4314 W GRAY STREET, TAMPA, FL, 33609
Active44 days on marketListed Jun 30, 2026MLS #TB8521484
About this home
4314 W GRAY STREET
Under Construction. STUNNING! BRAND NEW CONSTRUCTION 4/3.5 TOWNHOME! Welcome home to your beautiful, 3-story townhome in the heart of SOUTH TAMPA. This gleaming residence features four bedrooms and three and a half bathrooms, complete with a laundry room and 2 car garage. You'll immediately fall in love with the top-of-the-line materials and detail throughout the home. On the first floor, you’ll find an ensuite bedroom with a full bathroom, perfect for guests or family. The second floor showcases an open living room and high ceilings that flows seamlessly into a chef's kitchen, equipped with elegant QUARTZ countertops—ideal for both cooking and entertaining and a half bath. On the third floor, you will discover a gorgeous master suite, featuring a large walk in closet for ample storage. The ensuite bathroom is a true retreat, showcasing a luxurious walk-in shower that create a spa-like atmosphere. Be the first to enjoy the comfort, sophistication and convenience of this townhome.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,377
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
Three Or More
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$196 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$196/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$2 vs $299
Days on market
44 vs 43 typical
Where $2/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Westshore Palms
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Westshore Palms — neighborhood snapshot
Population
1,510
Median age
44
Median income
$78,153
Median home value
$279,074
Avg household
2
Households w/ children
136
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
221 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4314 W GRAY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,200,000
4210 W NORTH B STREET · same community
3 bd · 3 ba · 2,882 sqft · $416/sqft · 22 DOM
Sold · Dec ’25$850,000
4205 W FIG STREET UNIT 2 · same community
4 bd · 3.5 ba · 3,098 sqft · $274/sqft · 113 DOM
Sold · Dec ’25$485,000
401 N MANHATTAN AVENUE · same community
3 bd · 2 ba · 1,291 sqft · $376/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4314 W GRAY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4314 W GRAY STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4314 W GRAY STREET FAQs
What would the monthly payment be for 4314 W GRAY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $196/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4314 W GRAY STREET?+
The listing reports pets: Breed Restrictions, Number Limit, Pet Deposit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $4,995, this home is listed about 99% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4314 W GRAY STREET?+
Grady Elementary School (elementary), Coleman Middle School (middle), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33609 market on paper
$4,995 is 99% below the TAMPA 33609 median of $425,000, and at $2/sqft it sits under the Tampa average of $344.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Grady Elementary School, Coleman Middle School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Grady Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $5,495, now $4,995 — a $500 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of QUICKSILVER REAL ESTATE GROUP · Kaylen Murkerson. MLS #TB8521484.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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