CENTURY 21 Edge
$350,0002 bd2.5 ba1,747 sqft$200 /sqft$2,870 /mo all-in ↓

10228 ECHO DOCK LOOP, SAN ANTONIO, FL, 33576

Active33 days on marketListed Aug 20, 2026MLS #TB8539216

VillaMIRADA ACTIVE ADULT

About this home

10228 ECHO DOCK LOOP

4.99% Assumable mortgage Available...YOUR FLORIDA LIFESTYLE AWAITS! Welcome to this beautifully decorated and meticulously maintained 2022 Lennar-built maintenance-free villa in the 55+ GATED section of Medley at Mirada Lagoon, with breathtaking sunsets and serene privacy come together. Featuring a durable ceramic tile roof, this exceptional home is ideally positioned on a premium conservation and pond homesite with no rear neighbors, offering lush views and gorgeous private sunsets. A paver driveway provides parking for up to four vehicles, while the paver walkway leads to an elegant leaded-glass front door with a phantom screen, perfect for enjoying refreshing cross breezes. Inside, you'll love the open, light-filled design with ceramic tile flooring laid on the diagonal throughout the main living areas, a spacious great room and a beautifully appointed kitchen featuring gleaming granite countertops, a center island, custom basket-weave backsplash, and crisp white 42-inch cabinetry accented with crown molding and stainless pulls. The upgraded appliance package includes a 2022 Samsung French-door refrigerator, slide-in induction range, 2022 microwave, and Samsung dishwasher, plus a convenient walk-in pantry. The kitchen is OPEN into the dining and living areas, highlighted by a huge ceiling fan and sliding glass doors that open to the screened, under-roof lanai overlooking the pond and conservation area—an ideal spot for morning coffee, afternoon relaxation, or entertaining while enjoying the peaceful Florida scenery. A convenient half-bath with pedestal sink and an interior laundry room with washer, dryer, and overhead storage complete the main level. Upstairs, a spacious loft provides a wonderful second living area, lounge, office, or gathering space, with a dedicated desk nook and private, lush pond and conservation views. The guest bedroom is generously sized with a large window overlooking the beautiful natural surroundings and is accompanied by a full upstairs bath. The two-car garage is exceptionally organized with overhead storage, storage shelving, and a painted floor, while the owned Costco whole-house water-softening system adds another valuable upgrade. Furniture is negotiable, making this an even easier opportunity to make this beautiful villa your own. MOVE RIGHT IN and enjoy the Medleys exclusive Clubhouse with fitness center, pickleball courts, walking trails, clubhouse with onsite restaurant, poolside bar, banquet facilities, beach entry swimming pool and planned events and activities! 15 acre Lagoon also offers a swim up bar, paddleboard, canoe, swim, kids water sports with slide and obstacle course and Access to new Tiki Bar, only for Medley members! Situated north of Tampa just off main highways for easy commute to Tampa, Orlando, Ocala, International airports and the beaches of Sunny Florida, within the incredible Mirada Lagoon community, this property offers the perfect combination of low-maintenance living, resort-style amenities, privacy, and the vibrant Florida lifestyle you've been waiting for—COME SEE why this one should be at the TOP of your list! CALL TODAY!

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,747

Sqft

0.09 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$200

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofSlate
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$154/mo
Taxes (2025)$4,088/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,870 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$341
HOA fee — from the listing$154
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,870/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$341
HOA / condo fee$154
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$263KedgeAI estimate $284,133 · range $274K$293K$364K

vs edgeAI estimate

+23.2%

$/sqft vs San Antonio actives

$200 vs $198

Days on market

33 vs 70 typical

Where $200/sqft sits among the 140 San Antonio actives

40
48 · this home
29
6
6
11
$160–183$183–206$206–230$230–253$253–276$276+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside San Antonio

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know San Antonio. See the full San Antonio guide →

SAN ANTONIO 33576 — neighborhood snapshot

Population

6,415

Median age

61.1

Median income

$77,950

Median home value

$330,500

Avg household

2.21

Households w/ children

337

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★
HighPasco High School★★★★
MiddlePasco Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The San Antonio market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$360K$302K

San Antonio median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

82 of 140

San Antonio actives have cut their price

Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% above the SAN ANTONIO 33576 median. See the full San Antonio market guide →

Paper trail

This home's history

Aug 20, 2026Listed at $350,000 · 33 days on market since
2022Built · MIRADA ACTIVE ADULT

Reality check

What actually sold near 10228 ECHO DOCK LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

31982 FOLK TOP STREETSold · Apr ’26

$279,490

31982 FOLK TOP STREET · same community

2 bd · 2.5 ba · 1,747 sqft · $160/sqft · 74 DOM

31651 SPLASH ISLESold · May ’26

$320,000

31651 SPLASH ISLE · same community

2 bd · 2.5 ba · 1,747 sqft · $183/sqft · 231 DOM

31908 FOLK TOP STREETSold · Mar ’26

$284,990

31908 FOLK TOP STREET · same community

2 bd · 2.5 ba · 1,747 sqft · $163/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10228 ECHO DOCK LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10228 ECHO DOCK LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10228 ECHO DOCK LOOP FAQs

What would the monthly payment be for 10228 ECHO DOCK LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,870/mo — principal and interest, the actual property-tax bill, the $154/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10228 ECHO DOCK LOOP?+

The association fee works out to $154 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10228 ECHO DOCK LOOP?+

The most recent tax bill on record (2025) was $4,088. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10228 ECHO DOCK LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in San Antonio?+

At $350,000, this home is listed about 5% below the San Antonio median of $368,950. The market section on this page shows how the area is trending.

Which schools are assigned to 10228 ECHO DOCK LOOP?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REST EASY REALTY POWERED BY SELLSTATE · Gina Marie Holm. MLS #TB8539216.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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10228 ECHO DOCK LOOP, SAN ANTONIO, FL — 2 Bed, 2.5 Bath — $350,000 | CENTURY 21 Edge