CENTURY 21 Edge
$1,050,900$1,299,0003 bd2 ba1,147 sqft$916 /sqft≈$6,331 /mo all-in ↓

108 125TH AVENUE, TREASURE ISLAND, FL, 33706

Active111 days on marketListed Jun 22, 2026MLS #TB8521961

✦ Reduced $248K✦ New constructionSingle Family ResidenceCONEY ISLAND

About this home

108 125TH AVENUE

Pre-Construction. To be built. WELCOME to an EXCEPTIONAL GULF COAST LIFESTYLE Opportunity in one of the area's MOST SOUGHT-AFTER Beach Destinations steps away from TREASURE ISLAND BEACH & JOHN'S PASS. Set on an EXPANSIVE 59' X 105' LOT w/ more than 6,000 SQ FT, this pre-construction residence offers the rare combination of a Thoughtfully Designed NEW HOME w/ GENEROUS OUTDOOR SPACE in an UNBEATABLE LOCATION just a short walk to the Soft, White Sands of Treasure Island Beach & John's Pass Village is just a short stroll away. This Iconic Waterfront Destination offers more than 120 shops, restaurants, entertainment venues, exciting water activities from dolphin tours, tiki cruises to parasailing & jet-ski adventures. DESIGNED for COASTAL LIVING, the SEA HAWKE by SEASAFE HOMES delivers approx. 1,147 sq ft of EFFICIENTLY DESIGNED LIVING SPACE, featuring 3 Bedrooms & 2 Baths. Its OPEN-CONCEPT layout creates an INVITING FLOW between the KITCHEN, DINING, & LIVING AREAS ideal for relaxed everyday living, entertaining guests, or enjoying your own PRIVATE COASTAL RETREAT. The KITCHEN offers MODERN FINISHES, GENEROUS STORAGE & a practical layout that MAXIMIZES the home's compact footprint. The PRIVATE PRIMARY SUITE provides a PEACEFUL RETREAT w/ a SPACIOUS BEDROOM, WELL-APPOINTED BATH, & WALK-IN CLOSET. Two additional Bedrooms offer flexibility for family, guests, a home office, or personal space. Built w/ COASTAL RESILIENCE in mind SEASAFE HOMES incorporates CONSTRUCTION FEATURES specifically designed for Florida's Coastal Environment, including a ROBUST 2X12 FLOOR SYSTEM & 2X6 EXTERIOR WALLS. The SEA HAWKE is ENGINEERED for WIND SPEEDS of up to 180 MPH, EXCEEDING the typical 150-MPH standard referenced in the listing. SEASAFE's Two-Site Building Process is Designed to STREAMLINE CONSTRUCTION and can REDUCE BUILD TIMES BY UP TO 75% compared with traditional site-built construction, helping MINIMIZE the amount of TIME your new home is EXPOSED to the ELEMENTS during Construction. IMAGINE starting your MORNING with a WALK along the BEACH, spending the afternoon on the WATER & ending the day with DINNER AND ENTERTAINMENT at John's Pass ALL w/ in EASY REACH of your HOME. When you WANT even MORE, downtown St. Petersburg is just a short drive away, offering the St. Pete Pier, Renowned Museums including The Dalí & Chihuly Collections, Vibrant Arts & Culture, Professional Sports & Concert Venues & an Impressive Selection of Restaurants. With more than 6,000 sq ft of land, there's also room to CREATE your own PRIVATE OUTDOOR OASIS, including the potential for a pool, subject to plans, permitting & applicable requirements. Whether you're looking for a PRIMARY Residence, a Coastal GETAWAY, or a property in a PREMIER BEACHSIDE location, this opportunity combines NEW construction, MODERN coastal living, exceptional DURABILITY, and an ENVIABLE Treasure Island LOCATION. And if the SEA HAWKE isn't quite the right fit, SEASAFE HOMES offers 11 additional pre-engineered floor plans, giving you the Flexibility to choose a Design that better matches your Lifestyle & Vision. MAKE THIS YOUR GULF COAST ESCAPE! Build New. Live Coastal. Walk to the Beach. EXPERIENCE everything Treasure Island & the Gulf Coast have to offer RIGHT HERE, RIGHT NOW & Waiting for YOU!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,147

Sqft

0.14 ac

Lot size

2026

Year built

One

Levels

$916

Per sqft

Water viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding · HardiPlank Type · Stucco · Wood Frame (FSC Certified)
FoundationBlock · Concrete Perimeter · Pillar/Post/Pier · Slab · Stem Wall · Stilt/On Piling
ViewWater
FacesSouth
ParkingAlley Access · Covered · Curb Parking · Driveway · Golf Cart Parking · Ground Level · Guest · Off Street · On Street · Tandem · Under Building
ExteriorBalcony · French Doors · Other · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$1,280/yr
PetsYes
CommunityFishing · Public Boat Ramp · Water Access · Golf Carts OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,331 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,671
PMI (est., until 20% equity)$394
Property tax — 2025 actual bill$107
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $105,090Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $105,090
Interest rate6.00%
Loan term

Estimated payment

$6,331/mo

Principal & interest$5,671
PMI (est., until 20% equity)$394
Property taxes (actual bill)$107
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$541KedgeAI estimate $625,949 · range $563K–$689K$1.1M

vs edgeAI estimate

+67.9%

$/sqft vs Treasure Island actives

$916 vs $516

Days on market

111 vs 126 typical

Where $916/sqft sits among the 178 Treasure Island actives

57
42
24
21
17 · this home
17
$241–390$390–539$539–689$689–838$838–987$987+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Treasure Island

Drive times from this address

Downtown Tampa≈ 41 min
Tampa Int’l Airport (TPA)≈ 41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Treasure Island. See the full Treasure Island guide →

TREASURE ISLAND 33706 — neighborhood snapshot

Population

15,347

Median age

62.2

Median income

$97,364

Median home value

$616,800

Avg household

1.79

Households w/ children

453

For the school run

Pinellas County School District

ElementaryAzalea Elementary School★★★★★
MiddleAzalea Middle School★★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Treasure Island market

Seller’s marketLeans buyer — 9.3 months of inventoryBuyer’s market

$685K → $625K

Treasure Island median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

96 of 178

Treasure Island actives have cut their price

Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 128% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,050,900 ▼ $248K
Jun 22, 2026Listed at $1,299,000 · 111 days on market since
2026Built · CONEY ISLAND

Reality check

What actually sold near 108 125TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12112 LAGOON LANESold · Jan ’26

$1,500,000

12112 LAGOON LANE · same community

3 bd · 2 ba · 1,624 sqft · $924/sqft · 0 DOM

12116 LAGOON LANESold · Nov ’25

$1,500,000

12116 LAGOON LANE · same community

3 bd · 2 ba · 1,634 sqft · $918/sqft · 89 DOM

12101 GULF BOULEVARDSold · Sep ’26

$490,000

12101 GULF BOULEVARD · same community

4 bd · 4 ba · 1,797 sqft · $273/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 108 125TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 108 125TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

108 125TH AVENUE FAQs

What would the monthly payment be for 108 125TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,331/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 108 125TH AVENUE?+

The most recent tax bill on record (2025) was $1,280. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 108 125TH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Treasure Island?+

At $1,050,900, this home is listed about 60% above the Treasure Island median of $657,900. The market section on this page shows how the area is trending.

Which schools are assigned to 108 125TH AVENUE?+

Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,050,900 runs 128% above the TREASURE ISLAND 33706 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,299,000, now $1,050,900 — a $248K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 BEGGINS · Maria MacNeil PA. MLS #TB8521961.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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