564 70TH AVENUE, ST PETE BEACH, FL, 33706
Active104 days on marketListed Jun 30, 2026MLS #TB8518094
About this home
564 70TH AVENUE
Virtually Staged. Welcome to your slice of St. Pete Beach — where coastal charm meets everyday ease in this cottage-style bungalow just steps from the sand. The main home of this fully furnished beach retreat stayed dry through Helene, giving you real peace of mind along with true turnkey appeal. Inside, the home offers a bright, open layout with 3 bedrooms, 2 baths, an open-concept kitchen, and connected living and dining spaces made for easy coastal living. A private driveway and welcoming front porch set the tone before you even step inside. Major updates are already done for you: a brand-new 2026 roof, an impact-resistant entry door, and an A/C system backed by roughly 8.5 years of remaining warranty — comfort and long-term value, built right in. Step outside to your own backyard oasis: an outdoor shower, spa, and plenty of room to add a pool make this the ultimate Florida hangout. A charming casita rounds out the property, ready to serve as a home office, guest suite, or flexible bonus space — the options are yours. Move-in-ready primary residence, vacation escape, or income-producing rental — this home flexes to fit your goals and the seller is offering attractive incentives to help make it happen. And the location can't be beat: just a three-minute walk to the beach with no busy streets to cross, plus easy access to Upham Beach, Madeira Beach, Sunset Beach, Pass-a-Grille, and John's Pass Village for dining, shopping, and water sports galore. Schedule your showing today and start living the easy, breezy St. Pete Beach life.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,182
Sqft
0.11 ac
Lot size
1950
Year built
One
Levels
$650
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,922 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,922/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+111.6%
$/sqft vs St Pete Beach actives
$650 vs $479
Days on market
104 vs 96 typical
Where $650/sqft sits among the 157 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Pete Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
ST PETE BEACH 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $553K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
81 of 157
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 564 70TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$800,000
624 71ST AVENUE · same community
4 bd · 4 ba · 2,104 sqft · $380/sqft · 72 DOM
Sold · May ’26$1,650,000
650 70TH AVENUE · same community
6 bd · 4 ba · 2,938 sqft · $562/sqft · 281 DOM
Sold · Jul ’26$695,000
5396 GULF BOULEVARD UNIT 410
2 bd · 2 ba · 1,180 sqft · $589/sqft · 233 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 564 70TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 564 70TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
564 70TH AVENUE FAQs
What would the monthly payment be for 564 70TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,922/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 564 70TH AVENUE?+
The most recent tax bill on record (2025) was $3,907. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Pete Beach?+
At $768,800, this home is listed about 42% above the St Pete Beach median of $539,900. The market section on this page shows how the area is trending.
Which schools are assigned to 564 70TH AVENUE?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$768,800 runs 67% above the ST PETE BEACH 33706 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EPIQUE REALTY INC. · Amy Zink. MLS #TB8518094.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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