CENTURY 21 Edge
$495,0004 bd2 ba1,445 sqft$343 /sqft$3,710 /mo all-in ↓

4117 TAMPICO TRAIL, HERNANDO BEACH, FL, 34607

Active30 days on marketListed Aug 21, 2026MLS #TB8536742

WaterfrontSingle Family ResidenceHERNANDO BEACH

About this home

4117 TAMPICO TRAIL

FULLY REMODELED, DIRECT GULF ACCESS WATERFRONT HOME with WESTERLY-FACING SUNSET VIEWS! This beautifully updated 3 BEDROOM, 2 BATH coastal retreat also features a versatile FLEX ROOM that can serve as a home office, guest room, hobby space, or 4th bedroom. Perfectly positioned on a DEEP, WIDE CANAL with a SHORT BOAT RIDE TO THE OPEN GULF, this property is ready for boating enthusiasts who want to spend more time on the water and less time getting there. The curb appeal is enhanced by a CIRCULAR PAVER DRIVEWAY with additional parking and an oversized driveway, leading to a spacious 1-CAR GARAGE. Inside, you'll find a bright OPEN GREAT ROOM FLOOR PLAN with TILE FLOORING THROUGHOUT and expansive sliding glass doors that frame peaceful water views while opening to the backyard and waterfront. The heart of the home is the beautifully updated kitchen featuring SOLID SURFACE COUNTERTOPS, STAINLESS STEEL APPLIANCES, a CUSTOM BACKSPLASH, DEEP SINGLE-BASIN SINK, abundant cabinetry, generous counter space, and a large dining area that flows seamlessly into the family room--ideal for entertaining family and friends. The spacious primary suite offers a private ensuite bath with DUAL SINK VANITY, FLOOR-TO-CEILING CUSTOM TILE SHOWER, and updated finishes. The guest bathroom has also been tastefully renovated with a CUSTOM TILE TUB/SHOWER COMBINATION, updated vanity, and solid surface countertops. Step outside and experience true Florida waterfront living. The large backyard features approximately 61 FEET OF CONCRETE SEAWALL, a FLOATING DOCK, and plenty of room to relax, entertain, or add additional outdoor amenities. Whether you're heading out for a day of fishing, scalloping, kayaking, paddleboarding, or simply cruising the Gulf, this location offers quick and convenient access to the open water. Additional highlights include a NEW ROOF (2025), AC (2023) and numerous tasteful updates throughout, making this home truly move-in ready. Located in the highly desirable HERNANDO BEACH community, you'll enjoy the laid-back Nature Coast lifestyle with waterfront restaurants, local marinas, live entertainment, boutique shops, and endless opportunities for boating, fishing, and watching dolphins and manatees. This property is currently being used as a part time SHORT-TERM RENTAL and the furniture can be purchased separately making this property attractive as a primary residence, vacation home, or investment opportunity. The community offers convenient GOLF CART ACCESS in the designated business district and nearby neighborhoods, making it easy to explore local restaurants, marinas, and waterfront attractions. Conveniently located just minutes from Weeki Wachee Springs, public boat ramps, parks, shopping, dining, medical facilities, and the Suncoast Parkway, you'll enjoy an easy commute to Tampa while still experiencing the peaceful charm of Florida's Gulf Coast.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,445

Sqft

0.16 ac

Lot size

1

Garage

1980

Year built

One

Levels

$343

Per sqft

WaterfrontWater viewNegotiablePets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingParking Pad
ExteriorSliding Doors

Community & fees

Taxes (2025)$5,006/yr
PetsYes
CommunityCanal Front · Marina · Public Boat Ramp · Water Access · Waterfront · Golf Carts OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,710 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property tax — 2025 actual bill$417
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,325
Interest rate6.00%
Loan term

Estimated payment

$3,710/mo

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$417
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs HERNANDO BEACH

$343 vs $350

Days on market

30 vs 41 typical

Where $343/sqft sits among the 31 homes for sale in HERNANDO BEACH

6
6
6 · this home
3
4
6
$236–276$276–315$315–354$354–393$393–432$432+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando Beach

Drive times from this address

Tampa Int’l Airport (TPA)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hernando Beach. See the full Hernando Beach guide →

HERNANDO BEACH 34607 — neighborhood snapshot

Population

9,046

Median age

55.7

Median income

$61,221

Median home value

$343,100

Avg household

2.3

Households w/ children

740

For the school run

Hernando County School District

ElementaryWestside Elementary School★★★★★
MiddleFox Chapel Middle School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando Beach market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$453K$500K

Hernando Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

15 of 31

HERNANDO BEACH have cut their price

Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →

Paper trail

This home's history

Aug 21, 2026Listed at $495,000 · 30 days on market since
1980Built · HERNANDO BEACH

Reality check

What actually sold near 4117 TAMPICO TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3363 POINSETTIA DRIVESold · Feb ’26

$495,000

3363 POINSETTIA DRIVE · same community

3 bd · 2 ba · 1,440 sqft · $344/sqft · 0 DOM

4208 DES PREZ COURTSold · Jun ’26

$500,000

4208 DES PREZ COURT · same community

2 bd · 2 ba · 1,435 sqft · $348/sqft · 51 DOM

4137 DES PREZ COURTSold · Jan ’26

$595,000

4137 DES PREZ COURT · same community

3 bd · 2 ba · 1,470 sqft · $405/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4117 TAMPICO TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4117 TAMPICO TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4117 TAMPICO TRAIL FAQs

What would the monthly payment be for 4117 TAMPICO TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,710/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4117 TAMPICO TRAIL?+

The most recent tax bill on record (2025) was $5,006. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4117 TAMPICO TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hernando Beach?+

At $495,000, this home is priced right at the Hernando Beach median.

Which schools are assigned to 4117 TAMPICO TRAIL?+

Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HILL POINT REALTY INC. · Sarah Hill. MLS #TB8536742.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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