13102 GIBSON LANE, ODESSA, FL, 33556
Active46 days on marketListed Aug 5, 2026MLS #TB8533045
Come see it
Upcoming open house
Sun, Sep 20
1:00 PM – 3:00 PM
About this home
13102 GIBSON LANE
Discover a rare opportunity to own a unique Keystone property offering the freedom of no HOA, no CDD, and a fully fenced 1.15-acre homesite. Whether you're dreaming of an equestrian lifestyle, a hobby farm, or simply room for quiet outdoor living, this property delivers. The versatile outdoor space features a 2-stall pole barn with a feed and tack room, making it ideal for horses, chickens, goats, or other animals. There's also ample space for RVs, boats, trailers, outdoor equipment, or the garden you've always wanted. Nature lovers will appreciate being within close proximity of an access point to Brooker Creek Preserve and just minutes from miles of horse trails, walking paths, and biking trails throughout the Keystone area. Inside, you'll find 4 comfortable bedrooms, 2 full bathrooms, and an open-concept floor plan designed for modern everyday living and effortless entertaining. The living space flows seamlessly to a large screened-in lanai overlooking the sparkling pool—your own private retreat for relaxing or hosting family and friends while enjoying Florida's year-round sunshine. Providing added peace of mind, the property sustained no damage during the 2024 hurricanes, is not located in a flood zone, and is a high-and-dry homesite that does not flood during heavy rains. Zoned for top rated schools and conveniently close to recreational areas, shopping, dining, and everyday amenities, this home blends peaceful country living with modern convenience. Whether you're looking for an equestrian property, a place to bring your animals, extra outdoor space for all your toys, or simply a private oasis with modern comforts, this beautiful Keystone gem offers a lifestyle that's hard to find.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,578
Sqft
1.15 ac
Lot size
2
Garage
1970
Year built
One
Levels
$380
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,922 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,922/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+60.4%
$/sqft vs KEYSTONE PARK COLONY SUB
$380 vs $431
Days on market
46 vs 51 typical
Where $380/sqft sits among the 6 homes for sale in KEYSTONE PARK COLONY SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Odessa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
ODESSA 33556 — neighborhood snapshot
Population
34,045
Median age
40.9
Median income
$151,034
Median home value
$589,700
Avg household
2.93
Households w/ children
4,581
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$725K → $775K
Odessa median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
2 of 6
KEYSTONE PARK COLONY SUB have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 13102 GIBSON LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$475,000
5803 MYRTLE LANE · same community
2 bd · 2.5 ba · 1,670 sqft · $284/sqft · 14 DOM
Sold · Apr ’26$1,700,000
19018 BLAKE ROAD · same community
2 bd · 2.5 ba · 1,793 sqft · $948/sqft · 28 DOM
Sold · Mar ’26$345,000
9010 SCOTT WILSON LANE · same community
4 bd · 2 ba · 1,904 sqft · $181/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13102 GIBSON LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13102 GIBSON LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13102 GIBSON LANE FAQs
What would the monthly payment be for 13102 GIBSON LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,922/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13102 GIBSON LANE?+
The most recent tax bill on record (2025) was $3,658. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Odessa?+
At $599,000, this home is listed about 15% below the Odessa median of $705,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13102 GIBSON LANE?+
Bryant Elementary School (elementary), Farnell Middle School (middle), Sickles High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ODESSA 33556 market on paper
$599,000 is 12% below the ODESSA 33556 median of $677,500.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Bryant Elementary School, Farnell Middle School, Sickles High School, Patricia Sullivan Metropolitan Ministries Partnership School — Bryant Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC. · Vince Steidl. MLS #TB8533045.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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