13812 ORANGE SUNSET DRIVE UNIT 0, TAMPA, FL, 33618
Active59 days on marketListed Aug 13, 2026MLS #TB8537259
About this home
13812 ORANGE SUNSET DRIVE UNIT 0
Enjoy waterfront living in the heart of Carrollwood! Located in the gated **Whispering Oaks community on Lake Magdalene**, this charming two-story townhome offers a peaceful setting while keeping you close to everything Tampa has to offer. The home features **2 bedrooms, 1.5 bathrooms**, an open-concept living area, neutral finishes, and **no carpet throughout**. A convenient half bath is located downstairs, while both bedrooms and the full bathroom are upstairs. Step outside and enjoy your own private outdoor space overlooking the pond—the perfect spot to relax and unwind. Whispering Oaks offers an impressive selection of amenities centered around an active Florida lifestyle. Residents can enjoy **access to Lake Magdalene**, a private boat ramp, lakefront community pool, clubhouse, 24-hour fitness center, tennis and basketball courts, dog park, car wash station, additional laundry facilities, assigned resident parking, and guest parking. Bring the kayaks, canoe, jet skis, or boat and take advantage of everything the lake has to offer, including **boating, fishing, and water skiing**. Tucked away in a beautifully landscaped community yet conveniently located in **Carrollwood**, you'll be just minutes from shopping, dining, entertainment, medical facilities, major highways, USF, Busch Gardens, and Downtown Tampa. **Peaceful waterfront surroundings, resort-style amenities, and a convenient central location make this a wonderful place to call home.**
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
928
Sqft
0.01 ac
Lot size
1976
Year built
Two
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,010 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,010/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.7%
$/sqft vs WHISPERING OAKS
$198 vs $179
Days on market
59 vs 65 typical
Where $198/sqft sits among the 17 homes for sale in WHISPERING OAKS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Magdalene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Lake Magdalene — neighborhood snapshot
Population
31,512
Median age
43
Median income
$81,772
Median home value
$334,003
Avg household
2
Households w/ children
3,419
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
9 of 17
WHISPERING OAKS have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the TAMPA 33618 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 13812 ORANGE SUNSET DRIVE UNIT 0
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$129,000
13718 ORANGE SUNSET DRIVE UNIT 202 · same community
1 bd · 1 ba · 899 sqft · $143/sqft · 374 DOM
Sold · Oct ’25$225,000
4715 LARCH DRIVE · same community
3 bd · 1 ba · 1,004 sqft · $224/sqft · 29 DOM
Sold · Aug ’26$105,000
13722 ORANGE SUNSET DRIVE UNIT 201 · same community
1 bd · 1 ba · 819 sqft · $128/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 13812 ORANGE SUNSET DRIVE UNIT 0 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13812 ORANGE SUNSET DRIVE UNIT 0 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13812 ORANGE SUNSET DRIVE UNIT 0 FAQs
What would the monthly payment be for 13812 ORANGE SUNSET DRIVE UNIT 0?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,010/mo — principal and interest, the actual property-tax bill, the $520/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13812 ORANGE SUNSET DRIVE UNIT 0?+
The association fee works out to $520 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13812 ORANGE SUNSET DRIVE UNIT 0?+
The most recent tax bill on record (2025) was $1,985. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13812 ORANGE SUNSET DRIVE UNIT 0?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $184,000, this home is listed about 58% below the Tampa median of $434,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13812 ORANGE SUNSET DRIVE UNIT 0?+
Lake Magdalene Elementary School (elementary), Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33618 market on paper
$184,000 is 32% below the TAMPA 33618 median of $270,000, and at $198/sqft it sits under the Tampa average of $341.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $520/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $190,000, now $184,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Daniel Freeman. MLS #TB8537259.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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