1340 13TH AVENUE S, ST PETERSBURG, FL, 33713
Active22 days on marketListed Jun 19, 2026MLS #TB8521125
About this home
1340 13TH AVENUE S
Investment Opportunity in the Heart of St. Petersburg! Welcome to 1340 13th Avenue South, St. Petersburg, FL 33705 — a rare duplex opportunity in one of St. Pete’s fastest-growing and most desirable areas. This income-producing duplex features two 2-bedroom, 1-bath units with a combined 1,552 square feet of living space, situated on a 5,245-square-foot lot just minutes from Downtown St. Petersburg. Whether you’re an investor looking for strong cash flow, a homeowner wanting to house hack, or a developer seeking future upside, this property checks all the boxes. Property Highlights: ? Duplex with two separate 2-bedroom, 1-bath units ? 1,552 total square feet of living space ? 5,245-square-foot lot with additional development potential ? Potential to add an ADU (buyer to verify with city) ? Ideal for owner-occupants, long-term rentals, or Section 8 housing ? Strong rental demand in a rapidly appreciating neighborhood ? Located in highly sought-after ZIP code 33705 Prime Location: ?? Minutes from Downtown St. Petersburg ?? Near Tropicana Field and the Historic Gas Plant District redevelopment ?? Approximately 15 minutes to St. Pete Beach and the Gulf of Mexico ?? Convenient access to shopping, dining, hospitals, and major employment centers Investor Potential: This property offers multiple exit strategies: Live in one unit and rent the other Rent both units for immediate cash flow Utilize Section 8 rental opportunities with strong payment potential Explore adding an ADU for additional income (buyer to verify) Hold as a long-term asset in one of St. Petersburg’s most rapidly developing corridors Properties with this combination of location, income potential, and future upside are becoming increasingly difficult to find. Whether you’re building your portfolio or looking for a property that can generate income while you live on-site, 1340 13th Avenue South is an opportunity worth exploring. Schedule your private showing today and see why so many investors are targeting the 33705 market before prices move even higher.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,552
Sqft
0.12 ac
Lot size
1925
Year built
Two
Levels
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,200 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,200/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.7%
$/sqft vs St Petersburg actives
$289 vs $324
Days on market
22 vs 48 typical
Where $289/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Thirteenth St Heights
Drive times from this address
Get to know St Petersburg. See the full St Petersburg guide →
Thirteenth St Heights — neighborhood snapshot
Population
1,930
Median age
30
Median income
$20,047
Median home value
$168,328
Avg household
3
Households w/ children
216
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $434K
St Petersburg median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
171 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 1340 13TH AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$193,000
1310 12TH AVENUE S · same community
4 bd · 2 ba · 1,600 sqft · $121/sqft · 0 DOM
Sold · Aug ’25$465,000
1301 12TH STREET S · same community
4 bd · 2 ba · 1,744 sqft · $267/sqft · 140 DOM
Sold · Nov ’25$180,000
1431 13TH AVENUE S · same community
2 bd · 1 ba · 889 sqft · $202/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1340 13TH AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1340 13TH AVENUE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1340 13TH AVENUE S FAQs
What would the monthly payment be for 1340 13TH AVENUE S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,200/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1340 13TH AVENUE S?+
The most recent tax bill on record (2025) was $2,374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $449,000, this home is listed about 6% above the St Petersburg median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1340 13TH AVENUE S?+
John Hopkins Middle School (middle), Campbell Park Elementary School (elementary), Gibbs High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EJI & ASSOCIATES LLC · Erica Williams. MLS #TB8521125.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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