1005 S BAYSHORE BOULEVARD UNIT 102, SAFETY HARBOR, FL, 34695
Active85 days on marketListed Jul 27, 2026MLS #TB8533312
About this home
1005 S BAYSHORE BOULEVARD UNIT 102
Welcome to 1005 S Bayshore Blvd, Unit 102, an updated first-floor waterfront condo in the Sandal Cove community of Safety Harbor. This one-bedroom, one-bath residence offers 700 square feet of thoughtfully designed living space, combining a modern interior with the relaxed waterfront setting that makes Florida living so appealing. Step inside to an open-concept living and kitchen area featuring attractive plank flooring, recessed lighting, and a clean, contemporary design. The updated kitchen serves as the centerpiece of the home, with shaker-style cabinetry, stainless steel appliances, a decorative backsplash, generous counter space, and a large center island with seating. Whether preparing a quiet meal, entertaining friends, or simply enjoying your morning coffee, the layout is comfortable, functional, and inviting. The adjoining living area offers an easy flow to the screened patio, allowing the indoor and outdoor spaces to work together. The bedroom provides a comfortable retreat with natural light and a modern color palette, while the updated bathroom features a contemporary vanity and glass-enclosed walk-in shower. Inside laundry adds another level of everyday convenience that is not always found in a condo of this size. Outside, the screened patio extends the living space and opens toward peaceful water views. It is an ideal place to enjoy the morning, read, relax, or unwind at the end of the day. Residents also enjoy access to the community pool and landscaped common areas. Located along South Bayshore Boulevard, the condo offers convenient access to downtown Safety Harbor, local restaurants, parks, shopping, and the surrounding Tampa Bay area. Whether used as a full-time residence, seasonal escape, or low-maintenance Florida retreat, Unit 102 offers an appealing combination of updated style, waterfront atmosphere, manageable size, and location.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
700
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$357
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,703 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,703/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.5%
$/sqft vs Safety Harbor actives
$357 vs $303
Days on market
85 vs 83 typical
Where $357/sqft sits among the 70 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
44 of 70
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% below the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1005 S BAYSHORE BOULEVARD UNIT 102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$223,000
1007 S BAYSHORE BOULEVARD UNIT 107 · same community
1 bd · 1 ba · 700 sqft · $319/sqft · 186 DOM
Sold · Nov ’25$285,000
1005 S BAYSHORE BOULEVARD UNIT 105 · same community
2 bd · 2 ba · 900 sqft · $317/sqft · 0 DOM
Sold · Apr ’26$240,000
1009 S BAYSHORE BOULEVARD UNIT 204 · same community
2 bd · 2 ba · 900 sqft · $267/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1005 S BAYSHORE BOULEVARD UNIT 102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1005 S BAYSHORE BOULEVARD UNIT 102 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1005 S BAYSHORE BOULEVARD UNIT 102 FAQs
What would the monthly payment be for 1005 S BAYSHORE BOULEVARD UNIT 102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,703/mo — principal and interest, the actual property-tax bill, the $641/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1005 S BAYSHORE BOULEVARD UNIT 102?+
The association fee works out to $641 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1005 S BAYSHORE BOULEVARD UNIT 102?+
The most recent tax bill on record (2025) was $3,840. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1005 S BAYSHORE BOULEVARD UNIT 102?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $250,000, this home is listed about 50% below the Safety Harbor median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1005 S BAYSHORE BOULEVARD UNIT 102?+
Countryside High School (high), Curlew Creek Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SAFETY HARBOR 34695 market on paper
$250,000 is 50% below the SAFETY HARBOR 34695 median of $499,000, and at $357/sqft it sits under the Safety Harbor average of $365.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $641/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Countryside High School, Curlew Creek Elementary School, Safety Harbor Middle School — Curlew Creek Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $260,000, now $250,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Nicholas Fedyna. MLS #TB8533312.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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