18350 HANCOCK BLUFF ROAD, DADE CITY, FL, 33523
Active14 days on marketListed Sep 7, 2026MLS #TB8536907
About this home
18350 HANCOCK BLUFF ROAD
Welcome to 18350 Hancock Bluff Road, a thoughtfully designed custom home situated on 3.43 picturesque acres with serene lake views in Dade City. Offering the perfect blend of refined living, privacy, and natural beauty, this exceptional property is surrounded by mature trees and abundant wildlife. Inside, the 4-bedroom, 2.5-bath home showcases quality craftsmanship throughout, with crown molding, elevated ceilings, architectural details, and a spacious, thoughtfully designed floor plan. The impressive living room is anchored by a floor-to-ceiling stone fireplace with built-ins, while French doors and expansive windows capture beautiful views of the property and lake. The well-appointed kitchen features granite countertops, abundant cabinetry and workspace, a center island, built-in oven, and large windows overlooking the property. The spacious primary suite offers a tray ceiling, room for a sitting area, and an en-suite bath with dual vanities and a soaking tub surrounded by windows. Designed with future possibilities in mind, the second floor offers the potential to add a 5th bedroom and 3rd bathroom. This additional unfinished bonus space already has A/C, insulation, and plumbing in place, providing an incredible opportunity to create a guest or in-law suite, game room, additional bedroom, or expanded living area. The outdoor setting is truly the highlight. Relax on the back porch with your morning coffee while overlooking the lake, watch wildlife pass through the property, or entertain family and friends surrounded by the peaceful Florida landscape. With 3.43 acres, beautiful water views, privacy, and a custom-built home filled with thoughtful details, this distinctive property offers a rare opportunity to enjoy elevated country living just minutes from Dade City. Other notable features include: 2 Year Old HVAC 5 ton unit. Additional unit original, but serviced regularly. Hardiplank siding. Spectrum fiber optic internet. Extra interior insulation on select walls. No flood insurance required. High & Dry Land.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,937
Sqft
3.43 ac
Lot size
2
Garage
2004
Year built
Two
Levels
$409
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,451 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,451/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.7%
$/sqft vs Dade City actives
$409 vs $186
Days on market
14 vs 43 typical
Where $409/sqft sits among the 373 Dade City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dade City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dade City. See the full Dade City guide →
DADE CITY 33523 — neighborhood snapshot
Population
19,296
Median age
40.6
Median income
$60,897
Median home value
$231,700
Avg household
2.79
Households w/ children
2,208
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dade City market
$340K → $352K
Dade City median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
184 of 373
Dade City actives have cut their price
Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 381% above the DADE CITY 33523 median. See the full Dade City market guide →
Paper trail
This home's history
Reality check
What actually sold near 18350 HANCOCK BLUFF ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$900,000
18051 HANCOCK BLUFF ROAD · same community
5 bd · 3 ba · 2,446 sqft · $368/sqft · 177 DOM
Sold · Sep ’26$961,000
18420 HANCOCK BLUFF ROAD · same community
4 bd · 4.5 ba · 4,139 sqft · $232/sqft · 121 DOM
Sold · Jun ’26$640,000
23305 JUNE BUG TRAIL
4 bd · 2.5 ba · 2,534 sqft · $253/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18350 HANCOCK BLUFF ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18350 HANCOCK BLUFF ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18350 HANCOCK BLUFF ROAD FAQs
What would the monthly payment be for 18350 HANCOCK BLUFF ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,451/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18350 HANCOCK BLUFF ROAD?+
The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18350 HANCOCK BLUFF ROAD?+
The most recent tax bill on record (2025) was $4,046. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18350 HANCOCK BLUFF ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dade City?+
At $1,200,000, this home is listed about 205% above the Dade City median of $393,965. The market section on this page shows how the area is trending.
Which schools are assigned to 18350 HANCOCK BLUFF ROAD?+
Pasco Middle School (middle), Pasco High School (high), Lacoochee Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BINGHAM REALTY INC · Christine Hall. MLS #TB8536907.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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