CENTURY 21 Edge
$129,9002 bd2 ba915 sqft$142 /sqft$1,179 /mo all-in ↓

123 LOBLOLLY COURT UNIT A, OLDSMAR, FL, 34677

Active0 days on marketListed Aug 13, 2026MLS #TB8536224

Priced 48% below the OLDSMAR 34677 medianCondominiumGARDENS OF FOREST LAKES CONDO THE

About this home

123 LOBLOLLY COURT UNIT A

MOVE-IN READY FIRST-FLOOR, 2-BEDROOM, 2-BATH CONDO with BOTH BATHROOMS COMPLETELY REMODELED IN 2026, a BRAND-NEW WATER HEATER (AUGUST 2026), NEW AC (2021), NEW ELECTRICAL PANEL (2024) and an extensive list of recent improvements! Located in The Gardens of Forest Lakes, this light and bright ground-floor residence offers comfortable, low-maintenance living with no stairs and a peaceful setting surrounded by mature landscaping and expansive green space. Step inside to a freshly painted interior with tile flooring throughout, spacious living and dining areas, and sliding glass doors that open directly to the covered patio and lawn beyond. The kitchen offers abundant cabinetry, generous counter space, a breakfast/pass-through bar and a new microwave installed in May 2026. Both bathrooms have been completely renovated in 2026, including new insulation and drywall. The primary bath showcases a stylish new vanity and beautifully tiled walk-in shower, while the second bath features a new vanity and tub/shower combination. Both bedrooms are generously sized with ample closet space, and an interior laundry area adds everyday convenience. Additional 2026 improvements include new Sherwin-Williams paint throughout the entire condo including walls, ceilings, trim and doors, serviced windows and sliding doors with new locks, screens and sash caps, new closet doors, new window blinds and sliding-door verticals, new ceiling A/C vent covers, new hallway linen closet shelving, and new switch and outlet plate covers. Beyond the condo, enjoy an impressive array of community amenities in a scenic lakefront recreational setting. Forest Lakes offers a large community swimming pool and spa, tennis courts, basketball, racquetball/handball courts, playground, picnic and grilling areas, and a waterfront dock overlooking the lake. Mature trees, tropical landscaping and generous green spaces create an inviting setting throughout the community. With extensive recent improvements already completed, first-floor convenience and outstanding recreational amenities, this Oldsmar condo offers an exceptional opportunity for a primary residence, seasonal getaway, low-maintenance Florida home or great rental income opportunity. Great location close to Beaches, Parks, and Tampa International airport. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

915

Sqft

0 ac

Lot size

1987

Year built

One

Levels

$142

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingGuest
ExteriorSliding Doors · Storage

Community & fees

Taxes (2025)$2,357/yr
PetsYes
CommunityFishing · Deed Restrictions · Playground · Pool · Racquetball · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,179 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$765
FHA mortgage insurance (est.)$57
Property tax — 2025 actual bill$196
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,547Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,547
Interest rate6.00%
Loan term

Estimated payment

$1,179/mo

Principal & interest$765
FHA mortgage insurance (est.)$57
Property taxes (actual bill)$196
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $130K
$125KedgeAI estimate $173,676 · range $153K$191K$199K

vs edgeAI estimate

−25.2%

Days on market

0 vs 59 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oldsmar

Map of 123 LOBLOLLY COURT UNIT A

Drive times from this address

Tampa Int’l Airport (TPA)27 min
Downtown Tampa30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oldsmar. See the full Oldsmar guide →

OLDSMAR 34677 — neighborhood snapshot

Population

22,337

Median age

47.3

Median income

$85,389

Median home value

$352,200

Avg household

2.49

Households w/ children

2,157

For the school run

Pinellas County School District

ElementaryOldsmar Elementary School★★★★
MiddleJoseph L. Carwise Middle School★★★★
HighEast Lake High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oldsmar market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$400K$415K

Oldsmar median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% below the OLDSMAR 34677 median. See the full Oldsmar market guide →

Paper trail

This home's history

Aug 13, 2026Listed at $129,900 · 0 days on market since
1987Built · GARDENS OF FOREST LAKES CONDO THE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 123 LOBLOLLY COURT UNIT A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 123 LOBLOLLY COURT UNIT A — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

123 LOBLOLLY COURT UNIT A FAQs

What would the monthly payment be for 123 LOBLOLLY COURT UNIT A?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,179/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 123 LOBLOLLY COURT UNIT A?+

The most recent tax bill on record (2025) was $2,357. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 123 LOBLOLLY COURT UNIT A?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oldsmar?+

At $129,900, this home is listed about 60% below the Oldsmar median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 123 LOBLOLLY COURT UNIT A?+

Oldsmar Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the OLDSMAR 34677 market on paper

$129,900 is 48% below the OLDSMAR 34677 median of $250,000, and at $142/sqft it sits under the Oldsmar average of $243.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Listed today in a Oldsmar market that averages 59 — if it fits, move quickly.

04Strong assigned schools

Oldsmar Elementary School, Joseph L. Carwise Middle School, East Lake High School — Oldsmar Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX REALTEC GROUP INC · Mark Fazzini. MLS #TB8536224.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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