1816 LAKE CYPRESS DRIVE UNIT 1816, SAFETY HARBOR, FL, 34695
Active3 days on marketListed Sep 1, 2026MLS #TB8536345
Come see it
Upcoming open house
Sat, Sep 5
11:00 AM – 2:00 PM
Join us for an Open House on Saturday, Sept 5th from 11am-pm! Explore this spotless, move-in-ready condo in Safety Harbor featuring brand-new hardwood floors, vaulted ceilings, a cozy fireplace, and a peaceful sunroom. Pristine, move-in ready, and waiting for you. Stop by and take a tour!
About this home
1816 LAKE CYPRESS DRIVE UNIT 1816
Beautiful 2-bedroom, 2-bath corner unit offering 1,260 sq. ft. of pristine living space on the second floor, complete with dramatic cathedral ceilings throughout. Stunning new hardwood flooring flows through the home, complementing an updated light & bright kitchen featuring high-end granite countertops, Italian tumbled marble backsplash, custom Charleston Maple solid wood cabinetry, and stainless steel appliances. Includes a full-sized newer LG washer and dryer. The guest bathroom has a new vanity and faucet, while the private en-suite bath offers granite counters and updated fixtures. Located just steps from the community pool and minutes from downtown Safety Harbor, top-rated beaches, Tampa, St. Petersburg, and local shopping and dining. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,260
Sqft
42 ac
Lot size
1984
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,897 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,897/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.9%
$/sqft vs Safety Harbor actives
$237 vs $324
Days on market
3 vs 65 typical
Where $237/sqft sits among the 91 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
47 of 91
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1816 LAKE CYPRESS DRIVE UNIT 1816
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$263,000
1858 LAKE CYPRESS DRIVE UNIT 202 · same community
2 bd · 2 ba · 1,260 sqft · $209/sqft · 32 DOM
Sold · Oct ’25$268,000
1712 LAKE CYPRESS DRIVE UNIT 1604 · same community
2 bd · 2 ba · 1,190 sqft · $225/sqft · 82 DOM
Sold · Feb ’26$299,000
1708 LAKE CYPRESS DRIVE UNIT 1708 · same community
2 bd · 2 ba · 1,190 sqft · $251/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1816 LAKE CYPRESS DRIVE UNIT 1816 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1816 LAKE CYPRESS DRIVE UNIT 1816 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1816 LAKE CYPRESS DRIVE UNIT 1816 FAQs
What would the monthly payment be for 1816 LAKE CYPRESS DRIVE UNIT 1816?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,897/mo — principal and interest, the actual property-tax bill, the $615/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1816 LAKE CYPRESS DRIVE UNIT 1816?+
The association fee works out to $615 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1816 LAKE CYPRESS DRIVE UNIT 1816?+
The most recent tax bill on record (2025) was $2,749. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1816 LAKE CYPRESS DRIVE UNIT 1816?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $299,000, this home is listed about 50% below the Safety Harbor median of $599,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1816 LAKE CYPRESS DRIVE UNIT 1816?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SAFETY HARBOR 34695 market on paper
$299,000 is 40% below the SAFETY HARBOR 34695 median of $494,500, and at $237/sqft it sits under the Safety Harbor average of $404.
02Know the monthly fee
The association fee is $615/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 3 days on market in a Safety Harbor market that averages 65 — if it fits, move quickly.
04Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER PICKETT FENCES REALTY · Veranique Mays. MLS #TB8536345.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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