CENTURY 21 Edge
$439,000$449,0003 bd2 ba2,582 sqft$170 /sqft≈$3,410 /mo all-in ↓

10924 RAIN HOLLOW COURT, TRINITY, FL, 34655

Active66 days on marketListed Aug 8, 2026MLS #TB8536994

✦ Reduced $10KFully furnishedSingle Family ResidenceHERITAGE SPRINGS VILLAGE

About this home

10924 RAIN HOLLOW COURT

WELCOME HOME TO HERITAGE SPRINGS – A 55+ GATED COMMUNITY - WHERE PRIVACY, SPACE & THE FLORIDA LIFESTYLE COME TOGETHER With this 3 CAR GARAGE HOME! Discover a wonderful opportunity to make this spacious, FURNISHED 3-bedroom, 2-bath home with an impressive 3-car garage your very own Florida retreat! Built in 2003 and offering approximately 2,582 square feet of heated and cooled living space, this well-maintained home is tucked away on a quiet cul-de-sac within the gated 55+ golf community of Heritage Springs – Twin Lakes Village. What truly sets this property apart is its exceptional location. With no neighbors directly behind the home or on one side, you’ll enjoy added privacy along with peaceful pond and open-space views. The generous homesite also provides plenty of room for guest parking when family and friends come to visit. Inside, the thoughtfully designed split-bedroom floor plan offers privacy for both owners and guests. The spacious open kitchen features an island, abundant workspace, and a comfortable dinette area perfect for casual meals and morning coffee. An inside laundry room adds everyday convenience. One of the home’s most enjoyable features is the enclosed rear Florida room, which is included in the living square footage. Equipped with a newer mini-split A/C system and removable hard-plastic vinyl windows, this versatile space can be comfortably enjoyed year-round. Keep it enclosed and climate-controlled, or remove and store the windows in the garage to create a breezy screened lanai—perfect for enjoying Florida’s beautiful winter weather and tranquil surroundings. Additional highlights include a roof replaced in 2019, a beautiful front entry door, and the convenience of association-maintained mowing and landscaping, giving you more time to enjoy the lifestyle you came to Florida for. Heritage Springs offers so much more than a beautiful place to call home. Residents can enjoy an active and social lifestyle with golf, tennis, swimming, pool exercise, a fitness center, numerous activities, and dining and entertainment within the impressive clubhouse. This home has been lovingly maintained and is ready for its next owner to add their own personal touches and make it truly theirs. With its spacious floor plan, rare 3-car garage, peaceful setting, wonderful views, and outstanding community amenities, this could be the Florida dream home you’ve been waiting for! Schedule your private showing today and come experience the home, the community, and the Heritage Springs lifestyle for yourself!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,582

Sqft

0.16 ac

Lot size

3

Garage

2003

Year built

One

Levels

$170

Per sqft

Water viewFurnished55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Water Filtration System · Water Softener · Whole House R.O. System
InteriorAccessibility Features
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ParkingDriveway · Garage Door Opener · Golf Cart Garage · Golf Cart Parking · Oversized
ExteriorIrrigation System · Lighting · Private Mailbox · Private Yard · Rain Gutters · Sidewalk

Community & fees

HOA fee$150/mo
Taxes (2025)$3,855/yr
PetsYes
CommunityFishing · Lake · Association Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,410 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property tax — 2025 actual bill$321
HOA fee — from the listing$150
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,365
Interest rate6.00%
Loan term

Estimated payment

$3,410/mo

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$321
HOA / condo fee$150
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $439K
$421KedgeAI estimate $484,545 · range $470K–$513K$534K

vs edgeAI estimate

−9.4%

$/sqft vs Trinity actives

$170 vs $235

Days on market

66 vs 61 typical

Where $170/sqft sits among the 48 Trinity actives

7 · this home
11
21
5
0
4
$159–191$191–222$222–254$254–285$285–317$317+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Springs

Drive times from this address

Tampa Int’l Airport (TPA)≈ 34 min
Downtown Tampa≈ 38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Trinity. See the full Trinity guide →

Heritage Springs — neighborhood snapshot

Population

3,004

Median age

47

Median income

$107,215

Median home value

$423,631

Avg household

3

Households w/ children

405

For the school run

Pasco County School District

ElementaryTrinity Elementary School★★★★★
HighJames W. Mitchell High School★★★★★
MiddleSeven Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Trinity market

Seller’s marketSeller’s market — 2.7 months of inventoryBuyer’s market

$467K → $504K

Trinity median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

27 of 48

Trinity actives have cut their price

Median sold price, Trinity, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the TRINITY 34655 median. See the full Trinity market guide →

Paper trail

This home's history

CurrentPrice reduced to $439,000 ▼ $10K
Aug 8, 2026Listed at $449,000 · 66 days on market since
2003Built · HERITAGE SPRINGS VILLAGE

Reality check

What actually sold near 10924 RAIN HOLLOW COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1520 WINDING WILLOW DRIVESold · May ’26

$525,000

1520 WINDING WILLOW DRIVE

3 bd · 2 ba · 2,739 sqft · $192/sqft · 2 DOM

1748 WINDING WILLOW DRIVESold · Feb ’26

$650,000

1748 WINDING WILLOW DRIVE

3 bd · 2 ba · 2,403 sqft · $270/sqft · 0 DOM

1331 TRIMARAN PLACESold · Feb ’26

$599,500

1331 TRIMARAN PLACE

3 bd · 2 ba · 2,395 sqft · $250/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 10924 RAIN HOLLOW COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10924 RAIN HOLLOW COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10924 RAIN HOLLOW COURT FAQs

What would the monthly payment be for 10924 RAIN HOLLOW COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,410/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10924 RAIN HOLLOW COURT?+

The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10924 RAIN HOLLOW COURT?+

The most recent tax bill on record (2025) was $3,855. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10924 RAIN HOLLOW COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Trinity?+

At $439,000, this home is listed about 20% below the Trinity median of $549,900. The market section on this page shows how the area is trending.

Which schools are assigned to 10924 RAIN HOLLOW COURT?+

Trinity Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$439,000 runs 35% above the TRINITY 34655 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Trinity Elementary School, James W. Mitchell High School, Seven Springs Middle School — Trinity Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $449,000, now $439,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Gina Poore'. MLS #TB8536994.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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10924 RAIN HOLLOW COURT, TRINITY, FL — 3 Bed, 2 Bath — $439,000 | CENTURY 21 Edge