CENTURY 21 Edge
$415,000$419,0005 bd3 ba2,280 sqft$182 /sqft$2,944 /mo all-in ↓

11106 FERNWAY LANE, DADE CITY, FL, 33525

Active42 days on marketListed Aug 10, 2026MLS #TB8535971

Reduced $4KPrivate poolManufactured HomeZEPHYRHILLS COLONY CO

About this home

11106 FERNWAY LANE

Virtually Staged. Nestled at the end of a quaint country road, this beautifully renovated 5-bedroom, 3-bathroom home offers the perfect blend of privacy, space, and modern comfort. Situated on a full acre of private land, this approximately 2,300-square-foot home features a screened-in-ground pool, a screened rear porch, and a welcoming front porch, creating multiple spaces to relax and enjoy the best of Florida living. Peaceful country surroundings provide a sense of privacy while still being just minutes from town. Step inside to discover a completely updated interior featuring luxury vinyl flooring, fresh interior and exterior paint, vaulted ceilings, and a cozy fireplace. The spacious open floor plan and split-bedroom layout create a comfortable and inviting living space. The newly renovated kitchen features crisp white cabinetry, butcher block countertops, and brand-new stainless-steel appliances. A dedicated laundry room adds convenience and functionality. The oversized primary suite offers plenty of privacy and features a large bathroom with a walk-in shower and soaking tub, a generous closet, and a dedicated office or bonus room. Outside, the one-acre property offers plenty of room to enjoy the outdoors, with the screened pool and rear screened porch providing ideal spaces for entertaining, relaxing, or simply taking in the peaceful surroundings. Two storage sheds and abundant parking provide plenty of room for vehicles, boats, RVs, or recreational equipment. Additional major updates include a new roof and new A/C system. If you’re looking for the privacy and space of country living without sacrificing modern amenities or convenient access to town, this move-in-ready property is a must-see.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,280

Sqft

0.98 ac

Lot size

2000

Year built

One

Levels

$182

Per sqft

Private poolFireplace

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Split Bedroom · Vaulted Ceiling(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesWest
ExteriorAwning(s) · Balcony · Rain Gutters · Storage

Community & fees

Taxes (2025)$1,883/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,944 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$157
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,525
Interest rate6.00%
Loan term

Estimated payment

$2,944/mo

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$157
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs ZEPHYRHILLS COLONY CO

$182 vs $179

Days on market

42 vs 43 typical

Where $182/sqft sits among the 37 homes for sale in ZEPHYRHILLS COLONY CO

10
11 · this home
12
1
1
2
$89–142$142–195$195–247$247–300$300–353$353+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dade City

Drive times from this address

Downtown Tampa52 min
Tampa Int’l Airport (TPA)63 min
Walt Disney World68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

For the school run

Pasco County School District

HighPasco High School★★★★
MiddleCentennial Middle School★★★★
ElementaryCentennial Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$340K$352K

Dade City median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

20 of 37

ZEPHYRHILLS COLONY CO have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the DADE CITY 33525 median. See the full Dade City market guide →

Paper trail

This home's history

CurrentPrice reduced to $415,000 $4K
Aug 10, 2026Listed at $419,000 · 42 days on market since
2000Built · ZEPHYRHILLS COLONY CO

Reality check

What actually sold near 11106 FERNWAY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4314 LANE ROADSold · Jan ’26

$300,000

4314 LANE ROAD · same community

5 bd · 2 ba · 2,356 sqft · $127/sqft · 26 DOM

34740 CHANCEY ROADSold · Feb ’26

$325,000

34740 CHANCEY ROAD · same community

4 bd · 2 ba · 2,120 sqft · $153/sqft · 0 DOM

7316 HACKAMORE ROADSold · Feb ’26

$775,000

7316 HACKAMORE ROAD · same community

3 bd · 2 ba · 1,998 sqft · $388/sqft · 83 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11106 FERNWAY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11106 FERNWAY LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11106 FERNWAY LANE FAQs

What would the monthly payment be for 11106 FERNWAY LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,944/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11106 FERNWAY LANE?+

The most recent tax bill on record (2025) was $1,883. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dade City?+

At $415,000, this home is listed about 5% above the Dade City median of $393,965. The market section on this page shows how the area is trending.

Which schools are assigned to 11106 FERNWAY LANE?+

Pasco High School (high), Centennial Middle School (middle), Centennial Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MCPEAK REALTY GROUP INC · Asaf Baror. MLS #TB8535971.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Dade City homes, in your inbox

Like 11106 FERNWAY LANE but not quite? A daily digest of every new listing in Dade City — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Julian to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 21, 2026 at 4:21 AM UTC. The listing information on this page last changed on September 21, 2026 at 4:21 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 21, 2026 at 4:21 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 21, 2026 at 4:21 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.