404 W LUTZ LAKE FERN ROAD, LUTZ, FL, 33548

PRIME LUTZ COMMERCIAL / MIXED-USE INVESTMENT OPPORTUNITY NOW AVAILABLE! Excellent investment and owner-user opportunity in the heart of desirable Lutz, Florida. This well-located property offers a unique combination of commercial potential and residential flexibility, making it an attractive opportunity for investors, small business owners, and professionals seeking a highly visible location. The property is currently zoned Lutz Downtown Center (LDC), a zoning designation intended to encourage a vibrant, mixed-use activity center while preserving the character of the surrounding residential area. LDC zoning allows for residential uses as well as lower-intensity professional offices, personal services, and limited specialty retail uses. Potential uses may include professional services, florist, beauty or barbershop, locksmith, jewelry repair or sales, photography studio, computer repair, art gallery, bicycle repair, shoe repair, and other similar neighborhood-oriented businesses, subject to applicable zoning requirements and approvals. The existing 3-bedroom, 1-bathroom structure provides additional flexibility and may be suitable for residential use, offering an opportunity to live, operate a business, or hold the property as an investment, subject to zoning and applicable regulations. Positioned along Lutz Lake Fern Road, the property benefits from excellent visibility and convenient accessibility. The surrounding area features established medical and professional offices, restaurants, schools, retail centers, and other commercial services, providing a strong neighborhood setting and steady exposure. Located in one of the Tampa Bay area's rapidly growing communities, the property offers convenient access to major transportation corridors, including Veterans Expressway, I-75, I-275, and I-4, providing connectivity to Tampa International Airport, Downtown Tampa, Orlando, Clearwater, and the beaches of St. Petersburg. PROPERTY HIGHLIGHTS • Lutz Downtown Center (LDC) Zoning • Excellent owner-user or investment opportunity • Flexible commercial/mixed-use potential • Existing 3-bedroom, 1-bathroom structure • Approximately 819 SF living area / 1,056 SF total building area • 0.1905-acre lot • Built in 1969 • Highly visible location on Lutz Lake Fern Road • Surrounded by established medical, professional, retail, restaurant, and service businesses • Convenient access to major highways • Located in desirable and growing Lutz, Florida • Offered at $265,000 A rare opportunity to acquire an affordable property in a highly desirable Lutz location with flexible zoning and multiple potential uses. Schedule your private showing today and explore the possibilities this property has to offer.

Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

$18,000

1635 DALE MABRY HIGHWAY

1,300 sqft · $14/sqft · Sold Mar 24, 2026

$18,000

1635 DALE MABRY HIGHWAY

Sold Mar 9, 2026

$430,000

150 WHITAKER ROAD UNIT 150

2,020 sqft · $213/sqft · Sold Sep 3, 2024

Live availability from Tyler's calendar — pick a time and it's booked.