1907 BAY BOULEVARD, INDIAN ROCKS BEACH, FL, 33785
Active52 days on marketListed Aug 20, 2026MLS #TB8538114
About this home
1907 BAY BOULEVARD
Welcome to 1907 Bay Boulevard in Indian Rocks Beach, where coastal charm meets thoughtful modern updates. This beautifully renovated property offers a move-in-ready opportunity for your family or your short term rental guests. This property has recenlty been updated with extensive improvements inside and out. The exterior has been refreshed with new pavers, maintenance-free turf, and fresh exterior paint, creating an inviting, low-maintenance outdoor space. Inside, the renovation continues with fresh interior paint, custom accent wall panels, elegant crown molding, and a stylish kitchen featuring quartz countertops and stainless steel appliances. Major mechanical updates include new HVAC systems, providing added comfort and peace of mind. Every detail has been thoughtfully selected to create a polished, contemporary coastal living experience. Ideally located in Indian Rocks Beach, this property offers the perfect combination of upgraded finishes, low-maintenance living, and the relaxed Florida lifestyle—just minutes from the Gulf, beaches, dining, and local attractions.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,914
Sqft
0.19 ac
Lot size
2
Garage
1957
Year built
Two
Levels
$582
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,953 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,953/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.2%
$/sqft vs Indian Rocks Beach actives
$582 vs $685
Days on market
52 vs 110 typical
Where $582/sqft sits among the 90 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $725K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
47 of 90
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 112% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1907 BAY BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,550,000
417 20TH AVENUE · same community
3 bd · 2.5 ba · 2,230 sqft · $695/sqft · 46 DOM
Sold · Mar ’26$562,000
13508 INDIAN OAKS TRAIL
3 bd · 3 ba · 2,409 sqft · $233/sqft · 21 DOM
Sold · Mar ’26$1,535,000
300 6TH AVENUE
4 bd · 3 ba · 2,381 sqft · $645/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1907 BAY BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1907 BAY BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1907 BAY BOULEVARD FAQs
What would the monthly payment be for 1907 BAY BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,953/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1907 BAY BOULEVARD?+
The most recent tax bill on record (2025) was $12,130. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Indian Rocks Beach?+
At $1,695,000, this home is listed about 106% above the Indian Rocks Beach median of $824,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1907 BAY BOULEVARD?+
Anona Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,695,000 runs 112% above the INDIAN ROCKS BEACH 33785 median — but at 2,914 sqft it's also nearly twice the size of the typical Indian Rocks Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Anona Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,890,000, now $1,695,000 — a $195K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SHORE PROPERTY GROUP · Cory Jursik. MLS #TB8538114.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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