CENTURY 21 Edge
$2,995$3,2002 bd2 ba1,085 sqft$3 /sqft≈$182 /mo all-in ↓

1151 PINE RIDGE CIRCLE W UNIT F1, TARPON SPRINGS, FL, 34688

Active69 days on marketListed Aug 11, 2026MLS #TB8518040

✦ Priced 99% below the TARPON SPRINGS 34688 median✦ Reduced $205WaterfrontFully furnishedCondominiumPINE RIDGE AT LAKE TARPON VILLAGE

About this home

1151 PINE RIDGE CIRCLE W UNIT F1

EAST LAKE AREA FULLY FURNISHED WINTER SEASONAL - with a BEAUTIFUL POND AND FOUNTAIN VIEW! Comfortable ground floor 1,085 Sq. Ft. 2 bedroom, 2 Baths, screened porch, eat-in-kitchen, full size laundry room. price quoted 4 mo rate available November 1, 2026 through March 2027.No pet, no smoking unit. Active community center with tennis, heated pool, hot tub and recreation building. Friendly all-aged community. Minutes from shopping, movies, Tampa Airport and downtown Tampa. Includes water/trash/cable/Wi-Fi/power to $60/mo. does not include $195 app/booking cleaning fee, assoc. app fee or 13% sales tax. rent prepaid

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,085

Sqft

0.82 ac

Lot size

1984

Year built

One

Levels

$3

Per sqft

WaterfrontWater viewFurnished

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorEating Space In Kitchen · Living Room/Dining Room Combo
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

ViewWater
ParkingAssigned
ExteriorSidewalk · Sliding Doors

Community & fees

PetsNo
CommunityAssociation Recreation - Owned · No Truck/RV/Motorcycle Parking · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$182 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$18
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $105Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $105
Interest rate6.00%
Loan term

Estimated payment

$182/mo

Principal & interest$18
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PINE RIDGE AT LAKE TARPON VILLAGE

$3 vs $174

Days on market

69 vs 72 typical

Where $3/sqft sits among the 22 homes for sale in PINE RIDGE AT LAKE TARPON VILLAGE

0 · this home
0
0
2
9
11
$3–37$37–71$71–105$105–139$139–173$173+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pine Ridge At Lake Tarpon

Drive times from this address

Tampa Int’l Airport (TPA)≈ 38 min
Downtown Tampa≈ 41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

Pine Ridge At Lake Tarpon — neighborhood snapshot

Population

2,133

Median age

51

Median income

$54,205

Median home value

$191,000

Avg household

2

Households w/ children

148

For the school run

Pinellas County School District

HighEast Lake High School★★★★★
ElementaryCypress Woods Elementary School★★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$433K → $415K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

12 of 22

PINE RIDGE AT LAKE TARPON VILLAGE have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the TARPON SPRINGS 34688 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,995 ▼ $205
Aug 11, 2026Listed at $3,200 · 69 days on market since
1984Built · PINE RIDGE AT LAKE TARPON VILLAGE

Reality check

What actually sold near 1151 PINE RIDGE CIRCLE W UNIT F1

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1151 PINE RIDGE CIRCLE W UNIT C1Sold · Nov ’25

$135,000

1151 PINE RIDGE CIRCLE W UNIT C1 · same community

2 bd · 2 ba · 1,085 sqft · $124/sqft · 89 DOM

3177 CHARTER CLUB DRIVE UNIT BSold · May ’26

$242,000

3177 CHARTER CLUB DRIVE UNIT B · same community

2 bd · 2 ba · 1,100 sqft · $220/sqft · 81 DOM

3232 LAKE PINE WAY E UNIT F3Sold · Jun ’26

$160,000

3232 LAKE PINE WAY E UNIT F3 · same community

2 bd · 2 ba · 1,060 sqft · $151/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1151 PINE RIDGE CIRCLE W UNIT F1 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1151 PINE RIDGE CIRCLE W UNIT F1 — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1151 PINE RIDGE CIRCLE W UNIT F1 FAQs

What would the monthly payment be for 1151 PINE RIDGE CIRCLE W UNIT F1?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1151 PINE RIDGE CIRCLE W UNIT F1?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $2,995, this home is listed about 99% below the Tarpon Springs median of $427,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1151 PINE RIDGE CIRCLE W UNIT F1?+

East Lake High School (high), Cypress Woods Elementary School (elementary), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the TARPON SPRINGS 34688 market on paper

$2,995 is 99% below the TARPON SPRINGS 34688 median of $487,500, and at $3/sqft it sits under the Tarpon Springs average of $274.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

East Lake High School, Cypress Woods Elementary School, Tarpon Springs Middle School — East Lake High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $3,200, now $2,995 — a $205 cut. The full history is in the market section below.

Listing courtesy of RE/MAX REALTEC GROUP INC · Matthew Moskalczyk. MLS #TB8518040.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1151 PINE RIDGE CIRCLE W UNIT F1, TARPON SPRINGS, FL — 2 Bed, 2 Bath — $2,995 | CENTURY 21 Edge