ’25

$215,000

753 29TH AVENUE S · same community

2 bd · 1 ba · 752 sqft · $286/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2855 VALENCIA WAY S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2855 VALENCIA WAY S — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2855 VALENCIA WAY S FAQs

What would the monthly payment be for 2855 VALENCIA WAY S?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,874/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2855 VALENCIA WAY S?+

The most recent tax bill on record (2025) was $3,196. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $334,900, this home is listed about 20% below the St Petersburg median of $419,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2855 VALENCIA WAY S?+

Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DALTON WADE INC · Mychelle Nguyen. MLS #TB8509887.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2855 VALENCIA WAY S, ST PETERSBURG, FL — 3 Bed, 1 Bath — $334,900 | CENTURY 21 Edge