CENTURY 21 Edge
$425,000$515,0004 bd3 ba1,235 sqft$344 /sqft≈$3,306 /mo all-in ↓

217 50TH TER N, ST PETERSBURG, FL, 33703

Active69 days on marketListed Aug 13, 2026MLS #TB8537851

✦ Reduced $90KSingle Family ResidenceHARCOURT BLK G, LOT 23 LESS N 7FT

About this home

217 50TH TER N

217 50th Ter N is an updated 4-bedroom, 3-bath property in the Harcourt neighborhood of North St. Petersburg, Florida 33703, in Pinellas County. Along with the main home, it has two additional efficiency-style living spaces and two detached outbuildings, one of which is an air-conditioned office. It sits on a 0.1-acre (about 5,480 sq ft) lot with no HOA, just off the 4th Street N corridor. The main home has been updated and is move-in ready. The two efficiency-style spaces add options: use them for guests, a home-based business or, if they are permitted, possible long-term rental income (subject to City of St. Petersburg zoning and permitting). An owner could live in the main home and use the other spaces to fit their plans. The two detached outbuildings add even more flexibility. One is finished and air-conditioned, and it works well as a home office, studio or workspace. The other is a large storage building with electricity and a workbench, with room for tools, equipment, bikes and outdoor gear. Major systems have been updated, including a 2017 roof, a 2021 central HVAC system with new ductwork, a 2020 water heater, updated plumbing in two bathrooms and a newer sewer line. These updates mean a buyer can focus on using the property rather than planning major replacements. The location is one of the property's strongest features. The 4th Street N corridor, a short walk away, is lined with restaurants, cafes, shops, grocery stores and everyday services, and PSTA Route 4 runs along it to downtown. The North Bay Trail runs nearby along 1st Street. It is a 6.3-mile paved bike and walking path that heads south past Coffee Pot Bayou and along the Tampa Bay waterfront to Vinoy Park and Demens Landing downtown. Downtown St. Petersburg is about 5 miles south and has the St. Pete Pier, the waterfront parks, the Dali Museum, the Museum of Fine Arts, the Mahaffey Theater and the Central Avenue and Beach Drive dining districts. Coffee Pot Bayou and the Snell Isle and Old Northeast waterfront are a short bike ride or drive away, and Weedon Island Preserve is to the northeast. I-275 is minutes away, giving easy access to Tampa and Tampa International Airport, and the Gulf beaches are about 20 to 25 minutes west. St. Pete-Clearwater International Airport (PIE) is also nearby. Assigned schools are North Shore Elementary, Meadowlawn Middle and Northeast High, which buyers should verify with Pinellas County Schools. Key facts: 4 bedrooms, 3 baths, two efficiency-style spaces, an air-conditioned detached office, a detached storage building, a 2017 roof, 2021 HVAC, a 2020 water heater and a newer sewer line, with no HOA, just off 4th Street N in North St. Petersburg (33703). Schedule a private showing today. Buyers should verify all information, including permitted unit count and use, rental eligibility, square footage, flood zone and insurance requirements. Flood insurance is required.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,235

Sqft

0.12 ac

Lot size

1945

Year built

One

Levels

$344

Per sqft

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationCrawlspace
FacesNorth
ParkingAlley Access · Boat · Driveway · RV Parking
ExteriorRain Gutters · Storage

Community & fees

Taxes (2025)$488/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,306 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,918
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$41
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate7.50%
Loan term

Estimated payment

$3,306/mo

Principal & interest$2,918
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$41
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$399KedgeAI estimate $453,104 · range $416K–$472K$491K

vs edgeAI estimate

−6.2%

$/sqft vs St Petersburg actives

$344 vs $323

Days on market

69 vs 66 typical

Where $344/sqft sits among the 400 St Petersburg actives

150
142 · this home
40
27
10
31
$128–279$279–430$430–582$582–733$733–885$885+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harcourt

Drive times from this address

Downtown Tampa≈ 23 min
Tampa Int’l Airport (TPA)≈ 24 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Harcourt — neighborhood snapshot

Population

635

Median age

50

Median income

$57,089

Median home value

$349,167

Avg household

2

Households w/ children

34%

For the school run

Pinellas County School District

ElementaryNorth Shore Elementary School★★★★★
HighNortheast High School★★★★★
MiddleMeadowlawn Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

232 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $425,000 ▼ $90K
Aug 13, 2026Listed at $515,000 · 69 days on market since
1945Built · HARCOURT BLK G, LOT 23 LESS N 7FT

Reality check

What actually sold near 217 50TH TER N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3066 8TH STREET NSold · Nov ’25

$490,000

3066 8TH STREET N

3 bd · 2 ba · 1,232 sqft · $398/sqft · 25 DOM

3026 8TH STREET NSold · Apr ’26

$346,000

3026 8TH STREET N

4 bd · 2 ba · 1,262 sqft · $274/sqft · 6 DOM

3008 JACKSON STREET NSold · Jun ’26

$599,000

3008 JACKSON STREET N

3 bd · 2.5 ba · 1,172 sqft · $511/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 217 50TH TER N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 217 50TH TER N — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

217 50TH TER N FAQs

What would the monthly payment be for 217 50TH TER N?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,306/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 217 50TH TER N?+

The most recent tax bill on record (2025) was $488. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $425,000, this home is priced right at the St Petersburg median.

Which schools are assigned to 217 50TH TER N?+

North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ENGEL & VOLKERS TAMPA DOWNTOWN · Ashkhan Jami. MLS #TB8537851.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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