4681 1ST STREET NE UNIT 308, ST PETERSBURG, FL, 33703
Active20 days on marketListed Jul 31, 2026MLS #TB8534736
About this home
4681 1ST STREET NE UNIT 308
Discover the perfect blend of casual elegance and effortless Florida living in the highly desirable Racquet Club Northeast Condominiums. Perched on the third floor, this beautifully renovated residence offers a bright, airy ambiance with an open-concept floor plan, abundant natural light, and tranquil park-like views that create an inviting place to call home. Every detail has been thoughtfully updated, making this home completely move-in ready. Wood-look ceramic tile flows seamlessly throughout the living spaces and onto the spacious screened balcony, while plantation shutters on every window and door add timeless style and privacy. The stunning island kitchen is the heart of the home, featuring solid wood cabinetry, stone countertops, stainless steel appliances, clean contemporary finishes, a generous pantry, and a breakfast bar that's perfect for casual meals or entertaining guests. The spacious primary suite is designed for comfort, offering direct balcony views, a beautifully customized walk-in closet, and a luxurious en-suite bath complete with a dual-sink stone vanity and an impressive walk-in shower. Begin your mornings with coffee and sunrise views from the private balcony, or unwind in the evening with your favorite beverage while overlooking the peaceful, park-like setting. A private storage closet on the balcony—an uncommon feature in the community—adds valuable convenience, along with an additional designated storage unit. This residence also includes an assigned covered parking space conveniently located near the elevators, ample guest parking, and the security of a coded-entry lobby. Pet lovers will appreciate the pet-friendly community, welcoming dogs, cats, and even feathered companions. The exceptionally reasonable HOA fee of just $546 per month provides outstanding value, covering internet, cable TV, community pool, clubhouse, water, sewer, trash, exterior building maintenance, grounds maintenance, pool maintenance, exterior insurance, reserve funding, common area taxes, elevators, and more—allowing you to enjoy a low-maintenance lifestyle. For tennis and pickleball enthusiasts, The Racquet Club is just steps away. Ideally located just minutes from Northeast Shopping Center, Publix, Whole Foods, countless dining options, waterfront parks, and vibrant Downtown St. Petersburg, this home offers the perfect combination of convenience, recreation, and relaxed Florida living. Beautifully updated, impeccably maintained, and ideally located—this exceptional condo is truly turnkey and ready for its next owner. Schedule your private showing today before this opportunity is gone.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
800
Sqft
2 ac
Lot size
1975
Year built
One
Levels
$281
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+48.1%
$/sqft vs St Petersburg actives
$281 vs $340
Days on market
20 vs 57 typical
Where $281/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33703 — neighborhood snapshot
Population
25,948
Median age
43.4
Median income
$96,795
Median home value
$395,200
Avg household
2.32
Households w/ children
2,665
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
234 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4681 1ST STREET NE UNIT 308
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$247,000
4651 1ST STREET NE UNIT 303 · same community
2 bd · 2 ba · 1,050 sqft · $235/sqft · 6 DOM
Sold · Jun ’26$430,000
4681 1ST STREET NE UNIT 405 · same community
3 bd · 2 ba · 1,550 sqft · $277/sqft · 0 DOM
Sold · Jan ’26$390,000
4651 1ST STREET NE UNIT 402 · same community
3 bd · 2 ba · 1,550 sqft · $252/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4681 1ST STREET NE UNIT 308 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4681 1ST STREET NE UNIT 308 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4681 1ST STREET NE UNIT 308 FAQs
What would the monthly payment be for 4681 1ST STREET NE UNIT 308?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,170/mo — principal and interest, the actual property-tax bill, the $546/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4681 1ST STREET NE UNIT 308?+
The association fee works out to $546 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4681 1ST STREET NE UNIT 308?+
The most recent tax bill on record (2025) was $475. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4681 1ST STREET NE UNIT 308?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $225,000, this home is listed about 48% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4681 1ST STREET NE UNIT 308?+
Northeast High School (high), John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RIZZO & ASSOCIATES INC · Philip Rizzo. MLS #TB8534736.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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