CENTURY 21 Edge
$558,500$575,0004 bd3 ba1,794 sqft$311 /sqft≈$4,359 /mo all-in ↓

4832 5TH STREET S, ST PETERSBURG, FL, 33705

Active118 days on marketListed Jun 25, 2026MLS #TB8514521

✦ Reduced $17KSingle Family ResidenceBAYOU BONITA SEC C REP

About this home

4832 5TH STREET S

SELLERS WILL INSTALL A NEW ROOF PRIOR TO CLOSING! LISTED BELOW APPRAISED VALUE! WALK IN WITH INSTANT EQUITY! Welcome home — where elegant modern upgrades, an unbeatable location, and peace of mind come together. Just minutes from the Gulf beaches, this beautifully updated home offers the rare opportunity to enjoy the Florida lifestyle while being located NOT IN A FLOOD.ZONE, providing added confidence and lower insurance concerns despite being so close to the water!! Inside, you’ll find three large bedrooms a bonus room AND three full bathrooms!! A thoughtfully designed layout featuring two spacious ensuite bedrooms, creating ideal accommodations for guests, multigenerational living, or added privacy. An additional bonus room with a window and closet offers endless possibilities as a home office, nursery, fitness room, or flex space to fit your lifestyle. Modern UPGRADES throughout make this home truly move-in ready, allowing you to spend less time renovating and more time enjoying everything that makes up the beautiful city of St. Petersburg. TWO Brand New HVAC units as well as TWO NEW tankless water heaters. ELECTRICAL rewire throughout the whole and NEW PLUMBIING has also been completed! NEW DOUBLE PANE HURRICANE IMPACT WINDOWS! NEW PAVERS on the front porch, the backyard, and exit from the back door OR from your master suite! A spacious 5 car driveway offers plenty of room for parking and NO HOA means no restrictions. This home has upgrades to give you peace of mind! Located near Lake Maggiore and just a short drive to Tierra Verde and the Skyway Fishing Pier and Causeway, adventure is always within reach! Spend your weekends at St. Pete Beach, Madeira Beach, Treasure Island, or Pass-a-Grille, all just minutes away. Grab lunch at Ferg’s before catching a Tampa Bay Rays game at Tropicana Field, or head downtown to experience the vibrant energy of St. Petersburg. Downtown St. Pete offers something for everyone, from the waterfront beauty of Vinoy Park and Beach Drive to the St. Pete Pier, local boutiques, outdoor dining, art galleries, and some of the area’s most popular restaurants. Whether you’re enjoying dinner along the waterfront, exploring local events, or spending the day at the beach, this LOCATION places you at the center of it all - just MINUTES away from everything this BEAUTIFUL city has to offer. Best of all, this home offers the convenience of being close to the beaches and downtown attractions and did I mention? You are NOT IN A FLOOD ZONE and NO HOA! —a rare and valuable advantage in this highly desirable area. Homes that combine modern updates, flexible living space, and this exceptional location do not come along often. Schedule your private showing today and discover why this St. Petersburg home is one you simply have to see in person.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,794

Sqft

0.2 ac

Lot size

1954

Year built

One

Levels

$311

Per sqft

Negotiable

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Freezer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Open Floorplan
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
FacesSouth
ExteriorFrench Doors · Private Entrance · Private Yard · Rain Gutters · Sidewalk · Storage

Community & fees

Taxes (2026)$1,417/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,359 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,834
FHA mortgage insurance (est.)$247
Property tax — 2026 actual bill$118
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,548Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,548
Interest rate7.50%
Loan term

Estimated payment

$4,359/mo

Principal & interest$3,834
FHA mortgage insurance (est.)$247
Property taxes (actual bill)$118
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $559K
$446KedgeAI estimate $493,398 · range $465K–$543K$581K

vs edgeAI estimate

+13.2%

$/sqft vs St Petersburg actives

$311 vs $324

Days on market

118 vs 67 typical

Where $311/sqft sits among the 400 St Petersburg actives

154
140 · this home
36
28
12
30
$128–281$281–435$435–589$589–742$742–896$896+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bayou Highlands

Drive times from this address

Downtown Tampa≈ 34 min
Tampa Int’l Airport (TPA)≈ 34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Bayou Highlands — neighborhood snapshot

Population

2,438

Median age

38

Median income

$65,425

Median home value

$281,223

Avg household

3

Households w/ children

259

For the school run

Pinellas County School District

ElementaryLakewood Elementary School★★★★★
HighLakewood High School★★★★★
MiddleBay Point Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

230 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 77% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $558,500 ▼ $17K
Jun 25, 2026Listed at $575,000 · 118 days on market since
1954Built · BAYOU BONITA SEC C REP

Reality check

What actually sold near 4832 5TH STREET S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6795 14TH STREET SSold · Oct ’26

$595,000

6795 14TH STREET S

3 bd · 2 ba · 1,770 sqft · $336/sqft · 41 DOM

6801 17TH STREET SSold · Jul ’26

$485,000

6801 17TH STREET S

4 bd · 3 ba · 1,825 sqft · $266/sqft · 55 DOM

6801 17TH STREET SSold · Apr ’26

$387,700

6801 17TH STREET S

4 bd · 3 ba · 1,825 sqft · $212/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4832 5TH STREET S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4832 5TH STREET S — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4832 5TH STREET S FAQs

What would the monthly payment be for 4832 5TH STREET S?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,359/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4832 5TH STREET S?+

The most recent tax bill on record (2026) was $1,417. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $558,500, this home is listed about 33% above the St Petersburg median of $419,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4832 5TH STREET S?+

Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AGILE GROUP REALTY · Precious Plemons. MLS #TB8514521.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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