1012 N SHORE DRIVE NE UNIT 14, ST PETERSBURG, FL, 33701
Active76 days on marketListed Aug 6, 2026MLS #TB8535560
About this home
1012 N SHORE DRIVE NE UNIT 14
Enjoy easy, lock-and-go living in this updated ground-floor condo at Whispering Waters, a 55+ community in St. Petersburg’s historic Old Northeast. With no stairs to navigate and the community pool just outside, this renovated 1-bedroom, 1-bath residence combines everyday convenience with an effortless lifestyle near downtown St. Pete, North Shore Park, and Beach Drive. Offering approximately 850 square feet of interior living space, the residence features new "vintage" tongue-and-groove hardwood floors, fresh interior paint, smooth ceilings, and new dual-glazed sliding glass doors that welcome natural light. The redesigned kitchen includes new modern cabinetry, updated plumbing, and brand-new appliances, while the refreshed bathroom features modern fixtures and finishes. A new 17-SEER HVAC system and updated electrical add comfort and efficiency. An approximately 360-square-foot wraparound screened porch expands your living and entertaining space, with room to relax over morning coffee or unwind after a day along the waterfront. Hurricane shutters and a private garage provide added convenience, secure parking, and extra storage—ideal for a full-time residence or seasonal retreat. Set among landscaped grounds, Whispering Waters comprises just 66 residences across eight low-rise buildings. Community amenities include a pool, shuffleboard courts, and on-site laundry. Monthly maintenance fees include all utilities, simplifying ownership and supporting an easy lock-and-go lifestyle. Across the street, North Shore Park offers waterfront walking paths, tennis courts, green space, and beach access. Nearby Beach Drive connects you to downtown St. Petersburg restaurants, shops, museums, and cultural attractions, with convenient access to major highways and Tampa International Airport. Ground-floor convenience, a generous screened porch, and the pool just outside make this Old Northeast condo an inviting home base for enjoying the downtown St. Pete lifestyle. Schedule your private showing today.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
850
Sqft
1
Garage
1959
Year built
One
Levels
$482
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,633 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,633/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5%
$/sqft vs St Petersburg actives
$482 vs $324
Days on market
76 vs 66 typical
Where $482/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Historic Old Northeast
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Historic Old Northeast — neighborhood snapshot
Population
6,785
Median age
52
Median income
$89,071
Median home value
$707,667
Avg household
2
Households w/ children
502
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
231 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1012 N SHORE DRIVE NE UNIT 14
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$580,000
615 10TH AVENUE NE UNIT 4 · same community
2 bd · 1 ba · 925 sqft · $627/sqft · 0 DOM
Sold · Jul ’26$282,000
470 3RD STREET S UNIT 921
1 bd · 1 ba · 859 sqft · $328/sqft · 210 DOM
Sold · Sep ’26$200,000
470 3RD STREET S UNIT 413
1 bd · 1 ba · 811 sqft · $247/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1012 N SHORE DRIVE NE UNIT 14 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1012 N SHORE DRIVE NE UNIT 14 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1012 N SHORE DRIVE NE UNIT 14 FAQs
What would the monthly payment be for 1012 N SHORE DRIVE NE UNIT 14?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,633/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1012 N SHORE DRIVE NE UNIT 14?+
The most recent tax bill on record (2024) was $5,719. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1012 N SHORE DRIVE NE UNIT 14?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $410,000, this home is listed about 3% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1012 N SHORE DRIVE NE UNIT 14?+
North Shore Elementary School (elementary), St. Petersburg High School (high), John Hopkins Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33701 market on paper
$410,000 is 48% below the ST PETERSBURG 33701 median of $794,024.
02Garden & Park/Greenbelt & Pool & Water views
The garden and park/greenbelt and pool and water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $420,000, now $410,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Liz Heinkel. MLS #TB8535560.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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