CENTURY 21 Edge
$2,200,0004 bd3 ba2,994 sqft$735 /sqft$13,375 /mo all-in ↓

28046 BAYHEAD ROAD, DADE CITY, FL, 33523

Active7 days on marketListed Sep 13, 2026MLS #TB8539264

Single Family ResidenceDARBY OAKS ACRES CLASS IIIE

About this home

28046 BAYHEAD ROAD

Virtually Staged. WELCOME TO THE FARM LIFE! Set on 10.16 acres in Dade City, this one-of-a-kind FARMHOUSE offers space, character and freedom for true country living from day one, with an additional adjoining 10-acre parcel available separately, TB8539379. AN AUTOMATIC gated entrance beneath beautiful moss-draped oaks welcomes your home to fenced pasture, mature trees, livestock areas and wide-open views. Bring the HORSES & FARM ANIMALS, plant a garden, gather fresh eggs and enjoy the kind of lifestyle that is hard to find in a subdivision. The two-story farmhouse is filled with warmth and character, with extensive wood walls and ceilings, rich wood floors and a dramatic two-story great room filled with natural light. The spacious kitchen sits at the heart of the home with granite countertops, abundant cabinetry, stainless appliances and a large MOVABLE center island made for gathering. Upstairs, an open loft overlooks the main living area and provides FLEX SPACE. Generously sized rooms throughout the home provide flexibility for sleeping areas, office space, hobbies or recreation, while the large utility/laundry room adds the practical space country living calls for. NOTE: Spacious bedrooms are designed in a traditional farmhouse style without built-in closets, with room to add closets. Outdoor living is just as special. A covered porch wraps around three sides of the farmhouse and is finished with premium Ipe hardwood decking, prized for its exceptional hardness, longevity and natural resistance to decay, insects and weather. An additional side deck gives you even more room for entertaining, while the upper balcony provides a peaceful place to sit, unwind and take in the pasture views and evening sunsets. The property is already set up for farm life with a large five-stall barn featuring a center aisle, loft/storage area and working space, along with fenced pasture, livestock areas and an additional metal building for equipment, storage, hobbies or farm use. The outbuilding adds versatility. It includes finished,600 SF Apartment with a full kitchen,1 bedroom and a bath, plus additional heated and cooled flex areas currently used for storage and a home gym extra storage in the attic. The owners previously used this space for living purposes, making it useful for guests, extended family, hobbies, office needs or recreation. These improvements are not included in the home’s official square footage; buyers verify permitted use, square footage and suitability for intended use. The 10.16-acre parcel may also provide potential to create two approximately 5-acre homesites, with the existing farmhouse on one portion and the possibility of an additional homesite toward the rear—an appealing option for a multigenerational or family-compound setting. Any split, additional residence or building use is subject to Pasco County approval and all applicable requirements. Need more land? The adjoining 10-acre agricultural parcel is also available separately, creating an opportunity to own approximately 20 acres total with even more pasture, privacy and future possibilities. ELECTRIC, WELL & A 50-amp RV hookup add another useful feature for country living. This is more than a house with acreage. It is a place where the farm lifestyle is already waiting for you. Bring your family, bring your animals, bring your plans and make it your own. (NO CHEMICALS HAVE BEEN USED EXCEPT OCCASIONAL DEWORMER FOR ANIMALS, SINCE OWNERSHIP)

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,994

Sqft

10.16 ac

Lot size

2017

Year built

Two

Levels

$735

Per sqft

Park/Greenbelt viewPets allowed

Inside

FlooringOther · Tile · Hardwood
AppliancesDishwasher · Electric Water Heater · Exhaust Fan · Range · Range Hood · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Vaulted Ceiling(s)
LaundryLaundry Chute · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofMetal
ConstructionBlock · HardiPlank Type · Wood Frame
FoundationSlab
ViewPark/Greenbelt
FacesNorth
ParkingOther · Oversized
ExteriorBalcony · French Doors · Garden · Lighting · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Storage

Community & fees

Taxes (2025)$6,229/yr
PetsCats OK, Dogs OK, Yes
CommunityHorses Allowed

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Phone Available · Private · Sewer Connected · Underground Utilities · Water Available · Water Connected
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$13,375 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,871
PMI (est., until 20% equity)$825
Property tax — 2025 actual bill$519
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $220,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $220,000
Interest rate6.00%
Loan term

Estimated payment

$13,375/mo

Principal & interest$11,871
PMI (est., until 20% equity)$825
Property taxes (actual bill)$519
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Dade City actives

$735 vs $186

Days on market

7 vs 43 typical

Where $735/sqft sits among the 373 Dade City actives

284
52
22
6
4
5 · this home
$127–228$228–330$330–431$431–532$532–634$634+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dade City

Drive times from this address

Downtown Tampa52 min
Tampa Int’l Airport (TPA)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

DADE CITY 33523 — neighborhood snapshot

Population

19,296

Median age

40.6

Median income

$60,897

Median home value

$231,700

Avg household

2.79

Households w/ children

2,208

For the school run

Pasco County School District

MiddlePasco Middle School★★★★
HighPasco High School★★★★
ElementaryLacoochee Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$340K$352K

Dade City median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

184 of 373

Dade City actives have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 782% above the DADE CITY 33523 median. See the full Dade City market guide →

Paper trail

This home's history

Sep 13, 2026Listed at $2,200,000 · 7 days on market since
2017Built · DARBY OAKS ACRES CLASS IIIE

Reality check

What actually sold near 28046 BAYHEAD ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

23305 JUNE BUG TRAILSold · Jun ’26

$640,000

23305 JUNE BUG TRAIL

4 bd · 2.5 ba · 2,534 sqft · $253/sqft · 11 DOM

17325 PALAMINO LAKE DRIVESold · Dec ’25

$675,500

17325 PALAMINO LAKE DRIVE

4 bd · 2 ba · 2,273 sqft · $297/sqft · 5 DOM

29235 BAYHEAD RDSold · Mar ’26

$370,000

29235 BAYHEAD RD

3 bd · 2 ba · 2,047 sqft · $181/sqft · 114 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 28046 BAYHEAD ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 28046 BAYHEAD ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

28046 BAYHEAD ROAD FAQs

What would the monthly payment be for 28046 BAYHEAD ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,375/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 28046 BAYHEAD ROAD?+

The most recent tax bill on record (2025) was $6,229. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 28046 BAYHEAD ROAD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dade City?+

At $2,200,000, this home is listed about 458% above the Dade City median of $393,965. The market section on this page shows how the area is trending.

Which schools are assigned to 28046 BAYHEAD ROAD?+

Pasco Middle School (middle), Pasco High School (high), Lacoochee Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,200,000 runs 782% above the DADE CITY 33523 median — but at 2,994 sqft it's also 38% larger than the typical Dade City listing.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 7 days on market in a Dade City market that averages 43 — if it fits, move quickly.

Listing courtesy of KELLER WILLIAMS RLTY NEW TAMPA · Cherry Norris. MLS #TB8539264.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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28046 BAYHEAD ROAD, DADE CITY, FL — 4 Bed, 3 Bath — $2,200,000 | CENTURY 21 Edge