4207 FOGCUTTER COURT, TAMPA, FL, 33615
Active40 days on marketListed Jul 10, 2026MLS #TB8528086
About this home
4207 FOGCUTTER COURT
Boater's Paradise Found! Park your boat at your very own dock and enjoy WATERFRONT living in the beautiful community of Spinnaker Cove! This fully renovated 2-bedroom, 1.5-bath townhome has scenic views of the Bay and plenty of amenities to enjoy! When you walk in, you are greeted with bright ceramic tile and a completely remodeled kitchen, including brand-new stainless steel appliances, a touchless faucet for modern convenience, granite countertops, and beautiful all-wood cabinetry. And who doesn't love a kitchen pantry for all those extra snacks?! Eat at the kitchen island, or have a more formal meal in the dining room. There's also a convenient 1/2 bath with a laundry closet downstairs. The living room has a nice open space to adjust your furniture however you'd like! There's a den area attached with a nice fireplace for those cooler winter months. Out back, you have a huge screened-in lanai area to host friends/family, or to simply relax after a long day. Both bedrooms are located upstairs. The primary bedroom offers peaceful Bay views, and dual closets- one being a walk-in closet with built-in organizers. The second bedroom has something you don't often find—a private screened-in balcony with a seating area overlooking the water. It's the perfect place to enjoy your morning coffee or get some much-needed peace. Spinnaker Cove is the perfect community for boater enthusiasts with direct access to the Bay! Your private dock has a lift with an 8,500-pound capacity and electric and water! For a small fee, Spinnaker Cove offers a marina and boat storage as an added perk. Spinnaker features a resort-style pool, tennis/pickleball courts, a basketball hoop, gym, and a beautifully renovated clubhouse for your friendly hangouts. This home is just minutes from all of the adventures your heart desires- Downtown Tampa, Tampa Airport, top-rated dining and shopping, and just a short drive to Florida's top beaches! This stunning, move-in ready gem is waiting for you! Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,352
Sqft
0.02 ac
Lot size
1977
Year built
Two
Levels
$280
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,698 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,698/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.4%
$/sqft vs Tampa actives
$280 vs $300
Days on market
40 vs 43 typical
Where $280/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33615 — neighborhood snapshot
Population
48,122
Median age
39.1
Median income
$66,257
Median home value
$291,500
Avg household
2.53
Households w/ children
5,459
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
233 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the TAMPA 33615 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4207 FOGCUTTER COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$370,000
4205 FOGCUTTER COURT · same community
2 bd · 2 ba · 1,352 sqft · $274/sqft · 106 DOM
Sold · May ’26$360,000
4306 HARBOR HOUSE DRIVE
2 bd · 2 ba · 1,352 sqft · $266/sqft · 25 DOM
Sold · Jul ’26$443,537
4354 OUTRIGGER LANE
2 bd · 2 ba · 1,390 sqft · $319/sqft · 188 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4207 FOGCUTTER COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4207 FOGCUTTER COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4207 FOGCUTTER COURT FAQs
What would the monthly payment be for 4207 FOGCUTTER COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,698/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4207 FOGCUTTER COURT?+
The most recent tax bill on record (2025) was $1,676. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4207 FOGCUTTER COURT?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $379,000, this home is listed about 16% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4207 FOGCUTTER COURT?+
Bay Crest Elementary School (elementary), Webb Middle School (middle), Alonso High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$379,000 runs 17% above the TAMPA 33615 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Bay Crest Elementary School, Webb Middle School, Alonso High School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BLUE COAST REALTY GROUP LLC · Adrianna McCurry. MLS #TB8528086.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 4207 FOGCUTTER COURT but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Jasmine to ping you on any price or status change →