7400 SUN ISLAND DRIVE S UNIT 203, SOUTH PASADENA, FL, 33707
Active106 days on marketListed Jul 7, 2026MLS #TB8526374
Come see it
Upcoming open house
Thu, Nov 5
10:00 AM – 2:00 PM
Mega Open House, Multiple units in the building will be showing on this day! Come out and find your perfect Bay Island Condo! Special Mortgage lender conversation about the recent condominium requirements and news! Check out unit 203 at the Ambassador 1pm to hear about it!
About this home
7400 SUN ISLAND DRIVE S UNIT 203
Unaffected by recent storms, this turn-key, 2BR/2BA second-floor waterfront condo offers peaceful Boca Ciega Bay views in the guard-gated 55+ community of Bay Island. Your waterfront Florida condo just got a lot more interesting! This second-floor Bay Island condo is updated, furnished, move-in ready, and was completely unaffected by recent storms. It faces east, catching the pretty morning light and Boca Ciega Bay sunrises without spending your afternoons baking in the Florida sun. To make this move even more attractive, the seller is offering seller concessions toward closing costs or interest rate buydowns. You are not just buying a condo, you are buying into an incredible active lifestyle. Community features include six heated pools, pickleball and tennis courts, a marina, waterfront walking paths, a clubhouse, a fitness center, and 24/7 gated security. Now offered at a new price with seller credit available—if you have been waiting for the right opportunity to own a piece of waterfront Florida, this is it. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,230
Sqft
0 ac
Lot size
1971
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,847 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,847/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.7%
$/sqft vs South Pasadena actives
$260 vs $271
Days on market
106 vs 84 typical
Where $260/sqft sits among the 90 South Pasadena actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Pasadena
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know South Pasadena. See the full South Pasadena guide →
SOUTH PASADENA 33707 — neighborhood snapshot
Population
24,456
Median age
59.8
Median income
$68,560
Median home value
$344,600
Avg household
1.88
Households w/ children
1,331
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The South Pasadena market
$338K → $263K
South Pasadena median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
49 of 90
South Pasadena actives have cut their price
Median sold price, South Pasadena, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the SOUTH PASADENA 33707 median. See the full South Pasadena market guide →
Paper trail
This home's history
Reality check
What actually sold near 7400 SUN ISLAND DRIVE S UNIT 203
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$180,000
7400 SUN ISLAND DRIVE S UNIT 103 · same community
2 bd · 2 ba · 1,230 sqft · $146/sqft · 177 DOM
Sold · Apr ’26$270,000
7400 SUN ISLAND DRIVE S UNIT 810 · same community
2 bd · 2 ba · 1,230 sqft · $220/sqft · 23 DOM
Sold · May ’26$231,000
7400 SUN ISLAND DRIVE S UNIT 105 · same community
2 bd · 2 ba · 1,230 sqft · $188/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7400 SUN ISLAND DRIVE S UNIT 203 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7400 SUN ISLAND DRIVE S UNIT 203 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7400 SUN ISLAND DRIVE S UNIT 203 FAQs
What would the monthly payment be for 7400 SUN ISLAND DRIVE S UNIT 203?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,847/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7400 SUN ISLAND DRIVE S UNIT 203?+
The most recent tax bill on record (2025) was $4,190. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7400 SUN ISLAND DRIVE S UNIT 203?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in South Pasadena?+
At $319,900, this home is listed about 21% above the South Pasadena median of $264,900. The market section on this page shows how the area is trending.
Which schools are assigned to 7400 SUN ISLAND DRIVE S UNIT 203?+
Gulfport Montessori Elementary School (elementary), Boca Ciega High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Christine Walker. MLS #TB8526374.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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