CENTURY 21 Edge
$749,0004 bd4 ba2,210 sqft$339 /sqft≈$5,149 /mo all-in ↓

20720 NW 34 AVENUE, MIAMI GARDENS, FL, 33056

Active124 days on marketListed Jun 11, 2026MLS #TB8513778

Single Family ResidenceRIVERDALE ESTS SEC 2

About this home

20720 NW 34 AVENUE

Great Opportunity to own income, fully remodeled single-family home converted into 3 private-entry units, can generate a strong rental. Great Opportunity to own income property, 4-bedroom, 3-bathroom 2 half of bathroom, located in Miami Gardens. Featuring brand-new flooring throughout and modern kitchens with sleek quartz countertops, this home blends style and comfort. The home offers comfortable living areas and a great backyard ideal for entertaining, family gatherings, or adding a pool. Good for big families who still want a little privacy, 3 units: first is 2/1/1, second is 1/1/1, third is 1/1/0. NO HOA, A truly move-in ready gem in a great location, just 2 miles from Hard Rock Stadium. Good for AIRBNB. Please use Showing Time requests to set viewing appointments. Schedule your showing today.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,210

Sqft

7500 ac

Lot size

2004

Year built

Two

Levels

$339

Per sqft

Garden view55+ communityPets allowed

Inside

FlooringTile · Hardwood
AppliancesConvection Oven · Dryer · Electric Water Heater · Microwave · Other · Range · Refrigerator · Tankless Water Heater · Washer
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Other · Walk-In Closet(s)
LaundryInside · Laundry Room · Same Floor As Condo Unit · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationConcrete Perimeter
ViewGarden
FacesEast
ParkingBoat · Covered · Driveway · Guest
ExteriorOther

Community & fees

Taxes (2025)$8,000/yr
PetsYes
CommunityGolf Carts OK · Restaurant

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,149 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$667
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,900
Interest rate6.00%
Loan term

Estimated payment

$5,149/mo

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property taxes (actual bill)$667
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $749K
$598KedgeAI estimate $641,765 · range $623K–$661K$779K

vs edgeAI estimate

+16.7%

Days on market

124 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North County- Riverdale

Get to know Miami Gardens. See the full Miami Gardens guide →

North County- Riverdale — neighborhood snapshot

Population

4,049

Median age

39

Median income

$68,320

Median home value

$333,350

Avg household

3

Households w/ children

271

For the school run

Dade County School District

ElementaryNorth County K-8 Center★★★★★
HighMiami Carol City Senior High★★★★★
MiddleLake Stevens Middle School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami Gardens market

Seller’s marketSeller’s market — 1.7 months of inventoryBuyer’s market

$449K → $410K

Miami Gardens median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

Median sold price, Miami Gardens, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the MIAMI GARDENS 33056 median. See the full Miami Gardens market guide →

Paper trail

This home's history

Jun 11, 2026Listed at $749,000 · 124 days on market since
2004Built · RIVERDALE ESTS SEC 2

Reality check

What actually sold near 20720 NW 34 AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

20352 NW 39TH CT COURTSold · Feb ’26

$376,000

20352 NW 39TH CT COURT

3 bd · 1 ba · 2,160 sqft · $174/sqft · 6 DOM

2913 DOLPHIN DRIVESold · May ’26

$610,000

2913 DOLPHIN DRIVE

4 bd · 2 ba · 2,335 sqft · $261/sqft · 27 DOM

9670 GLACIER DRIVESold · Apr ’26

$610,000

9670 GLACIER DRIVE

4 bd · 3 ba · 1,480 sqft · $412/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 20720 NW 34 AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 20720 NW 34 AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

20720 NW 34 AVENUE FAQs

What would the monthly payment be for 20720 NW 34 AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,149/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 20720 NW 34 AVENUE?+

The most recent tax bill on record (2025) was $8,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 20720 NW 34 AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami Gardens?+

At $749,000, this home is listed about 1% above the Miami Gardens median of $744,500. The market section on this page shows how the area is trending.

Which schools are assigned to 20720 NW 34 AVENUE?+

North County K-8 Center (elementary), Miami Carol City Senior High (high), Lake Stevens Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ELIMAR REALTY INC · Elina Lopez. MLS #TB8513778.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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