
5120 N MATANZAS AVENUE, TAMPA, FL, 33614
Active97 days on marketListed Jul 8, 2026MLS #TB8526478
About this home
5120 N MATANZAS AVENUE
WELCOME to this wonderful opportunity in the HEART OF TAMPA! This 3-bedroom, 1.5-bath home offers 1,257 sq. ft. of living space with a bright and functional layout, making it a great option for a first-time homebuyer, growing family, or anyone looking for a conveniently located home in Tampa. Enjoy the added peace of mind of a NO FLOOD ZONE and NO HOA, plus a BRAND-NEW ROOF TO BE INSTALLED PRIOR TO CLOSING—a major value-add that can help reduce future maintenance expenses and provide years of peace of mind. The spacious lot provides plenty of room to enjoy the outdoors, entertain, or create your own backyard space. And when it comes to location, THIS HOME IS HARD TO BEAT! You'll be just minutes from Tampa International Airport, Downtown Tampa, International Plaza & Bay Street, Raymond James Stadium, George M. Steinbrenner Field, I-275, and the Veterans Expressway, with shopping, dining, schools, and everyday conveniences nearby. Looking for an investment? This property also offers attractive potential for investors seeking a rental, buy-and-hold, or value-add opportunity in a desirable Tampa location. Whether you're ready to purchase your first home, find a place for your family, or add a promising property to your investment portfolio, this home offers location, convenience, and long-term potential. Schedule your private showing today and come see what makes this Tampa property a GREAT OPPORTUNITY!
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,257
Sqft
0.11 ac
Lot size
1949
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,309 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,309/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs Tampa actives
$262 vs $289
Days on market
97 vs 64 typical
Where $262/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plaza Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Plaza Terrace — neighborhood snapshot
Population
1,980
Median age
38
Median income
$45,186
Median home value
$234,100
Avg household
2
Households w/ children
187
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
222 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the TAMPA 33614 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5120 N MATANZAS AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$376,000
3108 W CREST AVENUE · same community
3 bd · 2 ba · 1,296 sqft · $290/sqft · 2 DOM
Sold · Aug ’26$267,000
5135 N LINCOLN AVENUE · same community
2 bd · 2 ba · 1,129 sqft · $236/sqft · 0 DOM
Sold · Jul ’26$470,000
5117 N LINCOLN AVENUE · same community
3 bd · 3 ba · 1,404 sqft · $335/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5120 N MATANZAS AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5120 N MATANZAS AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5120 N MATANZAS AVENUE FAQs
What would the monthly payment be for 5120 N MATANZAS AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,309/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5120 N MATANZAS AVENUE?+
The most recent tax bill on record (2025) was $729. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $329,900, this home is listed about 24% below the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5120 N MATANZAS AVENUE?+
Mendenhall Elementary School (elementary), Pierce Middle School (middle), Hillsborough High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of B&Y REALTY GROUP LLC · Rosana Jerez. MLS #TB8526478.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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