412 MOORINGS COVE DRIVE UNIT 7H, TARPON SPRINGS, FL, 34689
Active71 days on marketListed Aug 8, 2026MLS #TB8536531
About this home
412 MOORINGS COVE DRIVE UNIT 7H
BEST WATERFRONT SECRET IN TARPON SPRINGS AND ONE OF THE BEST LOCATIONS IN THE MOORINGS. SECOND FLOOR LIVING. GULF ACCESS. Keep your boat right out back for free and enjoy a short ride to the Gulf. Enjoy some of the best views of the canal and watch the dolphins and manatees frolic. Fish from right out back. This renovated 2 bedroom/2 bath, fully furnished waterfront condo is move in ready. Great location- corner end unit. Beautiful wood floors and tile throughout. Lots of closet/storage space. Washer/Dryer in unit. Amenities include a heated waterfront pool, clubhouse, waterfront dock/boardwalk, kayak launch, gazebo picnic area, kayak, canoe and bike storage racks. Walk to downtown Tarpon Springs and enjoy restaurants and shopping. Close to Sunset Beach and Fred Howard Park, Tarpon Springs Sponge Docks. Close to golf courses, hospitals. Walk/run/bike on the 53 mile long Pinellas Trail.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,020
Sqft
7.1 ac
Lot size
1976
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,510 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,510/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.9%
$/sqft vs Tarpon Springs actives
$206 vs $247
Days on market
71 vs 71 typical
Where $206/sqft sits among the 275 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $415K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
153 of 275
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 412 MOORINGS COVE DRIVE UNIT 7H
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$177,000
377 MOORINGS COVE DRIVE UNIT 9H · same community
2 bd · 2 ba · 1,020 sqft · $174/sqft · 13 DOM
Sold · Mar ’26$220,000
332 MOORINGS COVE DRIVE UNIT 2E · same community
3 bd · 2 ba · 1,210 sqft · $182/sqft · 120 DOM
Sold · Jun ’26$135,000
388 MOORINGS COVE DRIVE UNIT 6E · same community
1 bd · 1 ba · 740 sqft · $182/sqft · 191 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 412 MOORINGS COVE DRIVE UNIT 7H — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 412 MOORINGS COVE DRIVE UNIT 7H — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
412 MOORINGS COVE DRIVE UNIT 7H FAQs
What would the monthly payment be for 412 MOORINGS COVE DRIVE UNIT 7H?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,510/mo — principal and interest, the actual property-tax bill, the $812/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 412 MOORINGS COVE DRIVE UNIT 7H?+
The association fee works out to $812 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 412 MOORINGS COVE DRIVE UNIT 7H?+
The most recent tax bill on record (2025) was $2,509. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 412 MOORINGS COVE DRIVE UNIT 7H?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $209,900, this home is listed about 51% below the Tarpon Springs median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 412 MOORINGS COVE DRIVE UNIT 7H?+
Tarpon Springs Elementary School (elementary), Tarpon Springs Middle School (middle), Tarpon Springs High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TARPON SPRINGS 34689 market on paper
$209,900 is 36% below the TARPON SPRINGS 34689 median of $329,000, and at $206/sqft it sits under the Tarpon Springs average of $273.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $812/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of BRADSHAW & BRADSHAW REALTY SER · Linda Nuttall. MLS #TB8536531.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tarpon Springs homes, in your inbox
Like 412 MOORINGS COVE DRIVE UNIT 7H but not quite? A daily digest of every new listing in Tarpon Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →