1124 SPLIT SILK STREET, VALRICO, FL, 33594
Active48 days on marketListed Aug 25, 2026MLS #TB8537384
About this home
1124 SPLIT SILK STREET
NEW PRICE! Spacious 5-bedroom, 4-bathroom home with TWO PRIMARY SUITES, 3,372 heated square feet, an attached 3-car garage, and a large fenced backyard on an oversized .28-acre lot in Lumsden Pointe. The flexible dual-primary-suite floor plan is one of the standout features of this home. The first-floor primary suite is located on the main level and features a spacious walk-in closet. The entire upstairs provides a private second primary suite with another walk-in closet and a separate mini-split system. With two primary suites and multiple living areas, the floor plan provides flexibility for multigenerational living, guests, a home office, additional living space, or a private upstairs retreat. With 3,372 heated square feet, 5 bedrooms and 4 full bathrooms, there is plenty of room for everyday living, entertaining, working from home, hobbies, and guests. Step outside to the oversized .28-acre lot and fully fenced backyard with vinyl fencing. The spacious backyard offers room for outdoor entertaining, gardening, recreation, pets, or creating your own outdoor living space. An irrigation system and attached 3-car garage add even more functionality. Major updates include a 2021 ROOF and BRAND-NEW CENTRAL HVAC installed in 2026. The separate upstairs mini-split was replaced in 2023. The kitchen features newer appliances approximately two years old, including the refrigerator/freezer, range, oven, and dishwasher. Washer, dryer, and water softener are also included. Additional features include a security system, exterior cameras, and smart-home features. Located in the established Lumsden Pointe community in Valrico, with community parks, playgrounds, sidewalks and convenient access to shopping, dining, Brandon, and the greater Tampa Bay area. If your search includes a 5-bedroom home, 4 full bathrooms, first-floor primary suite, dual primary suites, 3-car garage, fenced backyard, oversized lot, newer roof, new HVAC, and flexible living space, 1124 Split Silk Street brings all of these features together in one property.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,372
Sqft
0.28 ac
Lot size
3
Garage
2002
Year built
Two
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,070 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,070/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.8%
$/sqft vs Valrico actives
$178 vs $211
Days on market
48 vs 53 typical
Where $178/sqft sits among the 203 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lumsden Pointe
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Lumsden Pointe — neighborhood snapshot
Population
943
Median age
39
Median income
$122,778
Median home value
$382,500
Avg household
3
Households w/ children
108
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $433K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
124 of 203
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% above the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 1124 SPLIT SILK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$593,000
1121 SPLIT SILK STREET · same community
4 bd · 2.5 ba · 2,751 sqft · $216/sqft · 38 DOM
Sold · Jul ’26$465,000
1812 FLOWER BRANCH WAY · same community
4 bd · 3 ba · 2,391 sqft · $194/sqft · 81 DOM
Sold · Apr ’26$617,500
1007 SPLIT SILK STREET · same community
4 bd · 2 ba · 2,264 sqft · $273/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1124 SPLIT SILK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1124 SPLIT SILK STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1124 SPLIT SILK STREET FAQs
What would the monthly payment be for 1124 SPLIT SILK STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,070/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1124 SPLIT SILK STREET?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1124 SPLIT SILK STREET?+
The most recent tax bill on record (2025) was $4,370. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1124 SPLIT SILK STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $600,000, this home is listed about 36% above the Valrico median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1124 SPLIT SILK STREET?+
Brooker Elementary School (elementary), Burns Middle School (middle), Bloomingdale High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$600,000 runs 51% above the VALRICO 33594 median — but at 3,372 sqft it's also 60% larger than the typical Valrico listing.
02Strong assigned schools
Brooker Elementary School, Burns Middle School, Bloomingdale High School, Patricia Sullivan Metropolitan Ministries Partnership School — Bloomingdale High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $619,900, now $600,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY HUB · Emilyrose Furman. MLS #TB8537384.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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