4009 CROAKER DRIVE, HERNANDO BEACH, FL, 34607
Active70 days on marketListed Aug 4, 2026MLS #TB8531922
About this home
4009 CROAKER DRIVE
Prime 75' x 100' Buildable Lot — Hernando Beach South Build your dream home on this exceptional 75' x 100' parcel with desirable rear southern exposure in the tranquil, highly sought-after community of Hernando Beach South. Located adjacent to the Weeki Wachee Preserve, this rare offering combines natural beauty with easy access to everyday conveniences. Key features: Generous 75' x 100' buildable lot with rear southern exposure for optimal light and outdoor living Situated in a peaceful, well-maintained neighborhood bordering the Weeki Wachee Preserve Short walking distance to more than half a dozen restaurants and local shops Minutes to Weeki Wachee Springs and the pristine Weeki Wachee River — ideal for kayaking, boating and nature exploration Easy boating access: spend weekends on the Hernando Beach “Flats” or cruise to nearby destinations such as Anclote and the Homosassa River Low annual HOA fee of just $306 — includes lawn maintenance until construction is complete and access to the community boat ramp On-site survey and soil test reports available to streamline planning and building Potential for expansive third-floor views overlooking the preserve and sparkling Gulf waters This property is an exceptional opportunity to design and build a coastal residence that captures sun, water and serene preserve vistas. With practical utilities already evaluated and a community focused on waterfront living, this lot is a ready canvas for your next chapter. Contact me for additional details, to review the survey and soil report, or to schedule a site visit
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$748 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$748/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$453K → $500K
Hernando Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% below the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4009 CROAKER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$290,000
3178 SEA GRAPE DRIVE · same community
2 bd · 2 ba · 823 sqft · $352/sqft · 564 DOM
Sold · Jun ’26$500,000
4208 DES PREZ COURT · same community
2 bd · 2 ba · 1,435 sqft · $348/sqft · 51 DOM
Sold · Feb ’26$495,000
3363 POINSETTIA DRIVE · same community
3 bd · 2 ba · 1,440 sqft · $344/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 4009 CROAKER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4009 CROAKER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4009 CROAKER DRIVE FAQs
What would the monthly payment be for 4009 CROAKER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $748/mo — principal and interest, the actual property-tax bill, the $26/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4009 CROAKER DRIVE?+
The association fee works out to $26 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4009 CROAKER DRIVE?+
The most recent tax bill on record (2025) was $1,045. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4009 CROAKER DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando Beach?+
At $75,000, this home is listed about 85% below the Hernando Beach median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4009 CROAKER DRIVE?+
Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of A BETTER LIFE REALTY · Tony Kelly. MLS #TB8531922.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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