400 4TH AVENUE S UNIT 408, ST PETERSBURG, FL, 33701
Active39 days on marketListed Jul 10, 2026MLS #TB8527789
About this home
400 4TH AVENUE S UNIT 408
Downtown chic meets effortless livability at The Sage. Step into this bright, open, and airy 1,055-square-foot residence a 1-bedroom, 1.5-bath with den where beautiful bamboo flooring flows underfoot and a neutral, move-in-ready palette sets the stage for any style. Thoughtful upgrades elevate every corner: designer lighting fixtures add a warm, modern glow throughout, while the updated kitchen showcases fresh cabinetry ready for your culinary adventures. The updated bathroom vanity brings a spa-fresh finish to your daily routine. Space-saving genius meets style in the versatile room outfitted with a custom Murphy bed and built-ins, seamlessly transforming from guest suite to home office to creative retreat, all without sacrificing an inch of function. Prefer to work from home? A custom-built office workstation offers the perfect dedicated space to stay productive. In-unit washer and dryer add everyday convenience, and this home comes with two coveted secure covered parking spots, a rare bonus in the heart of downtown! Sun-drenched and inviting, this open layout makes everyday living feel like a retreat, all just steps from downtown St. Petersburg's award-winning restaurants, boutique shopping, art galleries, major medical facilities and waterfront parks. Residents of The Sage enjoy premium amenities including a resort-style pool deck, state-of-the-art fitness center, grilling station, and secure building access. Move-in ready and full of personality - Unit 408 is downtown St. Pete living, elevated.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
1,055
Sqft
0 ac
Lot size
2
Garage
2007
Year built
One
Levels
$583
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,299 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,299/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.9%
$/sqft vs St Petersburg actives
$583 vs $344
Days on market
39 vs 58 typical
Where $583/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
232 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 4TH AVENUE S UNIT 408
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$520,000
400 4TH AVENUE S UNIT 309 · same community
2 bd · 2 ba · 1,234 sqft · $421/sqft · 46 DOM
Sold · Oct ’25$705,000
400 4TH AVENUE S UNIT 1001 · same community
2 bd · 2 ba · 1,260 sqft · $560/sqft · 18 DOM
Sold · Sep ’25$715,000
400 4TH AVENUE S UNIT 704 · same community
2 bd · 2 ba · 1,384 sqft · $517/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 400 4TH AVENUE S UNIT 408 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 4TH AVENUE S UNIT 408 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
400 4TH AVENUE S UNIT 408 FAQs
What would the monthly payment be for 400 4TH AVENUE S UNIT 408?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,299/mo — principal and interest, the actual property-tax bill, the $859/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 400 4TH AVENUE S UNIT 408?+
The association fee works out to $859 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 400 4TH AVENUE S UNIT 408?+
The most recent tax bill on record (2025) was $8,774. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 4TH AVENUE S UNIT 408?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $615,000, this home is listed about 41% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 4TH AVENUE S UNIT 408?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Kelli Welch. MLS #TB8527789.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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