CENTURY 21 Edge

13205 S CRATER TERRACE, FLORAL CITY, FL, 34436

Active81 days on marketListed Jul 23, 2026MLS #TB8532039

✦ Priced 66% below the FLORAL CITY 34436 median✦ Reduced $2KOAKWOOD ACRES UNREC SUB

About this home

13205 S CRATER TERRACE

ESCAPE THE HUSTLE AND CREATE YOUR OWN COUNTRY RETREAT! If you’ve been looking for space, privacy, and the freedom to create a property that fits your lifestyle, this 2.33-acre parcel is ready for your vision. Whether you’re planning to build a custom site-built home, place a manufactured home, or create a private weekend getaway, the possibilities are wide open—with NO HOA AND NO CDD FEES. Bring your ATVs, dirt bikes, RVs, boats, and recreational toys and enjoy plenty of room to spread out. There’s also space for HORSES, GOATS, CHICKENS, AND OTHER ANIMALS, making this an excellent setting for a hobby farm or true country lifestyle. The property is COMPLETELY FENCED, OUTSIDE A FLOOD ZONE, and surrounded by mature trees that provide a peaceful atmosphere and plenty of privacy. Whether you're envisioning a family homestead, hobby farm, weekend escape, or investment property, this parcel offers the space and flexibility to make it your own. GOPHER TORTOISE SURVEY AND SOIL SITE EVALUATION REPORT AVAILABLE! PROPERTY HIGHLIGHTS: • 2.33 ACRES • Approximate Dimensions: 303' x 334' • ZONED RURMH – RURAL RESIDENTIAL / MOBILE HOMES ALLOWED • SITE-BUILT OR MANUFACTURED HOME PERMITTED • COMPLETELY FENCED • OUTSIDE FLOOD ZONE • NO HOA • NO CDD WHAT DOES RURMH ZONING MEAN? This rural residential zoning provides the flexibility to build a traditional site-built home or place a manufactured home, while offering the space for large vehicles, outdoor equipment, workshops, gardens, recreational vehicles, and farm animals. If you’re searching for land where you can have SPACE, PRIVACY, AND THE FREEDOM TO LIVE LIFE YOUR WAY, this 2.33-acre country property is ready for your next chapter.

Facts & features

The home at a glance

2.33 ac

Lot size

Inside

Outside & construction

FacesWest

Community & fees

Taxes (2025)$429/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Telephone Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$756 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$521
FHA mortgage insurance (est.)$39
Property tax — 2025 actual bill$36
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,098Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,098
Interest rate6.00%
Loan term

Estimated payment

$756/mo

Principal & interest$521
FHA mortgage insurance (est.)$39
Property taxes (actual bill)$36
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Floral City

Get to know Floral City. See the full Floral City guide →

FLORAL CITY 34436 — neighborhood snapshot

Population

8,170

Median age

60.3

Median income

$50,139

Median home value

$201,400

Avg household

2.25

Households w/ children

563

For the school run

Citrus County School District

ElementaryFloral City Elementary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Floral City market

Seller’s marketLeans buyer — 7.2 months of inventoryBuyer’s market

$245K → $253K

Floral City median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 66% below the FLORAL CITY 34436 median. See the full Floral City market guide →

Paper trail

This home's history

CurrentPrice reduced to $88,500 ▼ $2K
Jul 23, 2026Listed at $90,000 · 81 days on market since

Reality check

What actually sold near 13205 S CRATER TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

26721 CHIPPEWA TRAILSold · Jul ’26

$260,000

26721 CHIPPEWA TRAIL

1 bd · 1 ba · 600 sqft · $433/sqft · 35 DOM

28049 SEWICKLEY STREETSold · May ’26

$230,000

28049 SEWICKLEY STREET

2 bd · 1 ba · 852 sqft · $270/sqft · 121 DOM

27080 HIAWATHA BOULEVARDSold · Apr ’26

$274,000

27080 HIAWATHA BOULEVARD

3 bd · 2 ba · 960 sqft · $285/sqft · 90 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13205 S CRATER TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13205 S CRATER TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13205 S CRATER TERRACE FAQs

What would the monthly payment be for 13205 S CRATER TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $756/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13205 S CRATER TERRACE?+

The most recent tax bill on record (2025) was $429. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Floral City?+

At $88,500, this home is listed about 69% below the Floral City median of $282,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13205 S CRATER TERRACE?+

Floral City Elementary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX MARKETING SPECIALISTS · Lori West. MLS #TB8532039.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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