621 N MAYO STREET, CRYSTAL BEACH, FL, 34681
Active126 days on marketListed Jun 8, 2026MLS #TB8515876
About this home
621 N MAYO STREET
Now is your time to discover the unparalleled opportunity to craft your coastal dream home on this 170x204 lot, ideally situated along the pristine shores of the Gulf. Enjoy the breathtaking panoramic views - this expansive property offers ample space to create a private oasis that perfectly blends luxury, relaxation, and evenings watching the sun dip below the horizon, reflecting its brilliance on the tranquil waters. Whether you envision a contemporary masterpiece or a charming coastal retreat, this lot provides the perfect canvas for your architectural vision. Generous Dimensions: Ample space to design your home, pool, outdoor living areas, and more. Unmatched Privacy: Perfectly positioned to offer both seclusion and proximity to local amenities. Located within a vibrant yet serene coastal community, you’ll enjoy nearby dining, shopping, and recreational activities, all while being immersed in the tranquil beauty of Florida living! This isn’t just a property; it’s an opportunity to live a life framed by beauty, serenity, and the magic of the Gulf Coast. Seller also has an available second smaller parcel 100x197.
Facts & features
The home at a glance
0.8 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$17,854 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,854/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Seaside Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Crystal Beach. See the full Crystal Beach guide →
Seaside Point — neighborhood snapshot
Population
881
Median age
43
Median home value
$680,500
Avg household
3
Households w/ children
159
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal Beach market
$1.2M → $450K
Crystal Beach median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 282% above the CRYSTAL BEACH 34681 median. See the full Crystal Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 621 N MAYO STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$910,000
628 MAYO STREET · same community
4 bd · 3.5 ba · 1,873 sqft · $486/sqft · 49 DOM
Sold · Oct ’25$370,000
602 MCCOSH AVENUE
1 bd · 1 ba · 273 sqft · $1,355/sqft · 48 DOM
Sold · Feb ’26$58,000
667 YAWL LANE
1 bd · 1 ba · 628 sqft · $92/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 621 N MAYO STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 621 N MAYO STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
621 N MAYO STREET FAQs
What would the monthly payment be for 621 N MAYO STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,854/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 621 N MAYO STREET?+
The most recent tax bill on record (2025) was $21,885. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 621 N MAYO STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal Beach?+
At $2,750,000, this home is listed about 262% above the Crystal Beach median of $759,950. The market section on this page shows how the area is trending.
Which schools are assigned to 621 N MAYO STREET?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,750,000 runs 282% above the CRYSTAL BEACH 34681 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $3,999,900, now $2,750,000 — a $1.2M cut. The full history is in the market section below.
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Scott McNay. MLS #TB8515876.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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