2131 RIDGE ROAD S UNIT 99, LARGO, FL, 33778
Active8 days on marketListed Jul 29, 2026MLS #TB8532577
About this home
2131 RIDGE ROAD S UNIT 99
Welcome to your private retreat in Coastal Ridge! Tucked toward the back of the community for added privacy, this beautifully maintained two-story townhome offers 2 bedrooms, 2.5 bathrooms, and a thoughtfully designed floor plan ideal for comfort, convenience, entertaining and carefree Florida Living. Enjoy a private patio perfect for morning coffee, outdoor dining, or relaxing after a day at the beach. Inside, recent updates include a newer central A/C (2025), brand-new washer and dryer (October 2025), and energy-efficient double-panel Low-E windows that enhance comfort while reducing energy cost. The kitchen is fully equipped with a refrigerator, range, microwave, new dishwasher, disposal, and washer and dryer. Lucite storm panels are also included. Residents of the all-ages Coastal Ridge community enjoy a pool, tennis courts, grilling area, and a covered pavilion with a full kitchen. Located in the heart of Largo, you’re just minutes from shopping, dining, and the Pinellas Trail, 15–20 minutes from Indian Rocks Beach, about 20–25 minutes from Clearwater Beach, and close to both St. Pete–Clearwater International and Tampa International Airports. Whether you’re looking for a full-time home, seasonal getaway, or low-maintenance lifestyle, this move-in-ready property offers exceptional value in a prime location.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,248
Sqft
1984
Year built
Two
Levels
$143
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,359 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,359/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−52.9%
$/sqft vs Largo actives
$143 vs $238
Days on market
8 vs 52 typical
Where $143/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33778 — neighborhood snapshot
Population
16,054
Median age
50.9
Median income
$63,633
Median home value
$267,800
Avg household
2.41
Households w/ children
1,345
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $319K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
210 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 2131 RIDGE ROAD S UNIT 99
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$159,900
2131 RIDGE ROAD S UNIT 3 · same community
2 bd · 1.5 ba · 1,248 sqft · $128/sqft · 171 DOM
Sold · Feb ’26$238,000
2131 RIDGE ROAD S UNIT 75 · same community
2 bd · 1.5 ba · 1,248 sqft · $191/sqft · 37 DOM
Sold · Oct ’25$240,000
2131 RIDGE ROAD S UNIT 76 · same community
2 bd · 1.5 ba · 1,035 sqft · $232/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2131 RIDGE ROAD S UNIT 99 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2131 RIDGE ROAD S UNIT 99 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2131 RIDGE ROAD S UNIT 99 FAQs
What would the monthly payment be for 2131 RIDGE ROAD S UNIT 99?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,359/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2131 RIDGE ROAD S UNIT 99?+
The most recent tax bill on record (2025) was $796. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2131 RIDGE ROAD S UNIT 99?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $179,000, this home is listed about 40% below the Largo median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2131 RIDGE ROAD S UNIT 99?+
Fuguitt Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 JIM WHITE & ASSOC · Saleene Partridge. MLS #TB8532577.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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