CENTURY 21 Edge
$899,900$949,0004 bd4 ba3,288 sqft$274 /sqft$6,194 /mo all-in ↓

312 S RIVERHILLS DRIVE, TAMPA, FL, 33617

Active58 days on marketListed Jun 14, 2026MLS #TB8519211

Reduced $49KSingle Family ResidenceTEMPLE TERRACE ESTATES SEC 22

About this home

312 S RIVERHILLS DRIVE

The rarest find in Temple Terrace, 312 S Riverhills Drive is the only 4-bedroom, 4-bathroom residence currently available in this highly sought-after riverside enclave, and it is unlike anything else on the market. Seller financing considered. Designed by its architect as his own private masterpiece, this Award of Excellence recipient sits directly across from the Hillsborough River and commands attention from the moment you arrive. Expansive glass walls pour natural light into every corner of the 3,000+ sq ft interior, dissolving the boundary between inside and out. Every detail from the soaring sight lines to the meticulously crafted finishes reflects the vision of a designer who spared nothing for himself. SELLER FINANCING WILL BE CONSIDERED. For the discerning buyer, the upgrades match the architecture: a brand-new tankless water heating system, two new central air conditioners, a bespoke fireplace, a private greenhouse, and a three-car garage with two new openers. Homes like this don't come to Temple Terrace twice. See it before it's gone.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,288

Sqft

0.31 ac

Lot size

3

Garage

1982

Year built

Two

Levels

$274

Per sqft

Fireplace

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · Primary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
FacesSouthwest
ExteriorStorage

Community & fees

Taxes (2025)$10,093/yr

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,194 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,856
PMI (est., until 20% equity)$337
Property tax — 2025 actual bill$841
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,990
Interest rate6.00%
Loan term

Estimated payment

$6,194/mo

Principal & interest$4,856
PMI (est., until 20% equity)$337
Property taxes (actual bill)$841
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tampa actives

$274 vs $299

Days on market

58 vs 43 typical

Where $274/sqft sits among the 400 Tampa actives

220 · this home
102
31
14
9
24
$154–313$313–472$472–631$631–789$789–948$948+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 312 S RIVERHILLS DRIVE

Drive times from this address

Downtown Tampa16 min
Tampa Int’l Airport (TPA)27 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33617 — neighborhood snapshot

Population

47,880

Median age

33.1

Median income

$48,651

Median home value

$267,200

Avg household

2.32

Households w/ children

5,060

For the school run

Hillsborough County School District

MiddleGreco Middle Magnet School★★★★★
ElementaryLewis Elementary School★★★★
HighKing High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

210 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 408% above the TAMPA 33617 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $899,900 $49K
Jun 14, 2026Listed at $949,000 · 58 days on market since
1982Built · TEMPLE TERRACE ESTATES SEC 22

Reality check

What actually sold near 312 S RIVERHILLS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

321 BELLE VIEW AVENUESold · Jan ’26

$430,000

321 BELLE VIEW AVENUE · same community

5 bd · 2 ba · 2,478 sqft · $174/sqft · 195 DOM

520 S RIVERHILLS DRIVESold · May ’26

$465,000

520 S RIVERHILLS DRIVE · same community

3 bd · 2 ba · 2,378 sqft · $196/sqft · 4 DOM

118 N GREENFIELD AVENUESold · Jun ’26

$460,000

118 N GREENFIELD AVENUE · same community

3 bd · 2.5 ba · 2,293 sqft · $201/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 312 S RIVERHILLS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 312 S RIVERHILLS DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

312 S RIVERHILLS DRIVE FAQs

What would the monthly payment be for 312 S RIVERHILLS DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,194/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 312 S RIVERHILLS DRIVE?+

The most recent tax bill on record (2025) was $10,093. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $899,900, this home is listed about 100% above the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 312 S RIVERHILLS DRIVE?+

Greco Middle Magnet School (middle), Lewis Elementary School (elementary), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · RASHID ANNAHAS. MLS #TB8519211.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Tampa homes, in your inbox

Like 312 S RIVERHILLS DRIVE but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Nicholas to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 11, 2026 at 4:02 PM UTC. The listing information on this page last changed on August 11, 2026 at 4:02 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 11, 2026 at 4:02 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 11, 2026 at 4:02 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.