3841 S LAKE DRIVE UNIT 197, TAMPA, FL, 33614
Active30 days on marketListed Jul 16, 2026MLS #TB8529394
About this home
3841 S LAKE DRIVE UNIT 197
Welcome to this well-maintained 1-bedroom, 1-bath condo in the gated Whisper Lake community. This bright and inviting unit offers an open layout, a spacious bedroom with ample closet space, and a screened balcony—perfect for enjoying your morning coffee or relaxing after a long day. Enjoy maintenance-free living with community amenities including a swimming pool, walking paths, and beautifully maintained grounds. Conveniently located just minutes from Dale Mabry Highway, shopping, restaurants, Tampa International Airport, Raymond James Stadium, downtown Tampa, and major highways, making commuting a breeze. Whether you're a first-time buyer, investor, or looking to downsize, this condo offers comfort, convenience, and an excellent central Tampa location. Schedule your private showing today!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
682
Sqft
0.02 ac
Lot size
1973
Year built
One
Levels
$139
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,280 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,280/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.2%
$/sqft vs WHISPER LAKE A CONDO
$139 vs $125
Days on market
30 vs 42 typical
Where $139/sqft sits among the 12 homes for sale in WHISPER LAKE A CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33614 — neighborhood snapshot
Population
46,218
Median age
40
Median income
$51,143
Median home value
$295,700
Avg household
2.52
Households w/ children
4,623
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
7 of 12
WHISPER LAKE A CONDO have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% below the TAMPA 33614 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3841 S LAKE DRIVE UNIT 197
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$101,850
3814 N LAKE DRIVE UNIT 65 · same community
1 bd · 1 ba · 682 sqft · $149/sqft · 305 DOM
Sold · Dec ’25$95,000
3817 S LAKE DRIVE UNIT 228 · same community
1 bd · 1 ba · 682 sqft · $139/sqft · 5 DOM
Sold · Apr ’26$82,500
3845 S LAKE DRIVE UNIT 191 · same community
1 bd · 1 ba · 710 sqft · $116/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3841 S LAKE DRIVE UNIT 197 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3841 S LAKE DRIVE UNIT 197 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3841 S LAKE DRIVE UNIT 197 FAQs
What would the monthly payment be for 3841 S LAKE DRIVE UNIT 197?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,280/mo — principal and interest, the actual property-tax bill, the $418/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3841 S LAKE DRIVE UNIT 197?+
The association fee works out to $418 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3841 S LAKE DRIVE UNIT 197?+
The most recent tax bill on record (2025) was $1,220. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3841 S LAKE DRIVE UNIT 197?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $94,900, this home is listed about 79% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3841 S LAKE DRIVE UNIT 197?+
Crestwood Elementary School (elementary), Leto High School (high), Pierce Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Lisandra Andino. MLS #TB8529394.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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