4437 W BAY AVENUE, TAMPA, FL, 33616
Active60 days on marketListed Jun 15, 2026MLS #TB8513982
About this home
4437 W BAY AVENUE
WELCOME HOME! This exceptional property offers 12,350 square feet of endless opportunities in the coveted South Tampa area! Nestled on a generous corner lot, this 4-bedroom, 2-bathroom residence boasts NEW 2025 ROOF, and abundant space for both indoor and outdoor living. Inside, the well-appointed kitchen features granite countertops, a stylish tile backsplash, stainless steel appliances, and a cozy breakfast nook. The spacious living room and expansive family room are not only perfect for hosting gatherings but provide opportunities for a home office. The master bedroom offers a walk-in closet, en suite bath, and glass sliders leading to the serene back patio, ideal for morning coffee or evening relaxation. The split floor plan ensures privacy for the secondary bedrooms, which share a full bath. Outside, the sprawling lot is fully fenced, offering both security and seclusion. Whether you're a boat owner looking for storage, or a growing family seeking room to play, relax, or entertain, it provides ample space. A screened lanai and storage shed provide additional convenience and utility. Situated in the walkable "Gandy Gardens" neighborhood, this property is just minutes from all that Tampa has to offer: shopping, dining, sporting events and our world-class Tampa International Airport.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,755
Sqft
0.28 ac
Lot size
1956
Year built
One
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,778 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,778/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14%
$/sqft vs Tampa actives
$282 vs $299
Days on market
60 vs 43 typical
Where $282/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gandy/sun Bay South
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Gandy/sun Bay South — neighborhood snapshot
Population
21,434
Median age
39
Median income
$80,354
Median home value
$420,811
Avg household
2
Households w/ children
1,986
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
221 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the TAMPA 33616 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4437 W BAY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$360,000
4711 OHIO AVENUE · same community
3 bd · 2 ba · 1,416 sqft · $254/sqft · 71 DOM
Sold · Dec ’25$335,000
4436 W WISCONSIN AVENUE · same community
3 bd · 1 ba · 1,128 sqft · $297/sqft · 21 DOM
Sold · May ’26$415,000
4715 W WISCONSIN AVENUE · same community
3 bd · 2.5 ba · 1,073 sqft · $387/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4437 W BAY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4437 W BAY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4437 W BAY AVENUE FAQs
What would the monthly payment be for 4437 W BAY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,778/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4437 W BAY AVENUE?+
The most recent tax bill on record (2025) was $5,815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $495,000, this home is listed about 10% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4437 W BAY AVENUE?+
Lanier Elementary School (elementary), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$495,000 runs 14% above the TAMPA 33616 median.
02Strong assigned schools
Lanier Elementary School, Robinson High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lanier Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $525,000, now $495,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Jason Rodriguez. MLS #TB8513982.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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