
2038 CAROLINA AVENUE NE, ST PETERSBURG, FL, 33703
Active70 days on marketListed Jun 11, 2026MLS #TB8516990
About this home
2038 CAROLINA AVENUE NE
Set along 90 feet of deep-water frontage in the coveted Venetian Isles neighborhood, this beautifully updated waterfront residence captures sweeping views of Tampa Bay and delivers the quintessential Florida lifestyle. Recently refreshed with a crisp, light-filled interior palette and enhanced by extensive landscaping improvements, the home blends timeless coastal design with modern comfort. A circular paver driveway and striking glass entry welcome you inside, where soaring ceilings, architectural beams, and expansive walls of glass immediately draw your attention to the water beyond. Designed for both everyday living and effortless entertaining, the open floor plan seamlessly connects the main living spaces to the outdoor waterfront setting. The chef’s kitchen is both functional and distinctive, featuring custom cabinetry, Aurora Blue Quartzite countertops, a generous breakfast bar, and a premium appliance package that includes a paneled Sub-Zero refrigerator, Bosch double ovens, a dishwasher, gas cooktop, and ice maker. Adjacent dining and living areas showcase panoramic bay views and open directly to the outdoor living spaces. The thoughtfully designed split-bedroom floor plan provides privacy for family and guests alike. The waterfront primary suite enjoys direct access to the pool terrace, stunning water views, a spacious walk-in closet, and a well-appointed bath. Three additional bedrooms, including a private guest suite, provide flexibility for family, visitors, or home office needs. Outside, the resort-inspired setting takes center stage. Newly sealed travertine pavers surround the infinity-edge pool and spa, which have been enhanced with all-new equipment including a spa pump, pool and infinity-edge pump, heater, and a new pool screen by the infinity edge helps keep the pool pristine. The covered lanai with pecky cypress ceiling, outdoor kitchen, firepit, and multiple gathering spaces creates the perfect backdrop for waterfront entertaining. A bayside deck overlooks the deep-water canal and Tampa Bay beyond, while permanent pilings provide the opportunity to reinstall a dock to accommodate your boating needs. Additional upgrades include all-new interior paint, LED lighting with dimmers throughout, a new ADT security system with integrated cameras and video recording, a central garage vacuum system, flat-screen televisions installed in every bedroom, a 90-foot seawall, wood-look tile flooring throughout, a spacious two-car garage with workshop area, and no bridges to open water. Solar panels have been recently replaced and activated through the Enphase system, providing energy efficiency and long-term value. Ideally located just minutes from downtown St. Petersburg, acclaimed dining, shopping, and cultural attractions, with convenient access to Tampa International Airport, this exceptional waterfront property offers a rare combination of luxury, privacy, and breathtaking bayfront living.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,109
Sqft
0.24 ac
Lot size
2
Garage
1977
Year built
Two
Levels
$1,045
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$22,159 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$22,159/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+60.3%
$/sqft vs VENETIAN ISLES
$1,045 vs $623
Days on market
70 vs 57 typical
Where $1,045/sqft sits among the 18 homes for sale in VENETIAN ISLES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Venetian Isles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Venetian Isles — neighborhood snapshot
Population
1,052
Median age
52
Median income
$237,622
Median home value
$912,841
Avg household
2
Households w/ children
103
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
12 of 18
VENETIAN ISLES have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 683% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2038 CAROLINA AVENUE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,650,000
1931 KENTUCKY AVENUE NE · same community
4 bd · 4 ba · 3,193 sqft · $517/sqft · 85 DOM
Sold · Nov ’25$2,450,000
2012 CAROLINA CIRCLE NE · same community
3 bd · 3 ba · 3,019 sqft · $812/sqft · 158 DOM
Sold · Jun ’26$1,550,000
1939 HAWAII AVENUE NE · same community
3 bd · 3 ba · 2,890 sqft · $536/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2038 CAROLINA AVENUE NE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2038 CAROLINA AVENUE NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2038 CAROLINA AVENUE NE FAQs
What would the monthly payment be for 2038 CAROLINA AVENUE NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $22,159/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2038 CAROLINA AVENUE NE?+
The most recent tax bill on record (2025) was $38,925. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2038 CAROLINA AVENUE NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $3,250,000, this home is listed about 656% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2038 CAROLINA AVENUE NE?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,250,000 runs 683% above the ST PETERSBURG 33703 median — but at 3,109 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Shore Acres Elementary School, Meadowlawn Middle School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Stephen Gay. MLS #TB8516990.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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