CENTURY 21 Edge
$450,0002 bd2 ba1,044 sqft$431 /sqft$3,321 /mo all-in ↓

2831 N MORGAN STREET, TAMPA, FL, 33602

Active4 days on marketListed Aug 11, 2026MLS #TB8524232

Priced 23% below the TAMPA 33602 medianSingle Family ResidenceFAIRBURN

Come see it

Upcoming open house

Sun, Aug 16

1:00 PM – 3:00 PM

About this home

2831 N MORGAN STREET

Meet Midnight Magnolia. A romantic 1924 bungalow, thoughtfully restored and reimagined in the heart of historic Tampa Heights. The best historic homes don't lose their character during a renovation; they become even more themselves. Inspired by its owner—a local florist with an eye for timeless beauty—Midnight Magnolia is a home where vintage charm, lush greenery, and layered design come together to create something unforgettable. Every room has been intentionally curated to feel warm, inviting, and effortlessly collected, blending natural light with rich, moody finishes to create a home that's equal parts timeless, cozy, and full of life. Positioned proudly on a corner lot in the heart of Tampa Heights' historic district, the home welcomes you with an inviting 260-square-foot front porch that encourages evening chats with neighbors, and slow weekends spent watching one of Tampa's most beloved neighborhoods come to life. Inside, sunlight pours through the abundance of original windows, highlighting rich original hardwood floors, vintage details, and carefully layered finishes that perfectly balance bright and moody. The home blends historic craftsmanship with modern comfort, preserving the details that give it soul while offering everything a homeowner needs. Original features including hardwood floors, charming fireplace, built-in shelving, authentic 5-piece Craftsman trim, wood paneled doors, vintage glass doorknobs, and a charming clawfoot tub have all been lovingly preserved, celebrating the home's nearly century-old history. Behind the scenes, nearly everything has been renewed. A comprehensive renovation in 2023 modernized the home while honoring its original character. Major systems were updated, and a new primary suite was added, creating a true owner's retreat complete with a large walk-in closet, dual-sink vanity, & tiled shower with frameless glass enclosure. A tankless water heater adds modern efficiency while complementing the home's historic charm. And the location is equally compelling. Located in one of Tampa's fastest-evolving historic neighborhoods, Midnight Magnolia places you at the center of billions of dollars of transformative investment. Just minutes away, Gasworx, a $1 billion, 50-acre mixed-use development, is transforming the connection between Downtown Tampa & Ybor City. Nearby, the $600 million Central City YMCA redevelopment and $800 million Robles Park transformation are reshaping the surrounding area with new residences, retail, parks, & community spaces. But one of the greatest luxuries of living in Tampa Heights isn't just what's coming—it's what's already here. Within about a mile, you'll find Armature Works, the Tampa Riverwalk, Downtown Tampa, Julian B. Lane Riverfront Park, award-winning breweries, neighborhood coffee shops, boutique fitness studios, locally owned restaurants, & everything from casual brunch spots to Michelin-recognized dining. Homes like Midnight Magnolia don't come around often. Rich in history, thoughtfully restored, filled with original character, and perfectly positioned in one of Tampa's most exciting neighborhoods, this is more than just a home—it's an opportunity to become part of the next chapter of Tampa Heights.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,044

Sqft

0.09 ac

Lot size

1924

Year built

One

Levels

$431

Per sqft

Fireplace

Inside

FlooringHardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationCrawlspace
FacesWest
ExteriorSidewalk

Community & fees

Taxes (2025)$3,759/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,321 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$313
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,321/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$313
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$344KedgeAI estimate $359,974 · range $359K$361K$468K

vs edgeAI estimate

+25%

$/sqft vs Tampa actives

$431 vs $301

Days on market

4 vs 42 typical

Where $431/sqft sits among the 400 Tampa actives

222
103 · this home
31
12
9
23
$154–325$325–495$495–665$665–835$835–1006$1006+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 2831 N MORGAN STREET

Drive times from this address

Downtown Tampa4 min
Tampa Int’l Airport (TPA)15 min
Walt Disney World70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33602 — neighborhood snapshot

Population

19,694

Median age

35.2

Median income

$88,569

Median home value

$560,400

Avg household

1.78

Households w/ children

1,289

For the school run

Hillsborough County School District

ElementaryGorrie Elementary School★★★★★
MiddleWilson Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
HighPlant High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$439K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

228 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the TAMPA 33602 median. See the full Tampa market guide →

Paper trail

This home's history

Aug 11, 2026Listed at $450,000 · 4 days on market since
1924Built · FAIRBURN

Reality check

What actually sold near 2831 N MORGAN STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2810 N JEFFERSON STREETSold · Sep ’25

$405,000

2810 N JEFFERSON STREET · same community

3 bd · 2 ba · 1,736 sqft · $233/sqft · 113 DOM

2810 N JEFFERSON STREETSold · Apr ’26

$542,300

2810 N JEFFERSON STREET · same community

3 bd · 2 ba · 1,736 sqft · $312/sqft · 128 DOM

214 E FLORIBRASKA AVENUESold · Jun ’26

$535,000

214 E FLORIBRASKA AVENUE · same community

3 bd · 2.5 ba · 1,893 sqft · $283/sqft · 110 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 2831 N MORGAN STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2831 N MORGAN STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2831 N MORGAN STREET FAQs

What would the monthly payment be for 2831 N MORGAN STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,321/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2831 N MORGAN STREET?+

The most recent tax bill on record (2025) was $3,759. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $450,000, this home is priced right at the Tampa median.

Which schools are assigned to 2831 N MORGAN STREET?+

Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the TAMPA 33602 market on paper

$450,000 is 23% below the TAMPA 33602 median of $587,500.

02Fresh on the market

Only 4 days on market in a Tampa market that averages 42 — if it fits, move quickly.

03Strong assigned schools

Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of LOMBARDO HEIGHTS LLC · Jackie De La Rosa. MLS #TB8524232.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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