CENTURY 21 Edge
$179,9002 bd2 ba1,080 sqft$167 /sqft≈$1,347 /mo all-in ↓

9700 STARKEY ROAD UNIT 228, SEMINOLE, FL, 33777

Active123 days on marketListed Jun 9, 2026MLS #TB8512416

✦ Priced 35% below the SEMINOLE 33777 medianCondominiumANTIGUA CONDO

About this home

9700 STARKEY ROAD UNIT 228

SELLER OFFERING UP TO A 4% CONTRIBUTION toward new flooring OR buyer prepaids and closing costs! If you’ve been looking for an opportunity to create value and make a home your own, this spacious 2 bedroom, 2 bath CORNER UNIT in the desirable Antigua Condominium Community deserves a look. Consider the potential: the latest sales of same sized condos in the community include Unit #321 at $204,000, Unit #218 at $252,000, and Unit #221 at $264,000. With cosmetic updates and minor repairs, this condo offers an exciting opportunity for a buyer willing to put their own finishing touches on the space. The seller already has a quote for new flooring, and the 4% contribution will more than cover the cost. The renderings show the quoted flooring. Inside, you'll find a spacious, open-concept living and dining area flowing from the kitchen, generously sized bedrooms, abundant natural light, and plenty of storage throughout. A large storage closet near the kitchen could easily function as an oversized pantry. Even better, the unit includes its own private storage/laundry room—a rare and valuable condo feature. Being a corner unit means additional natural light, while the private balcony overlooking the community amenities provides a relaxing spot for morning coffee or unwinding at the end of the day. Antigua offers a lifestyle that extends well beyond the condo itself. Residents enjoy a community pool, tennis and pickleball courts, fire pit, and clubhouse with gathering space, foosball, and ping pong. This fantastic Seminole location puts shopping, dining, everyday conveniences, and the beautiful Gulf beaches all within easy reach. The monthly condo fee of $691.05 includes water, sewer, cable, and internet, building maintenance and insurance, adding even more value and convenience. Whether you're looking for a full-time residence or seasonal Florida retreat, this is your chance to buy a spacious corner unit, update it to your taste, and take advantage of the potential value already demonstrated within the community. Bring your vision and make this one yours!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,080

Sqft

4.07 ac

Lot size

1977

Year built

One

Levels

$167

Per sqft

Tennis Court view

Inside

FlooringCarpet
AppliancesRefrigerator
InteriorLiving Room/Dining Room Combo · Open Floorplan
LaundryLaundry Room · Outside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionBlock
FoundationSlab
ViewTennis Court
FacesEast
ParkingAssigned · Guest
ExteriorSidewalk · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$579/yr
PetsSize Limit
CommunityBuyer Approval Required · Clubhouse · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,347 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,059
FHA mortgage insurance (est.)$80
Property tax — 2025 actual bill$48
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,297Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,297
Interest rate6.00%
Loan term

Estimated payment

$1,347/mo

Principal & interest$1,059
FHA mortgage insurance (est.)$80
Property taxes (actual bill)$48
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $180K
$104KedgeAI estimate $120,062 · range $108K–$127K$187K

vs edgeAI estimate

+49.8%

$/sqft vs Seminole actives

$167 vs $251

Days on market

123 vs 54 typical

Where $167/sqft sits among the 325 Seminole actives

63
56 · this home
49
54
59
44
$108–158$158–209$209–259$259–309$309–359$359+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Antigua

Drive times from this address

Downtown Tampa≈ 29 min
Tampa Int’l Airport (TPA)≈ 29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Antigua — neighborhood snapshot

Population

306

Median age

43

Median income

$120,658

Median home value

$338,400

Avg household

2

Households w/ children

20%

For the school run

Pinellas County School District

MiddleOsceola Middle School★★★★★
ElementaryStarkey Elementary School★★★★★
HighDixie M. Hollins High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller — 3.6 months of inventoryBuyer’s market

$405K → $450K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

173 of 325

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% below the SEMINOLE 33777 median. See the full Seminole market guide →

Paper trail

This home's history

Jun 9, 2026Listed at $179,900 · 123 days on market since
1977Built · ANTIGUA CONDO

Reality check

What actually sold near 9700 STARKEY ROAD UNIT 228

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9700 STARKEY ROAD UNIT 321Sold · Feb ’26

$204,000

9700 STARKEY ROAD UNIT 321 · same community

2 bd · 2 ba · 1,080 sqft · $189/sqft · 34 DOM

7700 92ND STREET UNIT 203Sold · Jun ’26

$150,000

7700 92ND STREET UNIT 203

2 bd · 2 ba · 1,060 sqft · $142/sqft · 87 DOM

7701 STARKEY ROAD UNIT 601Sold · Apr ’26

$150,000

7701 STARKEY ROAD UNIT 601

2 bd · 2 ba · 1,015 sqft · $148/sqft · 323 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 9700 STARKEY ROAD UNIT 228 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9700 STARKEY ROAD UNIT 228 — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9700 STARKEY ROAD UNIT 228 FAQs

What would the monthly payment be for 9700 STARKEY ROAD UNIT 228?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,347/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9700 STARKEY ROAD UNIT 228?+

The most recent tax bill on record (2025) was $579. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9700 STARKEY ROAD UNIT 228?+

The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seminole?+

At $179,900, this home is listed about 50% below the Seminole median of $362,500. The market section on this page shows how the area is trending.

Which schools are assigned to 9700 STARKEY ROAD UNIT 228?+

Osceola Middle School (middle), Starkey Elementary School (elementary), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the SEMINOLE 33777 market on paper

$179,900 is 35% below the SEMINOLE 33777 median of $275,000, and at $167/sqft it sits under the Seminole average of $254.

02Tennis Court views

The tennis court view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

123 days on market against a Seminole median of 54 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Osceola Middle School, Starkey Elementary School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of 1 PALM REALTY · Dayna Bates. MLS #TB8512416.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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