CENTURY 21 Edge
Short-Term Rental Eligible
$379,9003 bd2 ba1,596 sqft$238 /sqft$3,083 /mo all-in ↓

421 HOLBORN LOOP, DAVENPORT, FL, 33897

Active11 days on marketListed Jul 9, 2026MLS #TB8525413

Private poolSingle Family ResidenceVILLAS OF WESTRIDGE

About this home

421 HOLBORN LOOP

Virtually Staged. Welcome to your own Florida retreat! This beautifully maintained 3-bedroom, 2-bathroom pool home with a dedicated office/den offers the perfect blend of comfort, style, and functionality in the heart of Davenport. With an open-concept layout, soaring vaulted ceilings, and abundant natural light, this home feels spacious and inviting from the moment you walk through the door. The expansive living and dining areas flow seamlessly into the kitchen, creating an ideal space for both everyday living and entertaining. The kitchen features ample cabinetry, generous counter space, stainless steel appliances, a breakfast bar, and overlooks the main living areas so you're always part of the conversation. The split-bedroom floor plan provides privacy for the spacious primary suite, complete with a walk-in closet, en-suite bathroom with dual vanities, and direct access to the screened lanai and pool. Two additional bedrooms, a full guest bath, and a versatile office/den offer flexible space for working from home, hobbies, or accommodating guests. Step outside to your private backyard oasis where a screen-enclosed pool and covered lanai make it easy to enjoy Florida living year-round. Whether you're hosting family and friends, relaxing after a long day, or soaking up the sunshine, this outdoor space is designed for making memories. The fully screened enclosure and child safety fence provide added comfort and peace of mind. Additional features include luxury vinyl plank flooring throughout the main living areas and bedrooms, neutral finishes ready for your personal touch, an interior laundry room, a two-car garage, and mature landscaping that enhances the home's curb appeal. Conveniently located near world-famous attractions, championship golf courses, shopping, dining, and major highways, this home is perfect as a primary residence, vacation getaway, or investment opportunity. Don't miss your chance to own this move-in ready pool home in one of Central Florida's most desirable locations. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,596

Sqft

0.11 ac

Lot size

2

Garage

1999

Year built

One

Levels

$238

Per sqft

Private poolPets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Other · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ParkingDriveway
ExteriorLighting · Other · Sidewalk · Sliding Doors

Community & fees

HOA fee$137/mo
Taxes (2025)$4,583/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,083 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$382
HOA fee — from the listing$137
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,297Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,297
Interest rate6.00%
Loan term

Estimated payment

$3,083/mo

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$382
HOA / condo fee$137
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $380K
$323KedgeAI estimate $353,150 · range $336K$367K$395K

vs edgeAI estimate

+7.6%

$/sqft vs Davenport actives

$238 vs $190

Days on market

11 vs 42 typical

Where $238/sqft sits among the 400 Davenport actives

63
95
84
66
51
41 · this home
$147–164$164–182$182–199$199–217$217–234$234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Westridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityWestridge
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,295/mo median

MarketDavenport
Annual gross at median$27,540
Gross yield on this price7.2%
Homes for rent right now587

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Davenport short-term market

▼ Softening

46%

Occupancy

▼ 35% yr/yr

$302

Avg nightly rate

▲ 16% yr/yr

$31K/yr

Revenue per listing

$138

RevPAR

70 days

Booking lead time

5.9 nights

Avg stay

3

Typical min nights

3,730

Active rentals

▲ 7% supply

Seasonality — monthly occupancy

Peaks at 55% in Mar · bottoms at 36% in Jun

40%
53%
55%
53%
42%
36%
55%
46%
38%
41%
41%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Davenport — the projection above is specific to this home’s size.

Where it sits

Inside Westridge

Map of 421 HOLBORN LOOP inside its neighborhood boundary

Drive times from this address

Walt Disney World35 min
Orlando Int’l Airport (MCO)47 min
Universal Orlando48 min
Downtown Orlando48 min

Westridge is a short-term-rental community. See the full guide →

DAVENPORT 33897 — neighborhood snapshot

Population

29,206

Median age

38.9

Median income

$73,457

Median home value

$279,100

Avg household

2.85

Households w/ children

3,278

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

169 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the DAVENPORT 33897 median. See the full Davenport market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $379,900 · 11 days on market since
1999Built · VILLAS OF WESTRIDGE

Reality check

What actually sold near 421 HOLBORN LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

634 MONTARA DRIVESold · Aug ’25

$375,000

634 MONTARA DRIVE

3 bd · 3 ba · 1,590 sqft · $236/sqft · 6 DOM

445 HALSTEAD DRIVESold · Feb ’26

$344,000

445 HALSTEAD DRIVE

4 bd · 2 ba · 1,639 sqft · $210/sqft · 104 DOM

202 HALSTEAD DRIVESold · Apr ’26

$345,000

202 HALSTEAD DRIVE

4 bd · 2 ba · 1,639 sqft · $210/sqft · 95 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 421 HOLBORN LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 421 HOLBORN LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

421 HOLBORN LOOP FAQs

What would the monthly payment be for 421 HOLBORN LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,083/mo — principal and interest, the actual property-tax bill, the $137/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 421 HOLBORN LOOP?+

The association fee works out to $137 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 421 HOLBORN LOOP?+

The most recent tax bill on record (2025) was $4,583. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 421 HOLBORN LOOP be rented short-term?+

Yes — this home sits inside Westridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 421 HOLBORN LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $379,900, this home is listed about 2% below the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 421 HOLBORN LOOP?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of 54 REALTY LLC · Eric Dixon. MLS #TB8525413.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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