CENTURY 21 Edge
$650,000$680,0004 bd3 ba3,215 sqft$202 /sqft≈$4,138 /mo all-in ↓

10103 DEERCLIFF DRIVE, TAMPA, FL, 33647

Active89 days on marketListed Jul 16, 2026MLS #TB8519280

✦ Reduced $30KPrivate poolSingle Family ResidenceARBOR GREENE PH 7 UNIT 3

About this home

10103 DEERCLIFF DRIVE

BRING YOUR OFFER! Seller is ready to consider offers on this exceptional Arbor Greene pool home. Discover privacy, flexibility, and resort-style Florida living in this double guard-gated New Tampa community, ideally positioned on a quiet cul-de-sac and backing directly to the Flatwoods Preserve trail system. This beautifully maintained 4-bedroom, 3.5-bath home offers a rare combination of conservation privacy, a heated pool and spa, a first-floor primary suite, flexible living spaces, and a three-car garage. With no carpet throughout, soaring ceilings, abundant natural light, and expansive windows overlooking the pool and preserve, the home was designed to bring the beauty of its surroundings indoors. The open kitchen features granite countertops, stainless steel appliances, a large center island, decorative backsplash, abundant cabinetry, and generous prep space, all overlooking the dramatic two-story family room. The first-floor primary suite provides a private retreat with pool and conservation views, dual walk-in closets, and a spacious ensuite with dual vanities, walk-in shower, and garden tub. The flexible floor plan is ideal for multigenerational living, guests, or working from home. A first-floor guest suite with an adjacent full bath provides privacy for visitors, while a separate living area and one garage bay have been thoughtfully configured to offer additional possibilities for an in-law suite, private guest quarters, home office, or older teen. Upstairs, two additional bedrooms, a full bath, and an oversized bonus room provide even more space for a media room, game room, fitness studio, or playroom. Step outside and experience the true Florida lifestyle. The screened lanai overlooks a heated pool and spa, travertine paver deck, lush landscaping, and peaceful conservation views, creating a private setting for entertaining, relaxing, and enjoying beautiful Florida sunsets. The newer pool filtration system adds to the home's appeal. Recent updates provide added peace of mind, including a 2023 roof, newer HVAC systems (2), newer water heater, newer kitchen appliances, freshly painted pool deck, and a one-year home warranty for the new owner. Arbor Greene offers 24-hour guarded gates and an exceptional amenity package including a Junior Olympic lap pool, resort-style pool, fitness center, clubhouse, tennis, pickleball, basketball, playgrounds, and scenic walking and biking trails. The community's location provides convenient access to shopping, dining, medical facilities, golf, USF, downtown Tampa, and Tampa International Airport. If you've been waiting for a private conservation-view pool home with flexible living space, extensive updates, and the security and amenities of Arbor Greene, this is one to see. Seller is ready to consider your offer—schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,215

Sqft

0.21 ac

Lot size

3

Garage

2004

Year built

Multi/Split

Levels

$202

Per sqft

Private poolGarden & Pool & Trees/Woods view

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden · Pool · Trees/Woods
FacesNorth
ExteriorIrrigation System · Lighting · Private Mailbox · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$9/mo
Taxes (2025)$2,614/yr
PetsBreed Restrictions
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Racquetball · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Propane · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,138 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$218
HOA fee — from the listing$9
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate6.00%
Loan term

Estimated payment

$4,138/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$218
HOA / condo fee$9
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$611KedgeAI estimate $686,211 · range $637K–$755K$785K

vs edgeAI estimate

−5.3%

$/sqft vs Tampa actives

$202 vs $289

Days on market

89 vs 64 typical

Where $202/sqft sits among the 400 Tampa actives

238 · this home
97
23
10
7
25
$150–319$319–489$489–659$659–828$828–998$998+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Arbor Greene

Drive times from this address

Downtown Tampa≈ 33 min
Tampa Int’l Airport (TPA)≈ 44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Arbor Greene — neighborhood snapshot

Population

3,372

Median age

45

Median income

$118,033

Median home value

$501,766

Avg household

3

Households w/ children

362

For the school run

Hillsborough County School District

MiddleBenito Middle School★★★★★
ElementaryPride Elementary School★★★★★
HighWharton High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

223 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 79% above the TAMPA 33647 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $650,000 ▼ $30K
Jul 16, 2026Listed at $680,000 · 89 days on market since
2004Built · ARBOR GREENE PH 7 UNIT 3

Reality check

What actually sold near 10103 DEERCLIFF DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10117 DEERCLIFF DRIVESold · Jul ’26

$740,000

10117 DEERCLIFF DRIVE · same community

4 bd · 3.5 ba · 3,236 sqft · $229/sqft · 10 DOM

10142 DEERCLIFF DRIVESold · Nov ’25

$625,000

10142 DEERCLIFF DRIVE · same community

4 bd · 2 ba · 2,859 sqft · $219/sqft · 164 DOM

17804 ARBOR CREEK DRIVESold · Feb ’26

$625,000

17804 ARBOR CREEK DRIVE · same community

3 bd · 2 ba · 2,485 sqft · $252/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 10103 DEERCLIFF DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10103 DEERCLIFF DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10103 DEERCLIFF DRIVE FAQs

What would the monthly payment be for 10103 DEERCLIFF DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,138/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10103 DEERCLIFF DRIVE?+

The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10103 DEERCLIFF DRIVE?+

The most recent tax bill on record (2025) was $2,614. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10103 DEERCLIFF DRIVE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $650,000, this home is listed about 49% above the Tampa median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10103 DEERCLIFF DRIVE?+

Benito Middle School (middle), Pride Elementary School (elementary), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$650,000 runs 79% above the TAMPA 33647 median — but at 3,215 sqft it's also nearly twice the size of the typical Tampa listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Benito Middle School, Pride Elementary School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $680,000, now $650,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of ALIGN RIGHT REALTY CARROLLWOOD · Ganna Merritt. MLS #TB8519280.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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