CENTURY 21 Edge
$625,0004 bd2.5 ba2,775 sqft$225 /sqft$4,658 /mo all-in ↓

17989 FRAME BEND, LAND O LAKES, FL, 34638

Active0 days on marketListed Aug 13, 2026MLS #TB8538296

Private poolSingle Family ResidenceBEXLEY SOUTH

About this home

17989 FRAME BEND

Welcome to 17989 Frame Bend — where spacious living, effortless entertaining, and your own private outdoor oasis come together in one exceptional home. From the moment you arrive, this beautifully designed two-story residence delivers the space and flexibility today's buyers are looking for, while the exceptional screened-in private pool retreat takes everyday Florida living to an entirely different level. Step outside and discover what may become your favorite room in the house. The expansive screened porch and pool area create a private resort-style setting made for long afternoons in the sun, refreshing swims, evening cocktails, weekend gatherings, and unforgettable time with family and friends. With the pool directly connected to the home's main living and dining spaces, entertaining flows naturally from indoors to outdoors. Inside, the thoughtfully designed floor plan offers an impressive combination of gathering spaces and private retreats. The main level features a welcoming foyer, a dedicated home office, spacious living and dining areas, a well-appointed kitchen with pantry, convenient laundry access, and a guest powder room. The heart of the home is the open living and dining arrangement, where everyday life and entertaining come together. Large windows and direct access to the screened pool area create an inviting connection to the outdoors and allow the Florida lifestyle to take center stage. Upstairs, the generous primary suite provides a peaceful retreat complete with a spacious walk-in closet and private en-suite bath. Four additional bedrooms offer remarkable flexibility for family, guests, hobbies, or a dedicated home workspace. A second full bathroom and a separate upstairs family area provide even more room to spread out. With five bedrooms, multiple living areas, a dedicated office, a private pool, expansive screened outdoor living, and an attached garage, this home offers the rare combination of space, comfort, and Florida lifestyle appeal. THE HIGHLIGHTS Exceptional private swimming pool Large screened-in pool/porch retreat Five-bedroom layout Spacious primary suite with private bathroom Generous primary walk-in closet Dedicated home office Upstairs family/bonus living area Open living and dining spaces Kitchen with pantry Convenient upstairs laundry room Multiple walk-in closets and storage areas Attached garage Excellent indoor-to-outdoor entertaining flow Designed for the Florida lifestyle This isn't simply a home with a pool — it's a home built around the way you want to live in Florida. Imagine starting the morning with coffee beside the pool, spending sunny afternoons swimming without leaving home, gathering everyone together for dinner, and ending the day relaxing under the screened enclosure. At 17989 Frame Bend, that lifestyle can be yours every day. Come experience the space, the privacy, and the exceptional poolside lifestyle for yourself. This is the kind of home buyers remember.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,775

Sqft

0.11 ac

Lot size

2

Garage

2021

Year built

Two

Levels

$225

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Gas Water Heater · Microwave · Refrigerator · Tankless Water Heater
InteriorCrown Molding · High Ceilings · Solid Surface Counters · Vaulted Ceiling(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorOther

Community & fees

HOA fee$77/mo
Taxes (2025)$9,767/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,658 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$814
HOA fee — from the listing$77
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,500
Interest rate6.00%
Loan term

Estimated payment

$4,658/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$814
HOA / condo fee$77
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $625K
$542KedgeAI estimate $655,068 · range $565K$744K$773K

vs edgeAI estimate

−4.6%

Days on market

0 vs 47 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bexley

Map of 17989 FRAME BEND inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)33 min
Downtown Tampa36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

Bexley — neighborhood snapshot

Population

3,771

Median age

39

Median income

$109,441

Median home value

$408,921

Avg household

2

Households w/ children

429

For the school run

Pasco County School District

MiddleCharles S. Rushe Middle School★★★★
HighSunlake High School★★★★
ElementaryOakstead Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$423K$415K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →

Paper trail

This home's history

Aug 13, 2026Listed at $625,000 · 0 days on market since
2021Built · BEXLEY SOUTH

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 17989 FRAME BEND — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17989 FRAME BEND — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

17989 FRAME BEND FAQs

What would the monthly payment be for 17989 FRAME BEND?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,658/mo — principal and interest, the actual property-tax bill, the $77/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 17989 FRAME BEND?+

The association fee works out to $77 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 17989 FRAME BEND?+

The most recent tax bill on record (2025) was $9,767. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17989 FRAME BEND?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $625,000, this home is listed about 47% above the Land O Lakes median of $424,900. The market section on this page shows how the area is trending.

Which schools are assigned to 17989 FRAME BEND?+

Charles S. Rushe Middle School (middle), Sunlake High School (high), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$625,000 runs 72% above the LAND O LAKES 34638 median — but at 2,775 sqft it's also 35% larger than the typical Land O Lakes listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Listed today in a Land O Lakes market that averages 47 — if it fits, move quickly.

04Strong assigned schools

Charles S. Rushe Middle School, Sunlake High School, Oakstead Elementary School — Charles S. Rushe Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MARK SPAIN REAL ESTATE · Tom Mucario. MLS #TB8538296.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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