0 198TH LANE, FORT MC COY, FL, 32134
Active41 days on marketListed Jun 28, 2026MLS #TB8524091
About this home
0 198TH LANE
0.45 acres of undeveloped land in Fort McCoy, FL, formed by combining four lots. This parcel is directly adjacent to the Ocala National Forest, backing up to protected woodland for privacy and nature views. A boat ramp nearby provides access to Lake Ocklawaha, making it a great location for fishing, boating, and enjoying Florida’s outdoors. Marion County offers beautiful year-round outdoor recreation. Natural springs, hiking trails, and golf courses! Known by some as the "horse capital of the world" Marion County offers endless trails, pastures, and the famous World Equestrian Center.
Facts & features
The home at a glance
0.45 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$512 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$512/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Mc Coy market
$240K → $125K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 198TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$38,500
20800 NE 146TH TERRACE
1 bd · 1 ba · 557 sqft · $69/sqft · 45 DOM
Sold · Jul ’26$50,000
14450 NE 192ND LANE
2 bd · 2 ba · 656 sqft · $76/sqft · 234 DOM
Sold · Mar ’26$90,000
14596 NE 188TH LANE
2 bd · 2 ba · 924 sqft · $97/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 198TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 198TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
0 198TH LANE FAQs
What would the monthly payment be for 0 198TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $512/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 198TH LANE?+
The most recent tax bill on record (2025) was $435. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Mc Coy?+
At $49,900, this home is listed about 72% below the Fort Mc Coy median of $178,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 198TH LANE?+
Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 CIRCLE · Christina DuBose. MLS #TB8524091.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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