1235 S HIGHLAND AVENUE UNIT 4-306, CLEARWATER, FL, 33756
Active30 days on marketListed Jul 17, 2026MLS #TB8529636
About this home
1235 S HIGHLAND AVENUE UNIT 4-306
Welcome to this beautifully maintained, fully furnished two-bedroom, two-bathroom unit located on the top floor of Building 4 in the Kalmia Condominium 55+ Senior Community Co-op. This bright and inviting home offers a spacious layout, New Bed and Living Room Furnishings, PERFECT for comfortable living. The massive primary bedroom features ample closet space and room to unwind, while the large kitchen includes a generous pantry for all your storage needs. This unit includes a covered parking spot, and access to an elevator, providing both convenience and comfort. Situated in a resort-style community, Kalmia offers a wide range of amenities for your enjoyment. Relax by the HEATED sparkling pool, play a game of shuffleboard, or host gatherings at the clubhouse, complete with a full kitchen and BBQ area. Additional facilities include a recreation room and gazebo, offering plenty of opportunities to socialize and participate in various activities. With beautifully landscaped grounds and a variety of recreational options, Kalmia is the perfect place to enjoy a vibrant and active lifestyle. No pets allowed. Make this charming unit your next home!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
964
Sqft
964 ac
Lot size
1969
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$2 vs $224
Days on market
30 vs 53 typical
Where $2/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kalmia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Kalmia — neighborhood snapshot
Population
385
Median age
56
Median income
$55,313
Median home value
$341,500
Avg household
2
Households w/ children
74%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
232 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the CLEARWATER 33756 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1235 S HIGHLAND AVENUE UNIT 4-306
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$110,000
1235 S HIGHLAND AVENUE UNIT 5-106 · same community
2 bd · 2 ba · 966 sqft · $114/sqft · 0 DOM
Sold · May ’26$116,500
1235 S HIGHLAND AVENUE UNIT 1-102 · same community
2 bd · 1 ba · 972 sqft · $120/sqft · 74 DOM
Sold · Aug ’26$115,900
1235 S HIGHLAND AVENUE UNIT 3-203 · same community
2 bd · 1 ba · 973 sqft · $119/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1235 S HIGHLAND AVENUE UNIT 4-306 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1235 S HIGHLAND AVENUE UNIT 4-306 — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1235 S HIGHLAND AVENUE UNIT 4-306 FAQs
What would the monthly payment be for 1235 S HIGHLAND AVENUE UNIT 4-306?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1235 S HIGHLAND AVENUE UNIT 4-306?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $1,600, this home is listed about 99% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1235 S HIGHLAND AVENUE UNIT 4-306?+
Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33756 market on paper
$1,600 is 100% below the CLEARWATER 33756 median of $334,400, and at $2/sqft it sits under the Clearwater average of $275.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Plumb Elementary School, Clearwater High School, Oak Grove Middle School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHAMPA BAY BROKER CORPORATION · Joseph Narcisse. MLS #TB8529636.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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