CENTURY 21 Edge
$4,500,0003 bd3.5 ba3,660 sqft$1,230 /sqft≈$34,528 /mo all-in ↓

180 BEACH DRIVE NE UNIT 502, ST PETERSBURG, FL, 33701

Active5 days on marketListed Oct 16, 2026MLS #TB8534633

CondominiumOVATION CONDO

About this home

180 BEACH DRIVE NE UNIT 502

A rare opportunity to own an extraordinary waterfront residence at Ovation, one of downtown St. Petersburg's most prestigious addresses. Designed for those who value privacy, exceptional service, and refined waterfront living, this beautifully appointed residence offers one of the building's largest private terraces and expansive floor-to-ceiling windows showcasing sweeping views of sparkling Tampa Bay, the St. Petersburg Municipal Marina, South Straub Park, the St. Pete Pier, and Ovation's five-star resort-caliber pool terrace, creating an ever-changing waterfront backdrop for everyday living and entertaining. Encompassing 3,660 square feet, this sophisticated 3-bedroom, 3.5-bath residence with a study/den has been thoughtfully renovated with elegant coastal-inspired interiors, rich wood flooring, motorized blinds, and custom architectural wall accents, seamlessly blending timeless design with modern luxury. A private elevator foyer welcomes you into gracious open living and dining spaces designed for effortless entertaining and comfortable everyday living. The chef's kitchen is beautifully appointed with premium Wolf and Sub-Zero appliances, a large center island, and abundant custom cabinetry, opening seamlessly to an inviting family room. Privately situated away from the main living areas, the luxurious primary suite serves as a tranquil retreat featuring direct terrace access, a spa-inspired bath, and an expansive custom-designed walk-in closet. Each additional bedroom offers its own ensuite bath and private terrace, providing exceptional comfort and privacy for family and guests. The residence also offers an exceptionally quiet interior environment, creating a peaceful retreat just moments from the vibrant energy of Beach Drive. Ovation is an intimate waterfront tower of only 45 residences, thoughtfully designed to deliver exceptional privacy, attentive service, and an elevated residential lifestyle. Residents enjoy private elevator lobby access, card-key secured entry, two under-building parking spaces, five-star 24-hour concierge service, a full-time on-site property manager, an elegant lobby, luxurious club room, private conference room, state-of-the-art fitness center, men's and women's locker rooms with sauna, a heated resort-style pool and spa, private cabanas, outdoor grilling station, putting green, bicycle storage, car wash area, ultra-quiet high-speed elevators, and a building-wide water softening system. Perfectly positioned along Beach Drive, Ovation places you just steps from the St. Petersburg Pier, Municipal Marina, waterfront parks, award-winning restaurants, sidewalk cafés, museums, theaters, boutique shopping, and the vibrant energy of downtown. Residents also enjoy direct access to approximately seven continuous miles of scenic waterfront parks along Tampa Bay—one of downtown St. Petersburg's defining features. Combining expansive living spaces, refined design, breathtaking waterfront views, exceptional amenities, and one of downtown's most walkable locations, this remarkable residence offers the very best of luxury urban living in the heart of St. Petersburg.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

3,660

Sqft

0 ac

Lot size

2

Garage

2009

Year built

One

Levels

$1,230

Per sqft

City & Park/Greenbelt & Pool & Trees/Woods viewPets allowed

Inside

FlooringQuarry Tile · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorCrown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofOther
ConstructionBlock · Concrete · Other
FoundationOther
ViewCity · Park/Greenbelt · Pool · Trees/Woods
FacesEast
ParkingAssigned · Garage Door Opener · Garage Faces Rear · Off Street · Under Building
ExteriorBalcony · Lighting · Outdoor Grill · Outdoor Kitchen

Community & fees

Taxes (2025)$52,345/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
CommunityBay/Harbor Front · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Pool · Sidewalks · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$34,528 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$28,318
PMI (est., until 20% equity)$1,688
Property tax — 2025 actual bill$4,362
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $450,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $450,000
Interest rate7.50%
Loan term

Estimated payment

$34,528/mo

Principal & interest$28,318
PMI (est., until 20% equity)$1,688
Property taxes (actual bill)$4,362
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $4.5M
$2.9MedgeAI estimate $3,130,067 · range $3.0M–$3.2M$4.7M

vs edgeAI estimate

+43.8%

$/sqft vs St Petersburg actives

$1,230 vs $324

Days on market

5 vs 66 typical

Where $1,230/sqft sits among the 400 St Petersburg actives

188
132
29
19
12
20 · this home
$129–312$312–496$496–679$679–863$863–1046$1046+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown St Petersburg

Drive times from this address

Tampa Int’l Airport (TPA)≈ 27 min
Downtown Tampa≈ 28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Downtown St Petersburg — neighborhood snapshot

Population

3,169

Median age

60

Median income

$50,655

Median home value

$619,783

Avg household

1

Households w/ children

55%

For the school run

Pinellas County School District

MiddleJohn Hopkins Middle School★★★★★
ElementaryNorth Shore Elementary School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

230 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 467% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

Oct 16, 2026Listed at $4,500,000 · 5 days on market since
2009Built · OVATION CONDO

Reality check

What actually sold near 180 BEACH DRIVE NE UNIT 502

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

180 BEACH DRIVE NE UNIT 1401Sold · Jul ’26

$4,500,000

180 BEACH DRIVE NE UNIT 1401 · same community

3 bd · 3.5 ba · 3,660 sqft · $1,230/sqft · 70 DOM

1030 11TH AVENUE SSold · Dec ’25

$825,000

1030 11TH AVENUE S

3 bd · 2.5 ba · 2,554 sqft · $323/sqft · 43 DOM

427 11TH AVENUE SSold · Mar ’26

$850,000

427 11TH AVENUE S

4 bd · 3.5 ba · 2,340 sqft · $363/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 180 BEACH DRIVE NE UNIT 502 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 180 BEACH DRIVE NE UNIT 502 — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

180 BEACH DRIVE NE UNIT 502 FAQs

What would the monthly payment be for 180 BEACH DRIVE NE UNIT 502?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $34,528/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 180 BEACH DRIVE NE UNIT 502?+

The most recent tax bill on record (2025) was $52,345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 180 BEACH DRIVE NE UNIT 502?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $4,500,000, this home is listed about 961% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.

Which schools are assigned to 180 BEACH DRIVE NE UNIT 502?+

John Hopkins Middle School (middle), North Shore Elementary School (elementary), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$4,500,000 runs 467% above the ST PETERSBURG 33701 median — but at 3,660 sqft it's also nearly 3 times the size of the typical St Petersburg listing.

02City & Park/Greenbelt & Pool & Trees/Woods views

The city and park/greenbelt and pool and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 5 days on market in a St Petersburg market that averages 66 — if it fits, move quickly.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Becky Malowany. MLS #TB8534633.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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