CENTURY 21 Edge
$345,0003 bd2 ba1,510 sqft$228 /sqft$2,749 /mo all-in ↓

3440 LAUREL DALE DRIVE, TAMPA, FL, 33618

Active1 days on marketListed Aug 15, 2026MLS #TB8539235

1/2 DuplexNORTH LAKES SEC I UNIT

About this home

3440 LAUREL DALE DRIVE

Welcome to this inviting 3 bedroom, 2 bath home in the North Lakes Community, conveniently located just off N Dale Mabry Hwy. With no CDD and no HOA! This home offers both comfort and convenience, with easy access to shopping, restaurants and St. Joseph’s Hospital North. Step inside to discover beautiful porcelain flooring, an updated kitchen featuring granite countertops, glass cook top, stainless oven, stainless refrigerator with double-drawer freezer, a pantry, and plenty of cabinet storage. The home also includes a water softener and filtration system. The open floor plan creates a welcoming flow from the kitchen to the spacious dining area into the living area which overlooks the backyard. A wonderful home great for hosting family and friends. The first-floor primary suite offers a walk-in closet and an updated en-suite bathroom with a double sink vanity and a large shower with glass doors. Upstairs you’ll find laundry hookups, two generously sized bedrooms, one with a walk-in closet, and a full bathroom shared by the bedrooms. With its convenient location and desirable features and no CDD or HOA, this home is one you won’t want to miss. Come see it before it’s gone!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,510

Sqft

0.09 ac

Lot size

1983

Year built

Two

Levels

$228

Per sqft

Inside

FlooringCeramic Tile · Laminate
AppliancesBuilt-In Oven · Cooktop · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesWest
ExteriorSidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$4,870/yr

Utilities & systems

UtilitiesFiber Optics · Public
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,749 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,031
FHA mortgage insurance (est.)$153
Property tax — 2025 actual bill$406
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,075
Interest rate6.00%
Loan term

Estimated payment

$2,749/mo

Principal & interest$2,031
FHA mortgage insurance (est.)$153
Property taxes (actual bill)$406
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lake Magdalene

Map of 3440 LAUREL DALE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa23 min
Tampa Int’l Airport (TPA)27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Lake Magdalene — neighborhood snapshot

Population

31,512

Median age

43

Median income

$81,772

Median home value

$334,003

Avg household

2

Households w/ children

3,419

For the school run

Hillsborough County School District

MiddleBuchanan Middle School★★★★
ElementaryLake Magdalene Elementary School★★★★★
HighGaither High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$439K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the TAMPA 33618 median. See the full Tampa market guide →

Paper trail

This home's history

Aug 15, 2026Listed at $345,000 · 1 days on market since
1983Built · NORTH LAKES SEC I UNIT

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 3440 LAUREL DALE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3440 LAUREL DALE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3440 LAUREL DALE DRIVE FAQs

What would the monthly payment be for 3440 LAUREL DALE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,749/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3440 LAUREL DALE DRIVE?+

The most recent tax bill on record (2025) was $4,870. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $345,000, this home is listed about 23% below the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3440 LAUREL DALE DRIVE?+

Buchanan Middle School (middle), Lake Magdalene Elementary School (elementary), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$345,000 runs 21% above the TAMPA 33618 median.

02Fresh on the market

Only 1 day on market in a Tampa market that averages 42 — if it fits, move quickly.

03Strong assigned schools

Buchanan Middle School, Lake Magdalene Elementary School, Gaither High School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Vickie Morris. MLS #TB8539235.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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